Everyone wants to know the secret to building real wealth—but almost no one talks about this.

This year, I’m getting very intentional about the purpose of this channel. My goal is simple but ambitious: help the people who follow along, learn from the data, and take action build real wealth through real estate—potentially becoming millionaires in five years or less. I did it through real estate, and I truly believe it’s one of the strongest and most reliable wealth-building tools out there. With trillions of dollars in untapped home equity across America, the opportunity is hiding in plain sight. This year we’ll break down net worth, equity, market timing myths, Boise and Treasure Valley trends, and how to position yourself when others hesitate. This isn’t about panic—it’s about paying attention, understanding the data, and making smart moves while your money works for you.

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Boise real estate, Treasure Valley housing market, real estate investing, building wealth with real estate, home equity, net worth growth, Boise housing trends, Idaho real estate, real estate education, first time home buyer Boise, investment properties Boise, long term wealth, financial freedom through real estate, housing market data, Boise market update, real estate strategy, generational wealth, buying vs renting, real estate fundamentals, market timing real estate

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If you’re waiting until you have $90,000 saved to buy your first home… this might change everything.

Buying your very first house is exciting, emotional, and honestly a little terrifying—and most people go into it missing some huge pieces of the puzzle. From the myth that you need 20% down, to surprise closing costs, to why inspections and home warranties can literally save you thousands, this video breaks down the five things I desperately wish someone had told me before I bought my first home. The goal here is simple: help you buy smarter, sooner, and with way more confidence—so you can start building long-term, meaningful wealth instead of sitting on the sidelines.

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first time home buyer, buying your first home, down payment assistance, closing costs explained, home inspection tips, home warranty, real estate education, building wealth through real estate, home buying mistakes, mortgage basics, real estate advice, housing market tips, financial education, long term wealth, real estate investing, first home tips, buying a house 101, real estate YouTube, home buying education, smart home buying

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Rent feels cheaper… until you actually run the numbers.

Most people assume renting is the “safer” or more affordable option—but when you look at equity, tax benefits, appreciation, and long-term stability, buying often wins by a landslide. Over just two years, homeowners can build tens of thousands in wealth while renters walk away with nothing but receipts. Buying isn’t just about having a place to live—it’s a forced savings plan, a wealth-building tool, and one of the most powerful financial moves most people will ever make. 

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Boise real estate, buying vs renting, first time home buyer Boise, Boise housing market, build equity, wealth through real estate, Idaho homes for sale, Boise mortgage tips, FHA loan Boise, Boise lifestyle, LGBTQ friendly real estate, Boise realtors, HomeFound Group, Boise community, moving to Boise, Boise investment property, rent vs buy Idaho, Boise home prices, financial freedom real estate, long term wealth building

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Everyone keeps asking the same question: did the housing crash already happen… and what does 2026 actually look like?

2025 quietly became one of the slowest real estate years on record nationwide, even compared to the years following the housing bubble. Buyer demand cooled, inventory stayed elevated (but nothing like 2008), and prices never fell the way many were waiting for. Now, as we look ahead to 2026, the data tells a story of stability, gradual shifts, and opportunity. Interest rates are slowly trending downward, Boise’s market has softened just enough to give buyers negotiating power, and new construction is offering serious incentives. Add in Idaho’s leading job growth, sustained in-migration, and strong local economy, and it’s clear why a major crash isn’t showing up in the numbers. For those watching from the sidelines, this might be one of the few windows where sellers are flexible, concessions are real, and long-term growth is still very much on the table.

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Boise real estate market, Boise housing market 2025, Boise housing market 2026, Treasure Valley real estate, Boise home prices, Boise market update, Idaho real estate trends, Boise new construction homes, Boise real estate forecast, buying a home in Boise, selling a home in Boise, Boise housing inventory, Boise mortgage rates, Idaho housing market, Boise real estate insights, Treasure Valley housing market, Boise market trends, Boise real estate news, Boise home buyers, Boise home sellers

How much house can you actually afford… without ever talking to a lender? 👀

In today’s video, Michael breaks it all down in a way that actually makes sense. Using the average household income, he walks through five simple steps to estimate your buying power and shows why loan type matters way more than most people realize. We compare conventional vs FHA loans, explain what lenders really count as “debt” (and what they don’t), and reveal a difference in purchase power that can easily exceed $100,000. Spoiler: the numbers might surprise you, and they might completely change how you think about buying your next home. This is real, practical info every buyer should understand before starting their search.

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how much house can I afford, home affordability, FHA vs conventional loan, first time home buyer tips, mortgage basics, debt to income ratio, buying a home in Boise, real estate education, housing market affordability, home buying math, mortgage planning, Idaho real estate, Boise real estate, home loan options, monthly mortgage payment, buying power, real estate explained, financial planning for buyers, renting vs owning, housing market 2025

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Buying or selling a home in Boise doesn’t have to feel overwhelming. When you have the right guidance, the right strategy, and a team that genuinely cares about your goals, the entire journey becomes smoother—and even exciting. Whether you're mapping out your next move or just gathering information, we’re here to support you every step of the way.

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Ever wondered how some investors legally pay almost nothing in taxes—and use that money to build their real estate portfolio instead? In today’s episode, Michael breaks down exactly how bonus depreciation, cost segregation, and smart rehab strategies can turn tax burdens into long-term wealth. Using real examples (like turning a $590k fixer into $300k in equity), he shows how the tax code can become your biggest investing partner—especially under the newly updated “big, beautiful bill” that makes these benefits even stronger for investors. If you’ve ever wanted to understand how real estate can fast-track your financial freedom, this episode is a must-watch.

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Cartoons might be the unexpected real estate experts we all needed — and South Park just might have predicted the 2025 housing market better than anyone.

This episode breaks down everything from easy real estate licensing, wild house-flipping trends, and confusing lending practices to the chaos of HOAs and the never-ending renting vs. buying debate. And honestly? They weren’t far off. Some jokes sting, some feel too true, and one big point they got totally wrong (in my opinion) might surprise you. If you want to understand what’s actually happening in today’s market — in a way that’s funny, digestible, and maybe a little too real — this deep dive is for you.

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Is a 50-year mortgage really the answer everyone’s been waiting for?

Right now, the market is in a weird standstill—sellers making concessions, buyers getting pickier, and first-time homebuyers at an all-time low. A 50-year mortgage could open the doors for those who can’t afford today’s 30-year payment… but it also comes with serious risks. With so little going toward equity, even a small price dip could leave homeowners underwater fast. And if every sidelined buyer rushed into the market at once? Prices would react—big time. November’s update breaks it all down so you can make the smartest move possible.

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Thinking about buying a new home or touring new construction? Before you walk into that model home alone—pause! A buyer’s agent is your advocate from start to finish, making sure every contract, inspection, and timeline works in your favor. Builders have their own reps working for them—you deserve someone working for you. From protecting your interests to spotting red flags before they cost you, having the right buyer’s agent can make all the difference in your homebuying journey.

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