Hector sits down with Zach Richards, co-founder of REI Capital Guys, to explore the quiet power of private lending and the deeper meaning of financial freedom. Zach breaks down how true freedom isn’t about flashy cars or massive portfolios—it’s about owning your time, minimizing stress, and building systems that let you live life on your terms. From the difference between risky speculation and dependable cash flow, to the invisible labor of family life, this conversation hits hard for any man seeking more than hustle—someone striving for balance, stability, and intentional growth.

Chapters:

• 00:00:00 - Why This Episode Might Change the Way You See Freedom
• 00:00:38 - Zach Richards: From Code to Capital
• 00:01:52 - How Private Lending Quietly Changed His Life
• 00:03:04 - Balancing the Mission and the Marriage
• 00:03:26 - The Moment Everything Pivoted
• 00:05:35 - Redefining Who You Are (and What You Want)
• 00:09:31 - What Real Financial Freedom Feels Like
• 00:14:09 - Being a Provider Without Losing Yourself
• 00:31:28 - Staying Steady in a World on Fire
• 00:33:31 - One Final Thought Every Man Should Hear

Links And Resources:

• Website: REI Capital Guys Community
• Free eBook: Private Lending Guide
• Zach Richards on LinkedIn
• Hector Santiesteban on LinkedIn
• Hector Santiesteban on Twitter

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