Annuity Straight Talk

Why I Don't Chase MYGA Rates


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Not all high interest rates are created equal—and chasing the top MYGA rate can lead you straight into trouble.

In this episode, Bryan Anderson explains why he prioritizes financial strength, policy flexibility, and long-term safety over chasing the highest yields in multi-year guaranteed annuities. He shares a real-life story of a client walking away from a well-rounded product in favor of a higher rate, and breaks down the hidden risks behind some of the top-paying MYGAs on the market today—many of which are backed by private equity and have questionable long-term strategies.

What you’ll learn:

  • Why the “highest rate” isn’t always the best deal

  • The hidden dangers of new and obscure annuity issuers

  • How private equity is changing the insurance landscape

  • What to look for in a truly safe annuity

  • Why Bryan sticks to long-term fundamentals, even if it means losing a sale

    If safety, simplicity, and stability matter to you in retirement, this episode is a must-listen.

    ▶️ Tune in now to hear why Bryan never chases MYGA rates—and why you shouldn’t either.

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    Annuity Straight TalkBy Bryan Anderson

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