WSJ Your Money Briefing

By The Wall Street Journal

Business News

What's WSJ Your Money Briefing about?

Your Money Briefing is your personal-finance and career checklist, with the news that affects your money and what you do with it. From spending and saving to investing and taxes, the Wall Street Journal’s finance reporters and experts break down complicated money questions every weekday to help you make better decisions about managing your money. Hosted by J.R. Whalen.

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When Cash Delivers Better R...

01.26.2023

Investors added cash to global money-market funds over the past four weeks at levels not seen since May of 2020. WSJ markets reporter Hardika Singh joins host J.R. Whalen to discuss how cash delivers better returns than many stocks in ...

WSJ Your Money Briefing episodes:

01.26.2023 When Cash Delivers Better Returns Than Stocks Investors added cash to global money-market funds over the past four weeks at levels not seen since May of 2020. WSJ markets reporter Hardika Singh joins host J.R. Whalen to discuss how cash delivers better returns than many stocks in ...
01.25.2023 Black Workers, Young People Received Biggest Pay Hikes Last Quarter While workers across all groups saw a median 7.4% pay increase in 2022, Black workers as well as young people and low-wage earners received the largest pay increases in the fourth quarter. Wall Street Journal reporter Gabriel T. Rubin joins ...
01.24.2023 Why Having a Gas Stove Can Increase Your Home’s Value Despite recent controversy about gas stoves, home buyers say they prefer them over electric units. WSJ’ personal-finance reporter Veronica Dagher joins host J.R. Whalen to explain why. Learn more about your ad choices. Visit megaphone.fm/adchoices
01.23.2023 There Are More Open Jobs Than Ever Before. Why Are Job Hunts Longer? After several years of red-hot hiring during the pandemic, many companies are slowing down hiring amid economic uncertainty. So what does that mean for finding a new job? Wall Street Journal economics reporter Sarah Chaney Cambon joins Your Money Briefing ...
01.20.2023 The Best and Worst Airlines of 2022 Which airlines performed best in 2022 amid severe weather and scores of delays and cancellations? WSJ “Carry On” travel columnist Dawn Gilbertson joins host J.R. Whalen with results of the WSJ’s annual airline scorecard. Learn more about your ad choices. ...
01.19.2023 Why Are Consumers So Pessimistic About the Economy? Consumer confidence has hovered near record lows for much of the past year, even as hourly wages have steadily climbed. Host J.R. Whalen is joined by WSJ reporter Rachel Wolfe to discuss the economic factors that have held consumer confid ...
01.18.2023 Job Seekers Deal With Scammers Posing as Recruiters Fraudsters posing as job recruiters have duped U.S. jobseekers out of hundreds of millions of dollars. Host J.R. Whalen is joined by WSJ reporter Imani Moise, who explains how the scammers operate, and by a California woman who was nearly ...
01.17.2023 Finding Deals on Travel Amid Higher-Priced Flights and Hotels Airfares and hotel prices are still projected to be pricey in the first part of 2023, despite inflation cooling overall. WSJ travel reporter Allison Pohle joins host J.R. Whalen to discuss why prices have remained high and how travelers can ...
01.13.2023 Closing America’s Racial Wealth Gap The Black-White wealth gap in the U.S. has prevented many people from passing down substantial wealth to future generations. Chelsea Ransom-Cooper, managing partner of Zenith Wealth Partners, joins host J.R. Whalen to discuss why the wealth gap persists and how ...
01.12.2023 New Student-Debt Plan Would Benefit Lower-Income Borrowers A Biden administration plan unveiled this week would allow lower-income borrowers to pay less and make it easier for them to wipe away their student debt if they are enrolled in income-driven repayment plans. WSJ reporter Gabriel T. Rubin joins ...
01.11.2023 Why Your Tax Refund Might Be Lower This Year After average tax refunds reached nearly $3,200 last year, changes to key tax breaks could significantly reduce many Americans’ refunds this year. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to run through the tax breaks that have been ...
01.10.2023 How Students’ Future Earnings Could Be Hit by Remote Learning A Stanford University study suggests the learning lost as a result of lockdowns during the pandemic could have a long-term financial effect on students. WSJ reporter Ben Chapman joins host J.R. Whalen to review the findings. Learn more about your ...
01.09.2023 Stock Market in 2023: What to Expect Many investors’ portfolios and retirement accounts suffered steep declines last year. Sébastien Page, head of global multi-asset and chief investment officer at T. Rowe Price and author of “Beyond Diversification: What Every Investor Needs to Know About Asset Allocation,” joins ...
01.06.2023 ‘Pick Your Pay’: More Companies Let Workers Customize Compensation To compete for workers, more companies are offering new hires a customizable pay package. WSJ contributor Tara Weiss joins host J.R. Whalen to discuss how the process works and questions workers should ask themselves before accepting a pay package. Learn ...
01.05.2023 Buying a Car? Some Credit Unions’ Interest Rates Beat the Banks’ Rising prices and interest rates are making it harder to afford buying a car. But many prospective buyers are financing through credit unions, which offer rates significantly lower than banks. WSJ banking reporter Ben Eisen joins host J.R. Whalen with ...
01.04.2023 2023 Job Market: Pay, Work From Home, Who’s Hiring and More The U.S. labor market enters 2023 facing an unsettled economy and a jittery stock market. LaSalle Network staffing firm founder and CEO Tom Gimbel joins host J.R. Whalen to discuss business leaders’ hiring plans for the new year. Learn more ...
01.03.2023 Which Debt Is Actually Good to Hold Onto? While many people rush to pay down as much debt as they can, sometimes holding onto debt can help your overall financial picture. WSJ and Barron’s contributor Cheryl Winokur Munk joins host J.R. Whalen to discuss how people should approach ...
12.30.2022 Why Personal Bankruptcy Is a Last Resort to Getting Rid of Debt Some people struggling to pay down past debt might consider personal bankruptcy as a last resort after all other options have been exhausted. Host J.R. Whalen is joined by Natalia Brown of National Debt Relief and the American Fair Credit ...
12.29.2022 How Debt Consolidation Works and Downsides to Watch Out For Many people choose to consolidate their debt and package it into one loan, often at a lower interest rate. NerdWallet personal-finance expert Sara Rathner joins host J.R. Whalen to discuss how people qualify for consolidation and some risks to be ...
12.28.2022 How a Credit Counselor Can Help Get Your Debt Under Control Trying to wipe away large amounts of past debt is sometimes too big a task to handle alone. Money Management International CEO Jim Triggs joins host J.R. Whalen to explain how a credit counselor can help and how to spot ...
12.27.2022 Getting Out of Debt: First Steps You Can Take Yourself Trying to manage and pay down past debt can be intimidating, but there are some simple steps you can take to get the process started. Your Money Briefing’s week-long series on getting yourself out of debt kicks off with My ...
12.26.2022 How to Get Out of Debt Having too much debt can stand in the way of reaching important financial goals. This week, Your Money Briefing features a special series on ways you can manage your debt and eventually get yourself on solid financial footing. Host J.R. ...
12.23.2022 How to Fix Your Personal Finances for 2023 As inflation continues to weigh on people’s finances, there are moves you can make now to streamline your expenses and put your portfolio in a stronger position in 2023. WSJ personal-finance reporter Imani Moise joins host J.R. Whalen with some ...
12.22.2022 What Giant Red Bows May Tell Us About Holiday-Season Car Sales The big, red bows we often see on cars during holiday season TV commercials might give some insight into December auto sales. WSJ personal finance reporter Joe Pinsker joins host J.R. Whalen with more. Learn more about your ad choices. ...
12.21.2022 Stock Pickers Find Success Navigating 2022’s Turbulent Market Amid this year’s stock market volatility, stock picking is making a comeback as one way to see positive returns. WSJ markets reporter Hardika Singh joins host J.R. Whalen to explain how it works, and whether that success is expected to ...
12.20.2022 Some Homebuyers Turning to Buydowns for Lower Mortgage Rates Many prospective homebuyers have been priced out of the current housing market, but temporary buydowns offer steep but short-term savings on mortgage rates. WSJ housing reporter Nicole Friedman joins host J.R. Whalen to explain how temporary buydowns work and how ...
12.19.2022 Want to Become a Landlord? Beware the Headaches and Expenses The changing housing market and wavering economy have created more challenges for anyone interested in owning rental property. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss the pros and cons of becoming a landlord an d how ...
12.19.2022 Want to Become a Landlord? Beware the Headaches and Expenses The changing housing market and wavering economy have created more challenges for anyone interested in owning rental property. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss the pros and cons of becoming a landlord and how to ...
12.16.2022 Consumers Paying Billions in Fees on Their Utility Bills to Cover Repairs As severe weather systems and natural disasters become more frequent, utility companies are passing the cost of repairing their systems on to customers. And because of how those repairs are financed, customers could be on the hook for decades. WSJ’s ...
12.15.2022 What Interest Rate Hikes Mean For Your 2023 Financial Plan 2022 has been a year of higher prices and rising interest rates aimed at tamping down inflation. This week, the Federal Reserve approved another interest-rate hike, and officials say rates will likely keep rising next year. But what does this ...
12.14.2022 Can Videogame Currencies Like ‘Robux’ Teach Kids Financial Skills? Instead of physical toys or cash, many children are asking for virtual currency to spend on items in their favorite videogam es. It might sound strange to parents, but can online currencies teach kids valuable financial skills? WSJ reporter Sarah ...
12.13.2022 ‘Credit Washing’: How Some Credit-Repair Firms Inflate Credit Scores For years, the Federal Trade Commission has tried to make it easier for identity-theft victims to file claims and fix their credit scores. But it may have inadvertently opened the door for fraudsters and unscrupulous credit-repair firms to file false ...
12.12.2022 Massage Gun? Genetic Testing? How to Spend Your FSA Before It's Gone Some workers who piled up thousands of dollars in their healthcare flexible-spending accounts during the pandemic are at risk of losing it at the end of this year. The Wall Street Journal's Matthew Riva joins host Daniella Cheslow with some ...
12.09.2022 Priced Out of Buying, Some Renters Pay to Renovate With U.S. housing affordability at its lowest in decades, renters are staying in their properties longer, and now some are investing in wallpaper, doorknobs and even floor tiles to make their rentals more livable. WSJ personal economics reporter Imani Moise ...
12.08.2022 For Couples, Sharing Money Offers Financial and Emotional Gains Pooling money together is one reason why married couples have as much as four times the wealth as unmarried couples who live together. Personal-finance reporter Julia Carpenter joins host Daniella Cheslow to discuss why that is, and why more couples ...
12.07.2022 How to Turn Pay-Transparency Revelations Into a Raise As pay-transparency laws become more common, many workers are openly discussing salaries in the office. And that can lead to some awkward surprises among employees who find out they are getting paid differently despite doing similar work. WSJ “Work & ...
12.06.2022 How to Lower Your Home Insurance Premiums Homeowners’ insurance rates have risen by nearly 10% since early last year. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen with some ways homeowners can potentially shave several percentage points off their monthly insurance costs. Learn more about your ...
12.05.2022 Banks in Talks to Reimburse Zelle Customers Who Were Scammed Big banks including JPMorgan Chase and Wells Fargo are drawing up plans to issue refunds to users of the Zelle peer-to-peer payment platform who were victimized by fraudsters. WSJ’s David Benoit joins host J.R. Whalen with details of the refund ...
12.02.2022 Cheap Dates Are In: How High Inflation Is Changing Dating Norms The rising cost of dinner and drinks is making dating an expensive activity for singles. Host J.R. Whalen is joined by WSJ reporter Rachel Wolfe to discuss how they are adjusting, and by 24-year-old Rachel Horowitz, who shares some awkward ...
12.01.2022 How Not Having Student Loans Affects Your Financial Future The effects of holding student loans on people’s personal finances can be measured against the financial outcomes of those who didn’t take them out in the first place. Host J.R. Whalen is joined by WSJ reporter Joe Pinsker to discuss ...
11.30.2022 Many Health Services Hang in Balance Amid ACA Legal Challenge A lawsuit challenging key provisions of the Affordable Care Act could result in millions losing access to no-cost preventive screenings. WSJ reporter Stephanie Armour joins host J.R. Whalen to discuss where the litigation stands and how it could affect people ...
11.29.2022 Big Tax Breaks Await Those Who Plan Ahead This Year The deadline to file your tax return is still several months away, but there are steps you can take now to score tax breaks and stay ahead of some tax changes that are coming next year. WSJ tax reporter Laura ...
11.28.2022 Why a Price Ending in ‘99’ Doesn’t Mean You’re Getting a Deal Retailers have been posting prices ending in “99” for decades, but what does it say about the value consumers are getting for their dollar? WSJ “Numbers” columnist Josh Zumbrun joins host J.R. Whalen with some surprising findings about retailers’ pricing ...
11.25.2022 Black Friday and Holiday Season Shopping: How Not to Overspend High inflation and rising interest rates might make it easy to overspend this holiday season. WSJ personal finance reporter Imani Moise joins host J.R. Whalen tips for easing the strain on your bank account. Learn more about your ad choices. ...
11.23.2022 The Nation’s Best, and Worst, Airports After a summer of chronic delays and passenger frustrations, the nation’s airports face a crucial test this holiday season. Travel columnist Dawn Gilbertson joins host J.R. Whalen with the WSJ’s rankings of the nation’s best and worst airports. Learn more ...
11.22.2022 U.S. Stocks Are in a Bear Market, So Why Are Investors Buying? Despite an unsettled economy and rising interest rates that have rattled Wall Street, investors continue to favor U.S. stocks over foreign equities. WSJ markets reporter Eric Wallerstein joins host J.R. Whalen to explain why, and what it means for your ...
11.21.2022 Scammers Rush In as Student Loan Forgiveness Stalls The Biden administration’s plan to cancel up to $20,000 in student loans is in limbo after a federal judge in Texas ruled it was unconstitutional. Now the issue is tied up in the courts, but scammers aren’t waiting for a ...
11.18.2022 What the Midterm Elections Mean for Your Finances Republicans taking control of the House of Representatives this week means divided government for at least the next two years. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss what that likely means for major legislation affecting your ...
11.17.2022 Why Are So Many Older Gen Z Workers Not Seeking Jobs? While most workers displaced by the pandemic have returned to the workforce, many in their early 20s have not. WSJ reporter Bryan Mena joins host J.R. Whalen to explain how this has puzzled economists and how these workers’ absence affects ...
11.16.2022 Early Black Friday Deals: Where to Find Savings Retailers have rolled out Black Friday deals early this year to attract shoppers returning to stores en masse for the first time in two years. WSJ reporter Suzanne Kapner joins host J.R. Whalen to discuss which retailers are discounting the ...

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