For the last 18 months, we’ve been hearing that “AI is Magic.” But what happens when you connect that “magic” to your production database, your billing APIs, and your enterprise systems? It becomes a financial ticking time bomb.

In this episode of The Programming Podcast, Leon and I sit down with Monica Bajaj, VP of Engineering at Okta. We are tearing down the "God Mode" tutorials you see on YouTube and talking about the terrifying engineering reality of Agentic AI.

We break down the "Infinite Loop from Hell," why you need to start treating your AI like a Junior Developer with a corporate credit card, and how to actually secure your architecture before your agent bankrupts your company at 2:00 AM. If you are building with AI, deploying MCP servers, or just trying to figure out this new frontier—you cannot afford to miss this one.

In this episode, we cover:

- The "Financial Blast Radius" of uncontrolled AI actions

- The 3 P's Framework: Purpose, Privilege, and Protection

- Why standard Rate Limiting isn't enough (and why you need MCP Gateways)

- Token Vaults, the "5-Minute Pulse Check," and Dynamic Zero Trust

- Overcoming Imposter Syndrome when the tech world resets

Make sure to hit that like button, subscribe, and let us know in the comments: Are you giving your AI agents "God Mode"?

Follow Monica Bajaj: https://www.linkedin.com/in/mobajaj/

Chapter Timestamps:

0:00 - The Wake-Up Call: Why AI is Dangerous, Not Just Magic

0:53 - Welcome Monica Bajaj (VP of Engineering, Okta)

3:08 - The "Probabilistic Runtime" & Identity Blind Spots

5:02 - Accidental Agent Sprawl & Draining Cloud Credits

6:50 - The "Infinite Loop From Hell" (Bankrupting Your Company)

9:24 - Financial Blast Radius vs. Text Hallucinations

12:17 - The Danger of Giving AI "God Mode"

14:26 - The 3 P's Framework: Purpose, Privilege, & Protection

16:44 - The Biggest Anti-Pattern in Early Agent Builds

18:23 - Purpose: Why Agents Need a "Job Description"

20:25 - Privilege: The "Junior Dev with a Credit Card" Metaphor

24:48 - Protection: Why Rate Limiting Isn't Enough (MCP Gateways)

27:29 - Token Vaults & The 5-Minute Pulse Check

30:32 - The SHIELD Acronym & Dynamic Zero Trust

33:18 - Buy vs. Build: Identity in the Agentic Era

40:03 - The 2 AM Test (If You Can't Stop It, You Can't Ship It)

44:24 - Q&A: Overcoming AI Imposter Syndrome

47:09 - Danny's Mic Drop: Why We Are All Imposters Right Now