This is my story of how I got out of $70K of debt, improved my credit score, and now hold no balances on anything but a car note- which is for a reason!
Disclaimer: NOT FINANCIAL ADVICE. I am not an attorney, accountant, or financial advisor, nor do I hold any claimant to be and thus should only have these thoughts taken general ideas. Please seek professional help from a licensed professional to work on your unique financial situation.