Selena Ling, Chief Economist of OCBC, joins us in our studio to answer the burning question on our minds: What does a Chief Economist actually do? In this wide-ranging conversation, Selena breaks down how she views the volatility in the markets today, why gold has regained relevance to investors, and why Singapore’s neutrality is more important than ever. This episode isn’t just for those interested in investing - she brings a strong message about how to think clearly in these uncertain times we live in.

𝙏𝙝𝙞𝙨 𝙚𝙥𝙞𝙨𝙤𝙙𝙚 𝙞𝙨 𝙗𝙧𝙤𝙪𝙜𝙝𝙩 𝙩𝙤 𝙮𝙤𝙪 𝙗𝙮 𝙇𝙞𝙤𝙣 𝙂𝙡𝙤𝙗𝙖𝙡 𝙄𝙣𝙫𝙚𝙨𝙩𝙤𝙧𝙨
𝘐𝘯𝘤𝘦𝘱𝘵𝘦𝘥 𝘰𝘯 1 𝘋𝘦𝘤 2025, 𝘵𝘩𝘦 𝘓𝘪𝘰𝘯𝘎𝘭𝘰𝘣𝘢𝘭 𝘚𝘪𝘯𝘨𝘢𝘱𝘰𝘳𝘦 𝘗𝘩𝘺𝘴𝘪𝘤𝘢𝘭 𝘎𝘰𝘭𝘥 𝘍𝘶𝘯𝘥 𝘪𝘴 𝘚𝘪𝘯𝘨𝘢𝘱𝘰𝘳𝘦’𝘴 𝘧𝘪𝘳𝘴𝘵 𝘱𝘩𝘺𝘴𝘪𝘤𝘢𝘭 𝘨𝘰𝘭𝘥 𝘧𝘶𝘯𝘥 𝘵𝘩𝘢𝘵 𝘪𝘴 𝘪𝘯𝘴𝘶𝘳𝘦𝘥 𝘢𝘯𝘥 𝘢𝘭𝘭𝘰𝘤𝘢𝘵𝘦𝘥 𝘨𝘰𝘭𝘥 𝘪𝘴 𝘴𝘦𝘤𝘶𝘳𝘦𝘭𝘺 𝘷𝘢𝘶𝘭𝘵𝘦𝘥 𝘪𝘯 𝘚𝘪𝘯𝘨𝘢𝘱𝘰𝘳𝘦. 𝘍𝘪𝘯𝘥 𝘰𝘶𝘵 𝘮𝘰𝘳𝘦 𝘢𝘣𝘰𝘶𝘵 𝘵𝘩𝘦 𝘍𝘶𝘯𝘥 𝘢𝘵 https://yahlahbut.short.gy/LGI-goldfund

𝘿𝙞𝙨𝙘𝙡𝙖𝙞𝙢𝙚𝙧 – 𝙇𝙞𝙤𝙣 𝙂𝙡𝙤𝙗𝙖𝙡 𝙄𝙣𝙫𝙚𝙨𝙩𝙤𝙧𝙨 𝙇𝙞𝙢𝙞𝙩𝙚𝙙
𝘛𝘩𝘪𝘴 𝘢𝘥𝘷𝘦𝘳𝘵𝘪𝘴𝘦𝘮𝘦𝘯𝘵 𝘩𝘢𝘴 𝘯𝘰𝘵 𝘣𝘦𝘦𝘯 𝘳𝘦𝘷𝘪𝘦𝘸𝘦𝘥 𝘣𝘺 𝘵𝘩𝘦 𝘔𝘰𝘯𝘦𝘵𝘢𝘳𝘺 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘵𝘺 𝘰𝘧 𝘚𝘪𝘯𝘨𝘢𝘱𝘰𝘳𝘦. 𝘐𝘵 𝘪𝘴 𝘧𝘰𝘳 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯 𝘰𝘯𝘭𝘺 𝘢𝘯𝘥 𝘪𝘴 𝘯𝘰𝘵 𝘢 𝘳𝘦𝘤𝘰𝘮𝘮𝘦𝘯𝘥𝘢𝘵𝘪𝘰𝘯, 𝘰𝘧𝘧𝘦𝘳 𝘰𝘳 𝘴𝘰𝘭𝘪𝘤𝘪𝘵𝘢𝘵𝘪𝘰𝘯. 𝘠𝘰𝘶 𝘴𝘩𝘰𝘶𝘭𝘥 𝘳𝘦𝘢𝘥 𝘵𝘩𝘦 𝘱𝘳𝘰𝘴𝘱𝘦𝘤𝘵𝘶𝘴 𝘢𝘷𝘢𝘪𝘭𝘢𝘣𝘭𝘦 𝘢𝘵 𝘸𝘸𝘸.𝘭𝘪𝘰𝘯𝘨𝘭𝘰𝘣𝘢𝘭𝘪𝘯𝘷𝘦𝘴𝘵𝘰𝘳𝘴.𝘤𝘰𝘮 𝘣𝘦𝘧𝘰𝘳𝘦 𝘥𝘦𝘤𝘪𝘥𝘪𝘯𝘨 𝘸𝘩𝘦𝘵𝘩𝘦𝘳 𝘵𝘰 𝘪𝘯𝘷𝘦𝘴𝘵 𝘪𝘯 𝘵𝘩𝘦 𝘧𝘶𝘯𝘥. 𝙏𝙝𝙚 𝙁𝙪𝙣𝙙'𝙨 𝙣𝙚𝙩 𝙖𝙨𝙨𝙚𝙩 𝙫𝙖𝙡𝙪𝙚 𝙢𝙖𝙮 𝙝𝙖𝙫𝙚 𝙝𝙞𝙜𝙝𝙚𝙧 𝙫𝙤𝙡𝙖𝙩𝙞𝙡𝙞𝙩𝙮 𝙙𝙪𝙚 𝙩𝙤 𝙞𝙩𝙨 𝙣𝙖𝙧𝙧𝙤𝙬𝙚𝙧 𝙞𝙣𝙫𝙚𝙨𝙩𝙢𝙚𝙣𝙩 𝙛𝙤𝙘𝙪𝙨 (𝙥𝙧𝙞𝙢𝙖𝙧𝙞𝙡𝙮 𝙞𝙣 𝙂𝙤𝙡𝙙 (𝙖𝙨 𝙙𝙚𝙛𝙞𝙣𝙚𝙙 𝙞𝙣 𝙩𝙝𝙚 𝙥𝙧𝙤𝙨𝙥𝙚𝙘𝙩𝙪𝙨)), 𝙬𝙝𝙚𝙣 𝙘𝙤𝙢𝙥𝙖𝙧𝙚𝙙 𝙩𝙤 𝙛𝙪𝙣𝙙𝙨 𝙬𝙞𝙩𝙝 𝙢𝙤𝙧𝙚 𝙙𝙞𝙫𝙚𝙧𝙨𝙞𝙛𝙞𝙚𝙙 𝙥𝙤𝙧𝙩𝙛𝙤𝙡𝙞𝙤𝙨. 𝘐𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵𝘴 𝘪𝘯𝘷𝘰𝘭𝘷𝘦 𝘳𝘪𝘴𝘬𝘴 𝘪𝘯𝘤𝘭𝘶𝘥𝘪𝘯𝘨 𝘵𝘩𝘦 𝘱𝘰𝘴𝘴𝘪𝘣𝘭𝘦 𝘭𝘰𝘴𝘴 𝘰𝘧 𝘵𝘩𝘦 𝘱𝘳𝘪𝘯𝘤𝘪𝘱𝘢𝘭 𝘢𝘮𝘰𝘶𝘯𝘵 𝘪𝘯𝘷𝘦𝘴𝘵𝘦𝘥. 𝘓𝘪𝘰𝘯 𝘎𝘭𝘰𝘣𝘢𝘭 𝘐𝘯𝘷𝘦𝘴𝘵𝘰𝘳𝘴® 𝘓𝘪𝘮𝘪𝘵𝘦𝘥 (𝘜𝘌𝘕/ 𝘙𝘦𝘨𝘪𝘴𝘵𝘳𝘢𝘵𝘪𝘰𝘯 𝘕𝘰. 198601745𝘋)

𝗢𝗻𝗲 𝗦𝗵𝗶𝗼𝗸 𝗧𝗵𝗶𝗻𝗴

• Haresh: JAMES BOND | Casino Royale “Daniel Craig” Screen Test
• Terence: $2 vs $20,000 Keyboard!
• Selena: Die with Zero: Getting All You Can from Your Money and Your Life

𝗪𝗼𝗿𝗸 𝘄𝗶𝘁𝗵 𝘂𝘀!
Drop us an email at [email protected]! We’re always looking out for people to do cool stuff with, so let’s chat!

𝗦𝘂𝗯𝘀𝗰𝗿𝗶𝗯𝗲 𝘁𝗼 𝗼𝘂𝗿 𝘄𝗲𝗲𝗸𝗹𝘆 𝗻𝗲𝘄𝘀𝗹𝗲𝘁𝘁𝗲𝗿 – "𝗬𝗼𝘂𝗿 𝗟𝗶𝘁𝘁𝗹𝗲 𝗕𝗶𝘁”
Get a roundup of our One Shiok Things & first dibs on our latest launches delivered straight to your inbox! Subscribe Here

(00:00) Intro
(00:43) What a Chief Economist Actually Does
(01:33) From Law Aspirations to Economics Career
(03:02) Models vs Reality in Economic Forecasting
(04:33) Information Overload and Cutting Through Noise
(06:37) Tariffs, Geopolitics and Market Reactions
(09:49) Crisis Cycles and Market Psychology
(11:05) Why Gold Still Matters Today
(13:11) What Changed in the Global Gold Story
(14:52) Russian Reserves and Asset Access Risk
(17:09) No Alternative to the Dollar and Gold’s Role
(18:25) Is Gold’s Rise Structural or Temporary
(19:47) Singapore Physical Gold Fund Explained
(22:53) Gold as Insurance vs Investment Returns
(24:42) Why Not Put Everything Into Gold
(25:12) Gold vs Tech Stocks and AI Hype
(26:46) Stablecoins and Digital Currency Risks
(29:40) Singapore as a Neutral Safe Haven
(31:24) Are Singaporeans More Financially Aware Now
(34:45) What People Always Ask Economists
(35:59) Silver and Other Metals After Gold’s Rally
(37:11) Faster Crisis Cycles in Modern Markets
(40:06) Central Banks as First Responders
(41:02) Younger Investors and Risk Blind Spots
(44:23) Long Term Planning in an Uncertain World
(47:12) How Economists Process Global News
(50:16) Why Uncertainty Makes the Job Interesting
(51:31) The Value of Alternative Views
(52:02) One Shiok Thing 

𝗖𝗼𝗺𝗺𝗲𝗻𝘁 𝗼𝗻 𝘁𝗵𝗶𝘀 𝗲𝗽𝗶𝘀𝗼𝗱𝗲!
Reddit | Telegram

𝗙𝗼𝗹𝗹𝗼𝘄 𝘂𝘀 𝗼𝗻 𝗼𝘂𝗿 𝘀𝗼𝗰𝗶𝗮𝗹𝘀
TikTok | Instagram | Facebook

𝘔𝘪𝘤𝘴 𝘢𝘯𝘥 𝘏𝘦𝘢𝘥𝘱𝘩𝘰𝘯𝘦𝘴 𝘧𝘳𝘰𝘮 @𝘴𝘩𝘶𝘳𝘦
𝘌𝘥𝘪𝘵𝘦𝘥 𝘢𝘯𝘥 𝘮𝘪𝘹𝘦𝘥 𝘣𝘺 𝘛𝘳𝘪𝘴𝘵𝘦𝘯 𝘠𝘦𝘢𝘬

The latest paper from the Ministry of Finance shows Singapore’s wealth inequality exceeds income inequality, while median household incomes continue to rise. Elsewhere, a cleaner was dismissed by BreadTalk after a viral video showed them cleaning store shelves with a broom.

𝗧𝗘𝗟𝗟 𝗬𝗢𝗨 𝗙𝗜𝗥𝗦𝗧 𝗦𝗲𝗮𝘀𝗼𝗻 𝟮
Check out the second season of our edutainment podcast that dives into a fascinating array of topics you never knew you needed to know! This week, we are joined by Gurmit Singh as we talk about his legendary character Phua Chu Kang, including how he went from rehearsing in a storeroom to performing in front of royalty!

Listen on melisten | Spotify | Apple

𝗢𝗻𝗲 𝗦𝗵𝗶𝗼𝗸 𝗧𝗵𝗶𝗻𝗴

• Terence: SINGLE’S INFERNO SEASON 5 | Official Teaser
• Haresh: PARIS - 3D TIMELAPSE - 300 BCE to 2025

𝗪𝗼𝗿𝗸 𝘄𝗶𝘁𝗵 𝘂𝘀!
Drop us an email at [email protected]! We’re always looking out for people to do cool stuff with, so let’s chat!

𝗦𝘂𝗯𝘀𝗰𝗿𝗶𝗯𝗲 𝘁𝗼 𝗼𝘂𝗿 𝘄𝗲𝗲𝗸𝗹𝘆 𝗻𝗲𝘄𝘀𝗹𝗲𝘁𝘁𝗲𝗿 – "𝗬𝗼𝘂𝗿 𝗟𝗶𝘁𝘁𝗹𝗲 𝗕𝗶𝘁”
Get a roundup of our One Shiok Things & first dibs on our latest launches delivered straight to your inbox!
Subscribe Here

(00:00) TELL YOU FIRST S2
(01:20) Intro
(09:35) Wealth Inequality in Singapore
(37:40) BreadTalk Worker Fired Over Viral Cleaning Video
(51:36) One Shiok Comment
(54:43) One Shiok Thing

𝗖𝗼𝗺𝗺𝗲𝗻𝘁 𝗼𝗻 𝘁𝗵𝗶𝘀 𝗲𝗽𝗶𝘀𝗼𝗱𝗲!
Reddit | Telegram

𝗙𝗼𝗹𝗹𝗼𝘄 𝘂𝘀 𝗼𝗻 𝗼𝘂𝗿 𝘀𝗼𝗰𝗶𝗮𝗹𝘀
TikTok | Instagram | Facebook

𝗧𝗼𝗽𝗶𝗰𝘀 𝗼𝗻 𝘁𝗵𝗶𝘀 𝗘𝗽𝗶𝘀𝗼𝗱𝗲:
Wealth Inequality in Singapore

• Singapore's wealth inequality higher than income gap, comparable to other advanced economies
• Wealth inequality higher than income inequality in S’pore, says Finance Ministry paper
• Occasional Paper on Income Growth Inequality and Social Mobility Trends in Singapore (MOF)
• PM Wong on Singapore's progress with income equality and social mobility
• Singapore's median monthly household income crosses S$12,000, up 6.8% after adjusting for inflation
• Singapore to include non-wage income in household reports
• Singapore’s richest hold more wealth than bottom 80% combined

BreadTalk Worker Fired Over Viral Cleaning Video

• Worker who cleaned BreadTalk display shelves with broom dismissed

𝘔𝘪𝘤𝘴 𝘢𝘯𝘥 𝘏𝘦𝘢𝘥𝘱𝘩𝘰𝘯𝘦𝘴 𝘧𝘳𝘰𝘮 @𝘴𝘩𝘶𝘳𝘦
𝘌𝘥𝘪𝘵𝘦𝘥 𝘢𝘯𝘥 𝘮𝘪𝘹𝘦𝘥 𝘣𝘺 𝘛𝘳𝘪𝘴𝘵𝘦𝘯 𝘠𝘦𝘢𝘬

We get Singapore’s favourite funnyman, comedian Rishi Budhrani as a guest host on this episode! You’ll be surprised where we go, as we start with 2 everyday news topics, but end up going deep into what it means to lead a life of meaning. In the first topic, Singapore’s plastic bag charge has raised millions of dollars, but how supermarket chains use the proceeds is drawing scrutiny after they all recently reported the numbers. Does Singapore really need a plastic bag charge? We also dissect a recent workplace survey showing how Singapore workers have one of the lowest happiness levels in the region. Why so serious?

Find Rishi here!

• Instagram
• Get Tickets for The Rishi Report!

𝗙𝗼𝗹𝗸𝗹𝗼𝗿y
If you’re looking for a meaningful gift, we’d love to help you create a personal podcast for a loved one. Get started at Folklory.com

𝗢𝗻𝗲 𝗦𝗵𝗶𝗼𝗸 𝗧𝗵𝗶𝗻𝗴

• Rishi: Limitless
• Terence: Light Lens Lab Exclusive: Mr. Zhou on Resurrecting the $50,000 Leica Lens

𝗪𝗼𝗿𝗸 𝘄𝗶𝘁𝗵 𝘂𝘀!
Drop us an email at [email protected]! We’re always looking out for people to do cool stuff with, so let’s chat!

𝗦𝘂𝗯𝘀𝗰𝗿𝗶𝗯𝗲 𝘁𝗼 𝗼𝘂𝗿 𝘄𝗲𝗲𝗸𝗹𝘆 𝗻𝗲𝘄𝘀𝗹𝗲𝘁𝘁𝗲𝗿 – "𝗬𝗼𝘂𝗿 𝗟𝗶𝘁𝘁𝗹𝗲 𝗕𝗶𝘁”
Get a roundup of our One Shiok Things & first dibs on our latest launches delivered straight to your inbox!
Subscribe Here

(00:00) Folklory
(00:40) Intro
(11:25) Plastic Bag Charges: Who Benefits?
(41:02) Why are SG Workers Unhappy?
(01:34:14) One Shiok Thing

𝗖𝗼𝗺𝗺𝗲𝗻𝘁 𝗼𝗻 𝘁𝗵𝗶𝘀 𝗲𝗽𝗶𝘀𝗼𝗱𝗲!
Reddit | Telegram

𝗙𝗼𝗹𝗹𝗼𝘄 𝘂𝘀 𝗼𝗻 𝗼𝘂𝗿 𝘀𝗼𝗰𝗶𝗮𝗹𝘀
TikTok | Instagram | Facebook

𝗧𝗼𝗽𝗶𝗰𝘀 𝗼𝗻 𝘁𝗵𝗶𝘀 𝗘𝗽𝗶𝘀𝗼𝗱𝗲:
Plastic Bag Charges: Who Benefits?

• Supermarket plastic bag charge raises millions of dollars, but questions emerge over fund usage - Straits Times

Why are SG Workers Unhappy?

• Only 56% of Singapore workers are happy, despite 8 in 10 believing it is possible: Survey - AsiaOne

𝘔𝘪𝘤𝘴 𝘢𝘯𝘥 𝘏𝘦𝘢𝘥𝘱𝘩𝘰𝘯𝘦𝘴 𝘧𝘳𝘰𝘮 @𝘴𝘩𝘶𝘳𝘦 𝘌𝘥𝘪𝘵𝘦𝘥 𝘢𝘯𝘥 𝘮𝘪𝘹𝘦𝘥 𝘣𝘺 𝘛𝘳𝘪𝘴𝘵𝘦𝘯 𝘠𝘦𝘢𝘬

Mark Tan of Rice Media joins us in the YLB studio to debate retrenchment benefits, after SMS Koh Poh Koon defended keeping retrenchment payouts non-mandatory, while WP’s Pritam Singh suggested differentiated rules for bigger firms. We also cross the line to talk about Amos Yee’s letter to the Singapore government to oppose his impending deportation back to Singapore, and public reactions to his possible return. Should we want him back?

𝙎𝙥𝙤𝙣𝙨𝙤𝙧: 𝙊𝙒𝙉𝘿𝘼𝙔𝙎
𝘞𝘦 𝘴𝘪𝘵 𝘥𝘰𝘸𝘯 𝘸𝘪𝘵𝘩 𝘋𝘳 𝘈𝘶 𝘌𝘰𝘯𝘨, 𝘔𝘦𝘥𝘪𝘤𝘢𝘭 𝘋𝘪𝘳𝘦𝘤𝘵𝘰𝘳 𝘢𝘯𝘥 𝘚𝘦𝘯𝘪𝘰𝘳 𝘊𝘰𝘯𝘴𝘶𝘭𝘵𝘢𝘯𝘵 𝘖𝘱𝘩𝘵𝘩𝘢𝘭𝘮𝘰𝘭𝘰𝘨𝘪𝘴𝘵 𝘢𝘵 𝘵𝘩𝘦 𝘐𝘯𝘵𝘦𝘳𝘯𝘢𝘵𝘪𝘰𝘯𝘢𝘭 𝘌𝘺𝘦 𝘊𝘢𝘵𝘢𝘳𝘢𝘤𝘵 𝘙𝘦𝘵𝘪𝘯𝘢 𝘊𝘦𝘯𝘵𝘳𝘦 𝘵𝘰 𝘧𝘪𝘯𝘥 𝘰𝘶𝘵 𝘮𝘰𝘳𝘦 𝘢𝘣𝘰𝘶𝘵 𝘮𝘺𝘰𝘱𝘪𝘢, 𝘩𝘰𝘸 𝘸𝘦’𝘷𝘦 𝘣𝘦𝘦𝘯 𝘢𝘱𝘱𝘳𝘰𝘢𝘤𝘩𝘪𝘯𝘨 𝘪𝘵 𝘸𝘳𝘰𝘯𝘨, 𝘢𝘯𝘥 𝘸𝘩𝘢𝘵 𝘸𝘦 𝘤𝘢𝘯 𝘥𝘰 𝘵𝘰 𝘳𝘦𝘷𝘦𝘳𝘴𝘦 𝘤𝘩𝘪𝘭𝘥𝘩𝘰𝘰𝘥 𝘮𝘺𝘰𝘱𝘪𝘢 𝘳𝘢𝘵𝘦𝘴 𝘪𝘯 𝘚𝘪𝘯𝘨𝘢𝘱𝘰𝘳𝘦. 𝘓𝘪𝘴𝘵𝘦𝘯 𝘵𝘰 𝘵𝘩𝘦 𝘧𝘶𝘭𝘭 𝘌𝘱𝘪𝘴𝘰𝘥𝘦 #771 | https://youtu.be/7GTz7odRTbw
𝘍𝘪𝘯𝘥 𝘰𝘶𝘵 𝘮𝘰𝘳𝘦 𝘢𝘣𝘰𝘶𝘵 𝘖𝘞𝘕𝘋𝘈𝘠𝘚 𝘔𝘺𝘰𝘱𝘪𝘢 𝘊𝘰𝘯𝘵𝘳𝘰𝘭 𝘓𝘦𝘯𝘴𝘦𝘴 | https://yahlahbut.short.gy/OWNDAYS

𝗢𝗻𝗲 𝗦𝗵𝗶𝗼𝗸 𝗧𝗵𝗶𝗻𝗴

• Mark Tan: NLB & Mandai Curiosity Cove
• Terence: Joseph Gordon-Levitt on Having "Guardrails" With AI in Filmmaking & Mitigating Kids' Usage of AI

𝗪𝗼𝗿𝗸 𝘄𝗶𝘁𝗵 𝘂𝘀!
Drop us an email at [email protected]! We’re always looking out for people to do cool stuff with, so let’s chat!

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(00:00) A Message from OWNDAYS
(00:50) Intro
(08:40) Should Retrenchment Benefits Be Law?
(42:40) Amos Yee Fights Deportation to Singapore
(01:02:50) One Shiok Thing

𝗖𝗼𝗺𝗺𝗲𝗻𝘁 𝗼𝗻 𝘁𝗵𝗶𝘀 𝗲𝗽𝗶𝘀𝗼𝗱𝗲!
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𝗙𝗼𝗹𝗹𝗼𝘄 𝘂𝘀 𝗼𝗻 𝗼𝘂𝗿 𝘀𝗼𝗰𝗶𝗮𝗹𝘀
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𝗧𝗼𝗽𝗶𝗰𝘀 𝗼𝗻 𝘁𝗵𝗶𝘀 𝗘𝗽𝗶𝘀𝗼𝗱𝗲:
Should Retrenchment Benefits Be Law?

• Not mandating retrenchment benefits provides business flexibility while protecting workers: MOM
• PSP rejects Govt's defence of non-mandatory retrenchment benefits, urges stronger worker protections

Amos Yee Fights Deportation to Singapore

• Amos Yee: "You Shouldn't Let Me Back Into SG"; Netizens: "We Also Don't Want You Back"
• Amos Yee's Letter to the Singapore Government: You shouldn't let me back into Singapore

𝘔𝘪𝘤𝘴 𝘢𝘯𝘥 𝘏𝘦𝘢𝘥𝘱𝘩𝘰𝘯𝘦𝘴 𝘧𝘳𝘰𝘮 @𝘴𝘩𝘶𝘳𝘦
𝘌𝘥𝘪𝘵𝘦𝘥 𝘢𝘯𝘥 𝘮𝘪𝘹𝘦𝘥 𝘣𝘺 𝘛𝘳𝘪𝘴𝘵𝘦𝘯 𝘠𝘦𝘢𝘬

There’s been a lot of renewed interest in gold, so we got Allen Kuo, Chief Investment Officer of Singlife, to walk us through everything we need to know about the asset. He goes deep into the philosophy and history of gold, explaining its value as a riskless benchmark, and more poignantly, what its price can tell us about geopolitics today. We also make a detour into 90s nostalgia and shared culture, plus why it’s important to have physical gold in Singapore’s vaults (but not under our beds).

𝙏𝙝𝙞𝙨 𝙚𝙥𝙞𝙨𝙤𝙙𝙚 𝙞𝙨 𝙗𝙧𝙤𝙪𝙜𝙝𝙩 𝙩𝙤 𝙮𝙤𝙪 𝙗𝙮 𝙇𝙞𝙤𝙣 𝙂𝙡𝙤𝙗𝙖𝙡 𝙄𝙣𝙫𝙚𝙨𝙩𝙤𝙧𝙨
𝘐𝘯𝘤𝘦𝘱𝘵𝘦𝘥 𝘰𝘯 1 𝘋𝘦𝘤 2025, 𝘵𝘩𝘦 𝘓𝘪𝘰𝘯𝘎𝘭𝘰𝘣𝘢𝘭 𝘚𝘪𝘯𝘨𝘢𝘱𝘰𝘳𝘦 𝘗𝘩𝘺𝘴𝘪𝘤𝘢𝘭 𝘎𝘰𝘭𝘥 𝘍𝘶𝘯𝘥 𝘪𝘴 𝘚𝘪𝘯𝘨𝘢𝘱𝘰𝘳𝘦’𝘴 𝘧𝘪𝘳𝘴𝘵 𝘱𝘩𝘺𝘴𝘪𝘤𝘢𝘭 𝘨𝘰𝘭𝘥 𝘧𝘶𝘯𝘥 𝘵𝘩𝘢𝘵 𝘪𝘴 𝘪𝘯𝘴𝘶𝘳𝘦𝘥 𝘢𝘯𝘥 𝘢𝘭𝘭𝘰𝘤𝘢𝘵𝘦𝘥 𝘨𝘰𝘭𝘥 𝘪𝘴 𝘴𝘦𝘤𝘶𝘳𝘦𝘭𝘺 𝘷𝘢𝘶𝘭𝘵𝘦𝘥 𝘪𝘯 𝘚𝘪𝘯𝘨𝘢𝘱𝘰𝘳𝘦. 𝘍𝘪𝘯𝘥 𝘰𝘶𝘵 𝘮𝘰𝘳𝘦 𝘢𝘣𝘰𝘶𝘵 𝘵𝘩𝘦 𝘍𝘶𝘯𝘥 𝘢𝘵 https://yahlahbut.short.gy/LGI-goldfund

𝘿𝙞𝙨𝙘𝙡𝙖𝙞𝙢𝙚𝙧 – 𝙇𝙞𝙤𝙣 𝙂𝙡𝙤𝙗𝙖𝙡 𝙄𝙣𝙫𝙚𝙨𝙩𝙤𝙧𝙨 𝙇𝙞𝙢𝙞𝙩𝙚𝙙
𝘛𝘩𝘪𝘴 𝘢𝘥𝘷𝘦𝘳𝘵𝘪𝘴𝘦𝘮𝘦𝘯𝘵 𝘩𝘢𝘴 𝘯𝘰𝘵 𝘣𝘦𝘦𝘯 𝘳𝘦𝘷𝘪𝘦𝘸𝘦𝘥 𝘣𝘺 𝘵𝘩𝘦 𝘔𝘰𝘯𝘦𝘵𝘢𝘳𝘺 𝘈𝘶𝘵𝘩𝘰𝘳𝘪𝘵𝘺 𝘰𝘧 𝘚𝘪𝘯𝘨𝘢𝘱𝘰𝘳𝘦. 𝘐𝘵 𝘪𝘴 𝘧𝘰𝘳 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯 𝘰𝘯𝘭𝘺 𝘢𝘯𝘥 𝘪𝘴 𝘯𝘰𝘵 𝘢 𝘳𝘦𝘤𝘰𝘮𝘮𝘦𝘯𝘥𝘢𝘵𝘪𝘰𝘯, 𝘰𝘧𝘧𝘦𝘳 𝘰𝘳 𝘴𝘰𝘭𝘪𝘤𝘪𝘵𝘢𝘵𝘪𝘰𝘯. 𝘠𝘰𝘶 𝘴𝘩𝘰𝘶𝘭𝘥 𝘳𝘦𝘢𝘥 𝘵𝘩𝘦 𝘱𝘳𝘰𝘴𝘱𝘦𝘤𝘵𝘶𝘴 𝘢𝘷𝘢𝘪𝘭𝘢𝘣𝘭𝘦 𝘢𝘵 𝘸𝘸𝘸.𝘭𝘪𝘰𝘯𝘨𝘭𝘰𝘣𝘢𝘭𝘪𝘯𝘷𝘦𝘴𝘵𝘰𝘳𝘴.𝘤𝘰𝘮 𝘣𝘦𝘧𝘰𝘳𝘦 𝘥𝘦𝘤𝘪𝘥𝘪𝘯𝘨 𝘸𝘩𝘦𝘵𝘩𝘦𝘳 𝘵𝘰 𝘪𝘯𝘷𝘦𝘴𝘵 𝘪𝘯 𝘵𝘩𝘦 𝘧𝘶𝘯𝘥.
𝙏𝙝𝙚 𝙁𝙪𝙣𝙙'𝙨 𝙣𝙚𝙩 𝙖𝙨𝙨𝙚𝙩 𝙫𝙖𝙡𝙪𝙚 𝙢𝙖𝙮 𝙝𝙖𝙫𝙚 𝙝𝙞𝙜𝙝𝙚𝙧 𝙫𝙤𝙡𝙖𝙩𝙞𝙡𝙞𝙩𝙮 𝙙𝙪𝙚 𝙩𝙤 𝙞𝙩𝙨 𝙣𝙖𝙧𝙧𝙤𝙬𝙚𝙧 𝙞𝙣𝙫𝙚𝙨𝙩𝙢𝙚𝙣𝙩 𝙛𝙤𝙘𝙪𝙨 (𝙥𝙧𝙞𝙢𝙖𝙧𝙞𝙡𝙮 𝙞𝙣 𝙂𝙤𝙡𝙙 (𝙖𝙨 𝙙𝙚𝙛𝙞𝙣𝙚𝙙 𝙞𝙣 𝙩𝙝𝙚 𝙥𝙧𝙤𝙨𝙥𝙚𝙘𝙩𝙪𝙨)), 𝙬𝙝𝙚𝙣 𝙘𝙤𝙢𝙥𝙖𝙧𝙚𝙙 𝙩𝙤 𝙛𝙪𝙣𝙙𝙨 𝙬𝙞𝙩𝙝 𝙢𝙤𝙧𝙚 𝙙𝙞𝙫𝙚𝙧𝙨𝙞𝙛𝙞𝙚𝙙 𝙥𝙤𝙧𝙩𝙛𝙤𝙡𝙞𝙤𝙨. 𝘐𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵𝘴 𝘪𝘯𝘷𝘰𝘭𝘷𝘦 𝘳𝘪𝘴𝘬𝘴 𝘪𝘯𝘤𝘭𝘶𝘥𝘪𝘯𝘨 𝘵𝘩𝘦 𝘱𝘰𝘴𝘴𝘪𝘣𝘭𝘦 𝘭𝘰𝘴𝘴 𝘰𝘧 𝘵𝘩𝘦 𝘱𝘳𝘪𝘯𝘤𝘪𝘱𝘢𝘭 𝘢𝘮𝘰𝘶𝘯𝘵 𝘪𝘯𝘷𝘦𝘴𝘵𝘦𝘥. 𝘓𝘪𝘰𝘯 𝘎𝘭𝘰𝘣𝘢𝘭 𝘐𝘯𝘷𝘦𝘴𝘵𝘰𝘳𝘴® 𝘓𝘪𝘮𝘪𝘵𝘦𝘥 (𝘜𝘌𝘕/ 𝘙𝘦𝘨𝘪𝘴𝘵𝘳𝘢𝘵𝘪𝘰𝘯 𝘕𝘰. 198601745𝘋)

𝘿𝙞𝙨𝙘𝙡𝙖𝙞𝙢𝙚𝙧 – 𝙎𝙞𝙣𝙜𝙖𝙥𝙤𝙧𝙚 𝙇𝙞𝙛𝙚 𝙇𝙩𝙙 𝘛𝘩𝘪𝘴 𝘱𝘳𝘦𝘴𝘦𝘯𝘵𝘢𝘵𝘪𝘰𝘯 𝘪𝘴 𝘱𝘳𝘰𝘷𝘪𝘥𝘦𝘥 𝘧𝘰𝘳 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯𝘢𝘭 𝘱𝘶𝘳𝘱𝘰𝘴𝘦𝘴 𝘰𝘯𝘭𝘺 𝘢𝘯𝘥 𝘪𝘵 𝘥𝘰𝘦𝘴 𝘯𝘰𝘵 𝘩𝘢𝘷𝘦 𝘳𝘦𝘨𝘢𝘳𝘥 𝘵𝘰 𝘵𝘩𝘦 𝘴𝘱𝘦𝘤𝘪𝘧𝘪𝘤 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘰𝘣𝘫𝘦𝘤𝘵𝘪𝘷𝘦𝘴, 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘴𝘪𝘵𝘶𝘢𝘵𝘪𝘰𝘯 𝘢𝘯𝘥 𝘱𝘢𝘳𝘵𝘪𝘤𝘶𝘭𝘢𝘳 𝘯𝘦𝘦𝘥𝘴 𝘰𝘧 𝘢𝘯𝘺 𝘱𝘦𝘳𝘴𝘰𝘯. 𝘈𝘯𝘺 𝘷𝘪𝘦𝘸𝘴, 𝘵𝘩𝘰𝘶𝘨𝘩𝘵𝘴, 𝘢𝘯𝘥 𝘰𝘱𝘪𝘯𝘪𝘰𝘯𝘴 𝘦𝘹𝘱𝘳𝘦𝘴𝘴𝘦𝘥 𝘣𝘺 𝘵𝘩𝘦 𝘱𝘳𝘦𝘴𝘦𝘯𝘵𝘦𝘳(𝘴) 𝘢𝘳𝘦 𝘴𝘰𝘭𝘦𝘭𝘺 𝘵𝘩𝘢𝘵 𝘰𝘧 𝘴𝘶𝘤𝘩 𝘱𝘳𝘦𝘴𝘦𝘯𝘵𝘦𝘳(𝘴) 𝘢𝘯𝘥 𝘥𝘰 𝘯𝘰𝘵 𝘳𝘦𝘧𝘭𝘦𝘤𝘵 𝘵𝘩𝘦 𝘷𝘪𝘦𝘸𝘴, 𝘰𝘱𝘪𝘯𝘪𝘰𝘯𝘴, 𝘱𝘰𝘭𝘪𝘤𝘪𝘦𝘴, 𝘰𝘳 𝘱𝘰𝘴𝘪𝘵𝘪𝘰𝘯 𝘰𝘧 𝘚𝘪𝘯𝘨𝘢𝘱𝘰𝘳𝘦 𝘓𝘪𝘧𝘦 𝘓𝘵𝘥 𝘰𝘳 𝘪𝘵𝘴 𝘳𝘦𝘭𝘢𝘵𝘦𝘥 𝘤𝘰𝘳𝘱𝘰𝘳𝘢𝘵𝘪𝘰𝘯 (𝘸𝘩𝘦𝘳𝘦 𝘢𝘱𝘱𝘭𝘪𝘤𝘢𝘣𝘭𝘦) (𝘤𝘰𝘭𝘭𝘦𝘤𝘵𝘪𝘷𝘦𝘭𝘺, 𝘵𝘩𝘦 "𝘚𝘪𝘯𝘨𝘭𝘪𝘧𝘦 𝘎𝘳𝘰𝘶𝘱"). 𝘛𝘩𝘦 𝘚𝘪𝘯𝘨𝘭𝘪𝘧𝘦 𝘎𝘳𝘰𝘶𝘱 𝘥𝘰𝘦𝘴 𝘯𝘰𝘵 𝘦𝘯𝘥𝘰𝘳𝘴𝘦 𝘢𝘯𝘺 𝘷𝘪𝘦𝘸𝘴, 𝘵𝘩𝘰𝘶𝘨𝘩𝘵𝘴, 𝘰𝘳 𝘰𝘱𝘪𝘯𝘪𝘰𝘯𝘴 𝘦𝘹𝘱𝘳𝘦𝘴𝘴𝘦𝘥 𝘩𝘦𝘳𝘦 𝘰𝘳 𝘵𝘩𝘦 𝘪𝘯𝘥𝘪𝘷𝘪𝘥𝘶𝘢𝘭(𝘴) 𝘳𝘦𝘧𝘦𝘳𝘳𝘦𝘥 𝘢𝘯𝘥 𝘪𝘴 𝘯𝘰𝘵 𝘳𝘦𝘴𝘱𝘰𝘯𝘴𝘪𝘣𝘭𝘦 𝘧𝘰𝘳 𝘵𝘩𝘦 𝘤𝘰𝘯𝘵𝘦𝘯𝘵𝘴 𝘩𝘦𝘳𝘦. 𝘚𝘪𝘯𝘨𝘭𝘪𝘧𝘦 𝘮𝘢𝘬𝘦𝘴 𝘯𝘰 𝘦𝘹𝘱𝘳𝘦𝘴𝘴 𝘰𝘳 𝘪𝘮𝘱𝘭𝘪𝘦𝘥 𝘳𝘦𝘱𝘳𝘦𝘴𝘦𝘯𝘵𝘢𝘵𝘪𝘰𝘯, 𝘸𝘢𝘳𝘳𝘢𝘯𝘵𝘺 𝘰𝘳 𝘨𝘶𝘢𝘳𝘢𝘯𝘵𝘦𝘦 𝘢𝘴 𝘵𝘰 𝘵𝘩𝘦 𝘧𝘢𝘪𝘳𝘯𝘦𝘴𝘴, 𝘢𝘤𝘤𝘶𝘳𝘢𝘤𝘺, 𝘤𝘰𝘮𝘱𝘭𝘦𝘵𝘦𝘯𝘦𝘴𝘴 𝘰𝘳 𝘤𝘰𝘳𝘳𝘦𝘤𝘵𝘯𝘦𝘴𝘴 𝘰𝘧 𝘵𝘩𝘦 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯. 𝘚𝘪𝘯𝘨𝘭𝘪𝘧𝘦 𝘢𝘯𝘥 𝘪𝘵𝘴 𝘳𝘦𝘭𝘢𝘵𝘦𝘥 𝘤𝘰𝘳𝘱𝘰𝘳𝘢𝘵𝘪𝘰𝘯𝘴 𝘢𝘯𝘥 𝘵𝘩𝘦𝘪𝘳 𝘳𝘦𝘴𝘱𝘦𝘤𝘵𝘪𝘷𝘦 𝘥𝘪𝘳𝘦𝘤𝘵𝘰𝘳𝘴, 𝘰𝘧𝘧𝘪𝘤𝘦𝘳𝘴 𝘢𝘯𝘥 𝘦𝘮𝘱𝘭𝘰𝘺𝘦𝘦𝘴 𝘢𝘤𝘤𝘦𝘱𝘵 𝘯𝘰 𝘭𝘪𝘢𝘣𝘪𝘭𝘪𝘵𝘺 𝘧𝘰𝘳 𝘢𝘯𝘺 𝘭𝘰𝘴𝘴 𝘰𝘳 𝘥𝘢𝘮𝘢𝘨𝘦 𝘸𝘩𝘢𝘵𝘴𝘰𝘦𝘷𝘦𝘳 (𝘸𝘩𝘦𝘵𝘩𝘦𝘳 𝘥𝘪𝘳𝘦𝘤𝘵, 𝘪𝘯𝘥𝘪𝘳𝘦𝘤𝘵 𝘰𝘳 𝘤𝘰𝘯𝘴𝘦𝘲𝘶𝘦𝘯𝘵𝘪𝘢𝘭) 𝘢𝘳𝘪𝘴𝘪𝘯𝘨 𝘧𝘳𝘰𝘮 𝘰𝘳 𝘪𝘯 𝘤𝘰𝘯𝘯𝘦𝘤𝘵𝘪𝘰𝘯 𝘸𝘪𝘵𝘩 𝘢𝘯𝘺 𝘶𝘴𝘦 𝘰𝘧 𝘰𝘳 𝘳𝘦𝘭𝘪𝘢𝘯𝘤𝘦 𝘶𝘱𝘰𝘯, 𝘵𝘩𝘦 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯 𝘢𝘯𝘥 𝘰𝘱𝘪𝘯𝘪𝘰𝘯𝘴 𝘤𝘰𝘯𝘵𝘢𝘪𝘯𝘦𝘥 𝘩𝘦𝘳𝘦𝘪𝘯 𝘰𝘳 𝘤𝘰𝘮𝘮𝘶𝘯𝘪𝘤𝘢𝘵𝘦𝘥 𝘪𝘯/𝘥𝘶𝘳𝘪𝘯𝘨 𝘵𝘩𝘪𝘴 𝘱𝘳𝘦𝘴𝘦𝘯𝘵𝘢𝘵𝘪𝘰𝘯. 𝘛𝘩𝘦 𝘱𝘳𝘦𝘴𝘦𝘯𝘵𝘢𝘵𝘪𝘰𝘯 𝘪𝘴 𝘯𝘰𝘵 𝘪𝘯𝘵𝘦𝘯𝘥𝘦𝘥 𝘢𝘴 𝘢𝘯 𝘰𝘧𝘧𝘦𝘳 𝘰𝘳 𝘴𝘰𝘭𝘪𝘤𝘪𝘵𝘢𝘵𝘪𝘰𝘯 𝘸𝘪𝘵𝘩 𝘳𝘦𝘴𝘱𝘦𝘤𝘵 𝘵𝘰 𝘵𝘩𝘦 𝘱𝘶𝘳𝘤𝘩𝘢𝘴𝘦 𝘰𝘳 𝘴𝘢𝘭𝘦 𝘰𝘧 𝘢𝘯𝘺 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘱𝘳𝘰𝘥𝘶𝘤𝘵 𝘢𝘯𝘥 𝘯𝘰𝘵𝘩𝘪𝘯𝘨 𝘩𝘦𝘳𝘦𝘪𝘯 𝘴𝘩𝘰𝘶𝘭𝘥 𝘣𝘦 𝘤𝘰𝘯𝘴𝘵𝘳𝘶𝘦𝘥 𝘢𝘴 𝘢 𝘳𝘦𝘤𝘰𝘮𝘮𝘦𝘯𝘥𝘢𝘵𝘪𝘰𝘯 𝘵𝘰 𝘵𝘳𝘢𝘯𝘴𝘢𝘤𝘵 𝘪𝘯 𝘢𝘯𝘺 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘱𝘳𝘰𝘥𝘶𝘤𝘵. 𝘠𝘰𝘶 𝘮𝘢𝘺 𝘯𝘰𝘵 𝘤𝘰𝘱𝘺, 𝘳𝘦𝘱𝘳𝘰𝘥𝘶𝘤𝘦, 𝘥𝘪𝘴𝘵𝘳𝘪𝘣𝘶𝘵𝘦, 𝘮𝘰𝘥𝘪𝘧𝘺 𝘰𝘳 𝘤𝘳𝘦𝘢𝘵𝘦 𝘥𝘦𝘳𝘪𝘷𝘢𝘵𝘪𝘷𝘦 𝘸𝘰𝘳𝘬𝘴 𝘧𝘳𝘰𝘮 𝘵𝘩𝘦 𝘱𝘳𝘦𝘴𝘦𝘯𝘵𝘢𝘵𝘪𝘰𝘯 𝘸𝘪𝘵𝘩𝘰𝘶𝘵 𝘱𝘳𝘪𝘰𝘳 𝘸𝘳𝘪𝘵𝘵𝘦𝘯 𝘤𝘰𝘯𝘴𝘦𝘯𝘵 𝘧𝘳𝘰𝘮 𝘚𝘪𝘯𝘨𝘭𝘪𝘧𝘦.

𝗢𝗻𝗲 𝗦𝗵𝗶𝗼𝗸 𝗧𝗵𝗶𝗻𝗴

• Haresh: This TED Talk Is Full of Bad Ideas | Gabe Whaley | TED
• Terence: Wild Ride! with Steve-O
• Allen: Ghost Town Living on YouTube, Zoltan Pozsar on His Next Big Move and the Coming Monetary Divorce | Odd Lots, Luke Gromen on YouTube

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(00:00) Intro
(03:21) From Math and Physics to Wall Street
(05:18) What Is a Riskless Asset
(07:17) Gold vs The US Dollar System
(09:23) From Gold Standard to Petrodollar
(12:10) Why Physical Gold Still Matters
(15:10) Limited Supply and Store of Value
(17:06) Real Returns vs Nominal Returns
(19:34) ETFs vs Physically Custodied Gold
(22:54) Sovereign Risk and Asset Seizures
(25:18) Generational Views on Risk
(28:20) Gold Price as Risk Signal
(29:35) Hype vs Real Value Drivers
(31:20) Portfolio Strategy and Allocation
(33:09) Gold as Crisis Hedge
(35:21) Gold vs Gold Mining Stocks
(37:06) Culture and Gold Ownership
(40:28) Trust in Institutions and Markets
(47:37) Past Gold Surges in History
(51:50) One Shiok Thing
(59:24) Post-Interview Reflection

𝗖𝗼𝗺𝗺𝗲𝗻𝘁 𝗼𝗻 𝘁𝗵𝗶𝘀 𝗲𝗽𝗶𝘀𝗼𝗱𝗲!
Reddit | Telegram

𝗙𝗼𝗹𝗹𝗼𝘄 𝘂𝘀 𝗼𝗻 𝗼𝘂𝗿 𝘀𝗼𝗰𝗶𝗮𝗹𝘀

• TikTok
• Instagram
• Facebook

𝘔𝘪𝘤𝘴 𝘢𝘯𝘥 𝘏𝘦𝘢𝘥𝘱𝘩𝘰𝘯𝘦𝘴 𝘧𝘳𝘰𝘮 @𝘴𝘩𝘶𝘳𝘦
𝘌𝘥𝘪𝘵𝘦𝘥 𝘢𝘯𝘥 𝘮𝘪𝘹𝘦𝘥 𝘣𝘺 𝘛𝘳𝘪𝘴𝘵𝘦𝘯 𝘠𝘦𝘢𝘬

Half a year into her sojourn into politics, MP Jasmin Lau joins YLB to discuss parenting tradeoffs, tuition culture, and why policy change is hard in Singapore. She also addresses educational reform, and how online clips can distort public perception - in particular, her recent exchange in Parliament with an opposition MP about the characterization of TraceTogether as a “fiasco”.

Find Jasmin Lau here!

• Instagram
• Facebook

𝗧𝗘𝗟𝗟 𝗬𝗢𝗨 𝗙𝗜𝗥𝗦𝗧 𝗦𝗲𝗮𝘀𝗼𝗻 𝟮
Check out the second season of our edutainment podcast that dives into a fascinating array of topics you never knew you needed to know! Last week, we talked about the last kampung in Singapore, and why it’s worth MILLIONS!

Listen on melisten | Spotify | Apple

𝗢𝗻𝗲 𝗦𝗵𝗶𝗼𝗸 𝗧𝗵𝗶𝗻𝗴

• Haresh: Smashsportsco on TikTok
• Terence: Log 1 | Leaving Singapore 🇸🇬 We bought a boat!
• MOS Jasmin Lau: "How lucky am I to have something that makes saying goodbye so hard." - Winnie the Pooh

𝗪𝗼𝗿𝗸 𝘄𝗶𝘁𝗵 𝘂𝘀!
Drop us an email at [email protected]! We’re always looking out for people to do cool stuff with, so let’s chat!

𝗦𝘂𝗯𝘀𝗰𝗿𝗶𝗯𝗲 𝘁𝗼 𝗼𝘂𝗿 𝘄𝗲𝗲𝗸𝗹𝘆 𝗻𝗲𝘄𝘀𝗹𝗲𝘁𝘁𝗲𝗿 – "𝗬𝗼𝘂𝗿 𝗟𝗶𝘁𝘁𝗹𝗲 𝗕𝗶𝘁”
Get a roundup of our One Shiok Things & first dibs on our latest launches delivered straight to your inbox!
Subscribe Here

(00:00) TELL YOU FIRST S2
(01:20) Intro
(04:57) Why Voters Want To Know The Real Person
(08:34) Public Criticism vs Private Encouragement
(10:57) Are Politicians Performing Roles? Cynicism & Trust
(15:36) Midfielder vs Shooter — Her Leadership Style
(18:17) Ambition, Pressure & Private Struggles
(20:13) What Success Means Beyond Career
(21:46) Parenting Reality & The Work Life Balance Debate
(25:01) Tradeoffs — Career Sacrifice vs Family Time
(30:20) Falling Birth Rates & Meaning Of Parenthood
(34:28) PSLE Stress & Reframing Results Day
(37:27) Singapore Education Pressure Culture
(40:20) Tuition Arms Race & Collective Action Problem
(44:16) Policy vs Culture — Can Parenting Norms Change?
(48:13) Her Own Parenting Choices On Tuition
(52:30) TraceTogether — Crisis Decisions & Public Trust
(58:40) Privacy, Tradeoffs & Policy Communication Lessons
(01:12:30) Leadership Under Scrutiny & Public Expectations
(01:20:20) Jasmin's TraceTogether Remark Explained
(01:28:50) One Shiok Thing
(01:35:00) Post-Interview Reflection

𝗖𝗼𝗺𝗺𝗲𝗻𝘁 𝗼𝗻 𝘁𝗵𝗶𝘀 𝗲𝗽𝗶𝘀𝗼𝗱𝗲!
Reddit | Telegram

𝗙𝗼𝗹𝗹𝗼𝘄 𝘂𝘀 𝗼𝗻 𝗼𝘂𝗿 𝘀𝗼𝗰𝗶𝗮𝗹𝘀
TikTok | Instagram | Facebook

𝗧𝗼𝗽𝗶𝗰𝘀 𝗼𝗻 𝘁𝗵𝗶𝘀 𝗘𝗽𝗶𝘀𝗼𝗱𝗲:

• TraceTogether incident was not a fiasco that broke public trust: Jasmin Lau | Straits Times

𝘔𝘪𝘤𝘴 𝘢𝘯𝘥 𝘏𝘦𝘢𝘥𝘱𝘩𝘰𝘯𝘦𝘴 𝘧𝘳𝘰𝘮 @𝘴𝘩𝘶𝘳𝘦
𝘌𝘥𝘪𝘵𝘦𝘥 𝘢𝘯𝘥 𝘮𝘪𝘹𝘦𝘥 𝘣𝘺 𝘛𝘳𝘪𝘴𝘵𝘦𝘯 𝘠𝘦𝘢𝘬

Scams are getting increasingly common, and we are all at risk. In this episode, we chat with Aaron Chiew, Group Head of Digital Channels, Institutional Banking Group at DBS Bank, who explains why modern scams are less about hacking and more about manipulating trust and routine processes, powered by AI and better “research” on targets. We also explore practical countermeasures companies and employees can use. 

𝙏𝙝𝙞𝙨 𝙚𝙥𝙞𝙨𝙤𝙙𝙚 𝙞𝙨 𝙗𝙧𝙤𝙪𝙜𝙝𝙩 𝙩𝙤 𝙮𝙤𝙪 𝙗𝙮 𝘿𝘽𝙎 𝘽𝙖𝙣𝙠’𝙨 𝙄𝙣𝙨𝙩𝙞𝙩𝙪𝙩𝙞𝙤𝙣𝙖𝙡 𝘽𝙖𝙣𝙠𝙞𝙣𝙜 𝙂𝙧𝙤𝙪𝙥.
𝘼𝘾𝙏 𝘯𝘰𝘸 𝘵𝘰 𝘣𝘦 𝙎𝘼𝙁𝙀 𝘧𝘳𝘰𝘮 𝘴𝘤𝘢𝘮𝘮𝘦𝘳𝘴.

𝙎𝘦𝘵 𝘵𝘳𝘢𝘯𝘴𝘢𝘤𝘵𝘪𝘰𝘯 𝘢𝘭𝘦𝘳𝘵𝘴 𝘰𝘯 𝘢𝘭𝘭 𝘢𝘤𝘤𝘰𝘶𝘯𝘵𝘴
𝘼𝘴𝘴𝘦𝘴𝘴 𝘢𝘯𝘥 𝘪𝘯𝘥𝘦𝘱𝘦𝘯𝘥𝘦𝘯𝘵𝘭𝘺 𝘷𝘦𝘳𝘪𝘧𝘺 𝘮𝘰𝘯𝘦𝘺 𝘳𝘦𝘲𝘶𝘦𝘴𝘵𝘴
𝙁𝘰𝘳𝘵𝘪𝘧𝘺 𝘸𝘪𝘵𝘩 𝘴𝘵𝘳𝘰𝘯𝘨 𝘱𝘢𝘴𝘴𝘸𝘰𝘳𝘥𝘴 𝘢𝘯𝘥 𝘴𝘰𝘧𝘵𝘸𝘢𝘳𝘦 𝘶𝘱𝘥𝘢𝘵𝘦𝘴
𝙀𝘥𝘶𝘤𝘢𝘵𝘦 𝘺𝘰𝘶𝘳 𝘵𝘦𝘢𝘮 𝘵𝘰 𝘴𝘱𝘰𝘵, 𝘴𝘵𝘰𝘱 𝘢𝘯𝘥 𝘳𝘦𝘱𝘰𝘳𝘵 𝘴𝘤𝘢𝘮𝘴

𝘍𝘪𝘯𝘥 𝘰𝘶𝘵 𝘮𝘰𝘳𝘦 𝘢𝘵 yahlahbut.short.gy/DBSScamDefenceForBusinesses

𝗢𝗻𝗲 𝗦𝗵𝗶𝗼𝗸 𝗧𝗵𝗶𝗻𝗴

• Terence: Craig David - Fill Me In/7 Days (Jools' Annual Hootenanny 2025)
• Haresh: The White Lotus | Official Trailer
• Aaron: Culinary Class Wars: Season 2 | Official Trailer

𝗪𝗼𝗿𝗸 𝘄𝗶𝘁𝗵 𝘂𝘀!
Drop us an email at [email protected]! We’re always looking out for people to do cool stuff with, so let’s chat!

𝗦𝘂𝗯𝘀𝗰𝗿𝗶𝗯𝗲 𝘁𝗼 𝗼𝘂𝗿 𝘄𝗲𝗲𝗸𝗹𝘆 𝗻𝗲𝘄𝘀𝗹𝗲𝘁𝘁𝗲𝗿 – "𝗬𝗼𝘂𝗿 𝗟𝗶𝘁𝘁𝗹𝗲 𝗕𝗶𝘁”
Get a roundup of our One Shiok Things & first dibs on our latest launches delivered straight to your inbox!
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(00:00) Intro
(02:30) Why Businesses Are Prime Scam Targets
(04:20) How Big the Scam Economy Really Is
(05:45) Scam Syndicates Operate Like Real Companies
(07:10) How Scammers Use Your Podcast & Social Media
(08:35) Voice Cloning, AI & Impersonation Scams
(10:20) Deepfake Zoom Calls & Corporate Fraud
(11:50) Is AI Moving Too Fast For Humans?
(14:05) How Scams Have Evolved Over 10 Years
(15:40) Salary & Supplier Payment Scams Explained
(18:00) Why SMEs Are Especially Vulnerable
(19:30) The Emotional Cost of Being Scammed
(21:20) Why 30–40 Year Olds Get Scammed Most
(23:10) When Even Bankers’ Families Get Scammed
(25:30) Aaron’s Own Scam Story
(27:40) Haresh & Terence Share Their Scam Encounters
(29:35) Why Corporate Scam Education Is Harder
(31:10) Cognitive Breaks & Safe Words
(33:00) Why Staff Still Fall For Corporate Scams
(35:10) Why Governments Struggle to Shut Scam Centres
(36:20) Are Corporates the Next Big Target?
(38:10) What Finance Teams Should Do Differently
(40:00) Can We Ever Win The Scam War?
(41:45) When Singaporeans Become Scammers
(43:30) Will Scams Ever Really Go Away?
(45:10) Why We Don’t Answer Phone Calls Anymore
(46:40) Talking Back To Scammers
(47:15) Final Thoughts on Trust & Vigilance
(58:26) One Shiok Thing
(01:06:06) Post-Interview Reflection

𝗖𝗼𝗺𝗺𝗲𝗻𝘁 𝗼𝗻 𝘁𝗵𝗶𝘀 𝗲𝗽𝗶𝘀𝗼𝗱𝗲!
Reddit | Telegram

𝗙𝗼𝗹𝗹𝗼𝘄 𝘂𝘀 𝗼𝗻 𝗼𝘂𝗿 𝘀𝗼𝗰𝗶𝗮𝗹𝘀
TikTok | Instagram | Facebook

𝘔𝘪𝘤𝘴 𝘢𝘯𝘥 𝘏𝘦𝘢𝘥𝘱𝘩𝘰𝘯𝘦𝘴 𝘧𝘳𝘰𝘮 @𝘴𝘩𝘶𝘳𝘦
𝘌𝘥𝘪𝘵𝘦𝘥 𝘢𝘯𝘥 𝘮𝘪𝘹𝘦𝘥 𝘣𝘺 𝘛𝘳𝘪𝘴𝘵𝘦𝘯 𝘠𝘦𝘢𝘬

Kian Boon from Red Dot Perspective steps in as a guest host to discuss the spiciest topics of the week! First, we break down Gan Kim Yong’s comments at an IPS’ Singapore Perspectives 2026 conference that our “We First” motto could include foreigners. Elsewhere, we cut through the noise of the PropertyLimBrothers alleged cheating scandal that has been living rent-free in Singaporeans’ minds for the past couple of days. What does our obsession with all the details of this scandal say about us as a people?

Shoutout to Red Dot Perspective!

• Red Dot Perspective YouTube

𝗙𝗼𝗹𝗸𝗹𝗼𝗿𝘆
If you’re looking for a meaningful gift, we’d love to help you create a personal podcast for a loved one. Get started at Folklory.com

𝗢𝗻𝗲 𝗦𝗵𝗶𝗼𝗸 𝗧𝗵𝗶𝗻𝗴

• Kian Boon: Video about Banjarmasin
• Terence: Kobe's IMMORTAL 81-PT Performance | 20th Anniversary

𝗪𝗼𝗿𝗸 𝘄𝗶𝘁𝗵 𝘂𝘀!
Drop us an email at [email protected]! We’re always looking out for people to do cool stuff with, so let’s chat!

𝗦𝘂𝗯𝘀𝗰𝗿𝗶𝗯𝗲 𝘁𝗼 𝗼𝘂𝗿 𝘄𝗲𝗲𝗸𝗹𝘆 𝗻𝗲𝘄𝘀𝗹𝗲𝘁𝘁𝗲𝗿 – "𝗬𝗼𝘂𝗿 𝗟𝗶𝘁𝘁𝗹𝗲 𝗕𝗶𝘁”
Get a roundup of our One Shiok Things & first dibs on our latest launches delivered straight to your inbox!
Subscribe Here

(00:00) Folklory
(00:40) Intro
(13:40) Does “We First” Include Foreigners
(46:18) PLB Alleged Cheating Scandal
(01:12:41) One Shiok Thing

𝗖𝗼𝗺𝗺𝗲𝗻𝘁 𝗼𝗻 𝘁𝗵𝗶𝘀 𝗲𝗽𝗶𝘀𝗼𝗱𝗲!
Reddit | Telegram

𝗙𝗼𝗹𝗹𝗼𝘄 𝘂𝘀 𝗼𝗻 𝗼𝘂𝗿 𝘀𝗼𝗰𝗶𝗮𝗹𝘀
TikTok | Instagram | Facebook

𝗧𝗼𝗽𝗶𝗰𝘀 𝗼𝗻 𝘁𝗵𝗶𝘀 𝗘𝗽𝗶𝘀𝗼𝗱𝗲:
Does “We First” Include Foreigners

• 'We first' society focuses on a collective instead of individuals, could include foreigners: Gan Kim Yong | CNA
• S’pore’s fertility rate has not stabilised; citizen core will shrink without action: DPM Gan | Straits Times

PLB Alleged Cheating Scandal

• PropertyLimBrothers co-founder & VP removed from company website amid online allegations of cheating | Mothership

𝘔𝘪𝘤𝘴 𝘢𝘯𝘥 𝘏𝘦𝘢𝘥𝘱𝘩𝘰𝘯𝘦𝘴 𝘧𝘳𝘰𝘮 @𝘴𝘩𝘶𝘳𝘦
𝘌𝘥𝘪𝘵𝘦𝘥 𝘢𝘯𝘥 𝘮𝘪𝘹𝘦𝘥 𝘣𝘺 𝘛𝘳𝘪𝘴𝘵𝘦𝘯 𝘠𝘦𝘢𝘬

Childhood myopia is rising at an alarming rate in Singapore. The good news is it is not inevitable. We sit down with Dr Au Eong Kah Guan to unpack why myopia is so common, why it matters to slow it down early and how parents can take practical, science-backed steps to delay its onset and progression. Dr Au Eong also explains why myopia is increasingly seen as a preventable condition, not just a genetic one.

Dr Au Eong is Medical Director and Senior Consultant Ophthalmologist at the International Eye Cataract Retina Centre.

Find out more about how early intervention can protect your child’s long-term eye health →  yahlahbut.short.gy/childhoodmyopia

𝙏𝙝𝙞𝙨 𝙚𝙥𝙞𝙨𝙤𝙙𝙚 𝙞𝙨 𝙗𝙧𝙤𝙪𝙜𝙝𝙩 𝙩𝙤 𝙮𝙤𝙪 𝙗𝙮 𝙊𝙒𝙉𝘿𝘼𝙔𝙎

𝘖𝘞𝘕𝘋𝘈𝘠𝘚 𝘪𝘴 𝘢 𝘭𝘦𝘢𝘥𝘪𝘯𝘨 𝘦𝘺𝘦𝘸𝘦𝘢𝘳 𝘣𝘳𝘢𝘯𝘥 𝘧𝘳𝘰𝘮 𝘑𝘢𝘱𝘢𝘯, 𝘰𝘧𝘧𝘦𝘳𝘪𝘯𝘨 𝘧𝘳𝘦𝘦 𝘦𝘺𝘦 𝘤𝘩𝘦𝘤𝘬𝘴, 𝘵𝘳𝘢𝘯𝘴𝘱𝘢𝘳𝘦𝘯𝘵 𝘱𝘳𝘪𝘤𝘪𝘯𝘨 𝘢𝘯𝘥 𝘰𝘷𝘦𝘳 1,500 𝘴𝘵𝘺𝘭𝘪𝘴𝘩 𝘧𝘳𝘢𝘮𝘦𝘴. 𝘌𝘷𝘦𝘳𝘺 𝘱𝘢𝘪𝘳 𝘪𝘯𝘤𝘭𝘶𝘥𝘦𝘴 𝘩𝘪𝘨𝘩-𝘲𝘶𝘢𝘭𝘪𝘵𝘺 𝘮𝘶𝘭𝘵𝘪-𝘤𝘰𝘢𝘵𝘦𝘥 𝘭𝘦𝘯𝘴𝘦𝘴, 𝘳𝘦𝘢𝘥𝘺 𝘪𝘯 20 𝘮𝘪𝘯𝘶𝘵𝘦𝘴, 𝘸𝘪𝘵𝘩 𝘭𝘪𝘧𝘦𝘵𝘪𝘮𝘦 𝘮𝘢𝘪𝘯𝘵𝘦𝘯𝘢𝘯𝘤𝘦. 𝘝𝘪𝘴𝘪𝘵 𝘺𝘰𝘶𝘳 𝘯𝘦𝘢𝘳𝘦𝘴𝘵 𝘖𝘞𝘕𝘋𝘈𝘠𝘚 𝘴𝘵𝘰𝘳𝘦 𝘵𝘰𝘥𝘢𝘺 𝘢𝘯𝘥 𝘦𝘹𝘱𝘦𝘳𝘪𝘦𝘯𝘤𝘦 𝘵𝘩𝘦 𝘥𝘪𝘧𝘧𝘦𝘳𝘦𝘯𝘤𝘦.

𝘔𝘺𝘰𝘱𝘪𝘢 𝘊𝘰𝘯𝘵𝘳𝘰𝘭 𝘭𝘦𝘯𝘴𝘦𝘴 𝘢𝘳𝘦 𝘤𝘭𝘪𝘯𝘪𝘤𝘢𝘭𝘭𝘺 𝘱𝘳𝘰𝘷𝘦𝘯 𝘵𝘰 𝘦𝘧𝘧𝘦𝘤𝘵𝘪𝘷𝘦𝘭𝘺 𝘴𝘭𝘰𝘸 𝘥𝘰𝘸𝘯 𝘮𝘺𝘰𝘱𝘪𝘢 𝘱𝘳𝘰𝘨𝘳𝘦𝘴𝘴𝘪𝘰𝘯 𝘧𝘰𝘳 𝘤𝘩𝘪𝘭𝘥𝘳𝘦𝘯. 𝘏𝘦𝘢𝘥 𝘵𝘰 yahlahbut.short.gy/OWNDAYS 𝘵𝘰 𝘧𝘪𝘯𝘥 𝘰𝘶𝘵 𝘮𝘰𝘳𝘦 𝘢𝘣𝘰𝘶𝘵 𝘵𝘩𝘦𝘪𝘳 𝘔𝘺𝘰𝘱𝘪𝘢 𝘊𝘰𝘯𝘵𝘳𝘰𝘭 𝘓𝘦𝘯𝘴𝘦𝘴.

𝗢𝗻𝗲 𝗦𝗵𝗶𝗼𝗸 𝗧𝗵𝗶𝗻𝗴

• Terence: The Man Who Invented Christmas
• Haresh: acuppa | Find Home Food Businesses Near You
• Dr Au Eong: SEA Games 2025: A united Team Singapore deliver record fencing medal haul

𝗦𝘂𝗯𝘀𝗰𝗿𝗶𝗯𝗲 𝘁𝗼 𝗼𝘂𝗿 𝘄𝗲𝗲𝗸𝗹𝘆 𝗻𝗲𝘄𝘀𝗹𝗲𝘁𝘁𝗲𝗿 – "𝗬𝗼𝘂𝗿 𝗟𝗶𝘁𝘁𝗹𝗲 𝗕𝗶𝘁”
Get a roundup of our One Shiok Things & first dibs on our latest launches delivered straight to your inbox!
Subscribe Here

(00:00) Intro
(02:40) Are School Holidays Peak Season for Eye Problems?
(03:30) Why Childhood Myopia Is Rising in Singapore
(05:08) What Myopia Actually Is (And Why Eyeballs Get Longer)
(07:30) Education, Screens & Singapore’s Myopia Problem
(12:44) Why Myopia Is More Than “Just Wear Glasses”
(16:50) Can Myopia Be Managed or Slowed in Children?
(18:44) Outdoor Time, Screens & Daily Habits That Matter
(25:09) Evidence-Based Myopia Control Lenses Explained
(30:12) Contact Lenses, Ortho-K & “Braces for the Eye”
(40:25) Atropine Eye Drops & Medical Myopia Prevention
(46:16) Why Early Intervention Changes a Child’s Future
(51:06) Is Myopia Singapore’s Next Quiet Health Crisis?
(01:06:51) One Shiok Thing
(01:11:31) Post-Interview Reflection

𝗖𝗼𝗺𝗺𝗲𝗻𝘁 𝗼𝗻 𝘁𝗵𝗶𝘀 𝗲𝗽𝗶𝘀𝗼𝗱𝗲!
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𝗙𝗼𝗹𝗹𝗼𝘄 𝘂𝘀 𝗼𝗻 𝗼𝘂𝗿 𝘀𝗼𝗰𝗶𝗮𝗹𝘀

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𝘔𝘪𝘤𝘴 𝘢𝘯𝘥 𝘏𝘦𝘢𝘥𝘱𝘩𝘰𝘯𝘦𝘴 𝘧𝘳𝘰𝘮 @𝘴𝘩𝘶𝘳𝘦
𝘌𝘥𝘪𝘵𝘦𝘥 𝘢𝘯𝘥 𝘮𝘪𝘹𝘦𝘥 𝘣𝘺 𝘛𝘳𝘪𝘴𝘵𝘦𝘯 𝘠𝘦𝘢𝘬

WP rejects PM Wong’s request to nominate a new Leader of the Opposition, and PMO says the LO office will stay vacant. Elsewhere, there’s huge backlash over 3 polytechnics using AI-generated open house posters, similar to what PUB did for a campaign poster at Chinatown MRT.

𝗧𝗘𝗟𝗟 𝗬𝗢𝗨 𝗙𝗜𝗥𝗦𝗧 𝗦𝗲𝗮𝘀𝗼𝗻 𝟮
Check out the second season of our edutainment podcast that dives into a fascinating array of topics you never knew you needed to know! This week, we talk about the Koro crisis of 1967, when Singaporeans got into a mass panic about disappearing genitals!!

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𝗢𝗻𝗲 𝗦𝗵𝗶𝗼𝗸 𝗧𝗵𝗶𝗻𝗴

• Terence: The Earth Laughs in Flowers by Dawn Ng
• Haresh: Ryanair's Michael O'Leary goads Elon Musk with 'Big "Idiot" Sale'

𝗪𝗼𝗿𝗸 𝘄𝗶𝘁𝗵 𝘂𝘀!
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(00:00) TELL YOU FIRST S2
(01:20) Intro
(03:50) WP Rejects LO Appointment
(29:30) Students Slam AI-Generated Posters
(49:45) One Shiok Comment
(52:00) One Shiok Thing

𝗖𝗼𝗺𝗺𝗲𝗻𝘁 𝗼𝗻 𝘁𝗵𝗶𝘀 𝗲𝗽𝗶𝘀𝗼𝗱𝗲!
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𝗙𝗼𝗹𝗹𝗼𝘄 𝘂𝘀 𝗼𝗻 𝗼𝘂𝗿 𝘀𝗼𝗰𝗶𝗮𝗹𝘀
TikTok | Instagram | Facebook

𝗧𝗼𝗽𝗶𝗰𝘀 𝗼𝗻 𝘁𝗵𝗶𝘀 𝗘𝗽𝗶𝘀𝗼𝗱𝗲:
WP Rejects LO Appointment

• WP rejects PM Wong’s invitation to nominate another elected MP as Leader of the Opposition
• Government accepts WP's rejection of Leader of the Opposition role, says position to stay vacant for now
• LO office to remain vacant till WP is ready to nominate someone to take on the responsibility: PMO
• WP’s swift refusal of LO role signals unity behind Pritam Singh, say analysts

Students Slam AI-Generated Posters

• Students question polytechnics’ use of AI in open house publicity materials
• 'Current sentiment is doom & gloom': PUB poster fuels generative AI debate, creatives uncertain about future

𝘔𝘪𝘤𝘴 𝘢𝘯𝘥 𝘏𝘦𝘢𝘥𝘱𝘩𝘰𝘯𝘦𝘴 𝘧𝘳𝘰𝘮 @𝘴𝘩𝘶𝘳𝘦
𝘌𝘥𝘪𝘵𝘦𝘥 𝘢𝘯𝘥 𝘮𝘪𝘹𝘦𝘥 𝘣𝘺 𝘛𝘳𝘪𝘴𝘵𝘦𝘯 𝘠𝘦𝘢𝘬