Working Women's Wealth

Were you ever taught financial literacy? Did your parents ever talk to you about money? Do you feel that you are adequately equipped to become financially free?

Research says that by the time a child is seven, they've already formed financial habits (they learn by simply watching their parents), and so it's important to both TEACH and DEMONSTRATE good financial practices from an early age.

My guest this week, Gugu Sidaki, talks family responsibility (and the importance of planning for it), financial literacy for children, and the concept of being financially free.

"Money is an enabler", she says, "if you're able to educate somebody about managing their money, you're literally able to change their lives."

Have you taken an inventory of your finances recently? Or are you scared of what you'll find when you do? Sometimes all you need is a little support to get you started...

Find your REAL financial starting point, and the REAL reason you are where you are. Create your OWN plan to stop the worry that's draining you. Only when you know where you are, can you know how to get to where you want to go next.

You don't have to face it alone!

Join us in kickstarting YOUR financial freedom.

When you think about finance, do the words 'complicated' and 'not my job' come up for you? Does your husband take care of money matters? And what would that mean for you if the subject of divorce arose?

Whether or not divorce is on the cards, my guest today, says that "We can't assume someone is going to look after us. We need to do it ourselves." Mary Waring has over 30 years of experience in the financial sector, and provides an exclusive, bespoke and discreet financial concierge service to women before, during and after divorce.

In this episode, Mary talks about the importance of engaging in your finances, the power of money to give you choices, and what divorce means for your money.

Many women have a mental block about finance, and so bury their heads in the sand. Money complicates divorce, but knowing where you stand creates certainty, and a clear view of the future and your choices.

Has the holiday season bust your budget? Or has financial stress been plaguing you a fair bit longer than that? Either way, most of us have financial stress in one form or another.

And because money worry in the pit of your stomach is the last thing you need to start this decade with, and because it will happen to all of us, there are three things you need to know to help get you out of financial stress.

Wealth is a series of decisions we make throughout the day, and all these tiny decisions compound over time, and we 'wake up' at 65 wealthy or poor.

There is a way out, and once you've done some soul searching (and some deep diving), it all comes down to one simple equation: spend less, or earn more. That equation doesn't bend for anyone…

You've got big plans and you know how to set them into motion. You are a woman that CAN. You're all GO, GO, GO and PUSH, PUSH, PUSH! Until you're burnt out. With the realisation that it's time to find a new way of operating.

The fact is, women are 60% more likely to burn out than men, and as a gender, are less happy, less fertile, and sicker. But we have opportunities. And the power that it took us to achieve these opportunities is not the same power that it will take to sustain them.

My guest today talks about the challenges facing women in leadership, and the five different energies, that if accessed, make available a very strong yet feminine power, which bring with it a huge amount of sustainability.

If one wants to transform the wealth and well-being of a community in the developing world all of the research points to the empowerment of women, and Dr Joanna Martin (founder of One of Many) had a calling to support these women and equip them with the tools they need to step into leadership and change their corner of the world.

Because ultimately, if all of us made a small impact we could massively change things.

Happy New Year! Has today found you resolutely jotting down your New Years Resolutions? How many of those are the same from last year?

Don't beat yourself up! There are lessons to be learnt in failure. I know I've learnt some of those lessons this year! Most 'instant success' comes from hard work and consistency over time, and so it's important to NOT give up.

In this episode I share with you three of the lessons that I've learnt that could completely change how you approach (and stick to!) your New Years Resolutions this year.

Deck the halls with boughs of holly and jingle all the way, it's the happiest time of the year! Christmas is traditionally a time to spread joy and good cheer, and one of the BEST ways to do that is through gratitude.

Gratitude is a cornerstone of happiness, and a good practice to adopt is to find at least one thing every single day to be grateful for.

In this episode, I share with you a new technique that I've learnt that will deepen your practice of gratitude journaling.

Have a very Merry Christmas, I hope that this New Year coming is one that will bring you all the love and joy that you so deserve.

There is! It's called Trading Back, and it enables you to have a little bit of the AND.

In today's episode I reveal how to utilise this secret to enable you to both live now AND save for the future.

In the workplace, do you feel able to engage in courageous conversations, allowing yourself to be vulnerable? Or do you 'armour up', afraid to appear weak?

Vulnerability is being able to connect with people on an emotional level. It takes courage. Courage is a necessary leadership skill.

And, it turns out that you can LEARN to be courageous!

My guest today went all the way to the USA to find out how. After studying with Brené Brown to become a Dare to Lead facilitator, Kim Potgieter talks about self-awareness, the importance of having clear values, the risks of people pleasing at the expense of your own authenticity and how to create a culture of courage in an organization.

In debt? No savings for retirement? Do you find yourself making purchases to 'keep up with Joneses'? What would you have done differently if you had known more about money earlier in life?

The truth is, even though it's easier to form good money habits when you're younger, it's never too late!

In today's episode I talk about the six lessons that I'd teach my younger self about money, things I wish that I'd known back then.