Your Everyday Rich

Your Everyday Rich

By Jason and Jennifer Kao - YER NetworkBusinessInvesting
Download on the App Store

Your Everyday Rich episodes

  • Ep 15 - Is Real Estate Investing passive?

    Ep. 15  - Is Real Estate Investing passive?

    Welcome to another episode of "Your Everyday Rich" podcast.  So you want to get into real estate investing eh?  Ever wonder if real estate investing is truly passive?  Some seasoned investors say it is.  Many investing gurus claim it to be passive.  But to what extent are these claims true?

    We go in on this debate to share our personal experience and debunk how passive real estate investing really is.  You’ll be surprised by our answers.

    Why does it matter? Well, so that you can empower yourself in understanding how much (or little) work real estate investing requires when starting out.  You don’t know what you don’t know but we are here to change that and provide you with the information and tips you need to make the best decisions around money and investing (specifically in real estate in this episode) so that it is built around Your Everyday Rich life. 🚀


    In this episode we chat about:

    • How passive real estate investing (the whole shebang) is for us

    • How our Property Manager was our 3rd wheel during date night

    • Things we put in place to make it passive

    • Things we still have to do ‘actively’ even with a property manager

    • How it can change depending on your portfolio size and management style

    • Connect with Jason and Jenn

      • Jason’s instagram (@mrjasonkao)

      • Jenn’s instagram (@jennfahh27)

      • Your Everyday Rich instagram (@youreverydayrich)

      • DM us or leave a comment to get exclusive access to our NETWORTH calculator! 📲📩⌨️


        Listen on:

        Apple: https://podcasts.apple.com/us/podcast/your-everyday-rich/id1676179014\

        Spotify: https://open.spotify.com/show/1JHf9dfrh1xrQ8on5sPQIg


        Shout out to our good friends at Portraits on White, your not so average photo booth.  They are the BEST photo booth team (in our opinion) to capture memories of your life and corporate events using timeless and classy black and white photos.

        They bring their studio to you, and capture magazine worthy images that will stand the test of time without the cheesy top hats and fake mustaches.  In other words, they are different… and good.

        Check them out online www.portraitsonwhite.com and on Instagram @portraitsonwhite and book a session with them.


        Disclaimer

        Your Everyday Rich Podcast is presented solely for general informational, educational, and entertainment purposes . Any such information or other material referenced in this podcast should not be construed as legal, tax, investment, financial, or other advice. It is not intended as a substitute for the advice of a qualified professional.

        12 min
      • Ep 14 - Networth... and chill yo... Why knowing your net worth empowers you to make informed financial decisions and sets a benchmark for achieving Your Everyday Rich

        Ep. 14  - Networth… and chill yo


        Welcome to another episode of "Your Everyday Rich" podcast.  Why is it that we fascinate ourselves with the uber rich yet don’t give the time of a Netflix episode to figure out our own networth? In order to get to “Your Everyday Rich”, you kinda need to know where you stand with your networth before you start swimming.

        Networth is the ultimate indicator of your financial health and measures your wealth's overall value. It's the macro picture of your financial landscape. 📸🫰

        So why does it matter? Well, knowing your net worth empowers you to make informed financial decisions and sets a benchmark for achieving Your Everyday Rich life. It's like a GPS for your financial journey, helping you track progress along the way. 🚀


        In this episode we chat about:

        • What are assets and liabilities
        • Appreciating and depreciating assets
        • Why it’s important to track your networth
        • Micro versus macro views
        • How to calculate networth
        • The simple formula to increasing your networth
        • Using buckets to visualize networth
        • The ultimate secret to supercharging your networth

        • Connect with Jason and Jenn

          • Jason’s instagram (@mrjasonkao)

          • Jenn’s instagram (@jennfahh27)

          • Your Everyday Rich instagram (@youreverydayrich)

          • DM us or leave a comment to get exclusive access to our NETWORTH calculator! 📲📩⌨️


            Listen on:

            Apple: https://podcasts.apple.com/us/podcast/your-everyday-rich/id1676179014\

            Spotify: https://open.spotify.com/show/1JHf9dfrh1xrQ8on5sPQIg


            Shout out to our good friends at Portraits on White, your not so average photo booth.  They are the BEST photo booth team in The Greater Toronto Area (in our opinion) to capture memories of your life and corporate events using timeless and classy black and white photos.

            They bring their studio to you, and capture magazine worthy images that will stand the test of time without the cheesy top hats and fake mustaches.  In other words, they are different… and good.

            Check them out online www.portraitsonwhite.com and on Instagram @portraitsonwhite and book a session with them.


            Disclaimer

            Your Everyday Rich Podcast is presented solely for general informational, educational, and entertainment purposes . Any such information or other material referenced in this podcast should not be construed as legal, tax, investment, financial, or other advice. It is not intended as a substitute for the advice of a qualified professional.

            41 min
          • Ep 13 - Life Ruts - The feeling of mundane routine, feeling stuck in life, and finding the motivation to get out of them!

            Ep. 13  - Life Ruts - The feeling of mundane routine, feeling stuck in life, and finding the motivation to get out of them!


            Welcome to another episode of "Your Everyday Rich" podcast.  Life ruts.. we all have them.  We all get into a rut at some point in our lives.  Sometimes we don’t even know we are in a rut because we are so focused on the day to day routines of life.   


            How do you know you are in rut? Are there tell-tale signs?  What causes ruts?  What do you need to do to get out of a rut?  Well, we aren’t clinical psychologists, so we can’t give you the technical reasons…but we both have been in ruts many times to know the feeling. And each time we found ourselves in one, we realized some common themes as to why and what we did to get out of them.  And this is what we explore in episode 13.


            In this episode we chat about:

            • How do you know if you are in a rut? 
            • The ‘feeling’ of mundane routine
            • Jason’s career ruts
            • Eliminating the saying TGIF
            • Using lessons of Atomic Habits and 7 Levels deep of WHY
            • Setting goals and finding your reason
            • Jenn rut experience during maternity leave
            • Jenn's motivational message to other moms
            • If you care enough you will find the time

            • #youreverydayrich #youreverydayrichpodcast


              Want to connect with Jason and Jenn?

              • Jason’s instagram (@mrjasonkao)

              • Jenn’s instagram (@jennfahh27)

              • Your Everyday Rich instagram (@youreverydayrich)

              • Listen on:

                Apple: https://podcasts.apple.com/us/podcast/your-everyday-rich/id1676179014\

                Spotify: https://open.spotify.com/show/1JHf9dfrh1xrQ8on5sPQIg


                Disclaimer

                Your Everyday Rich Podcast is presented solely for general informational, educational, and entertainment purposes . Any such information or other material referenced in this podcast should not be construed as legal, tax, investment, financial, or other advice. It is not intended as a substitute for the advice of a qualified professional.

                45 min
              • Ep 12 - Is job jumping really better for your career and pay?

                Ep. 12  - Is job jumping really better for your career and pay?

                Welcome to another episode of "Your Everyday Rich" podcast. 

                Little did we know that the hit 1992 song Jump Around by House of Pain would come back and be a literal metaphor for todays chat.  But does it actually benefit your career and do you end up getting paid more over the long run?  We share our views on both sides of this, with Jenn being the long time veteran like Kobe at her company while Jason has the shorter multiple team contract signings experience.  For the love of basketball, this was the best sports metaphor we could relate to.

                In this episode, we ‘jump’ into:

                • Jenn celebrating 15 year work anniversary… at the same company!

                • Working a job versus building a career

                • Does job loyalty mean anything anymore?

                • Finding your vocational purpose by growing with a company

                • Advantages of Intreprenuership - going deep versus wide

                • Worker bee vs owner mentality

                • Pros and cons of jumping jobs or staying put

                • Working to your supermax contract abilities

                • Shout out to our good friends at Plantwell Inc, a family-owned and operated business located in Milton, Ontario.  Plantwell is not your average grow store.

                  As passionate growers, Plantwell is the destination for a hobbyist of any growing experience to achieve their gardening goals!  Looking to provide you with the essential products and equipment to help you become the best grower you can be!

                  Check them out online www.plantwellinc.com and on Instagram @plantwellinc


                  Connect with Jason and Jenn

                  • Jason’s instagram (@mrjasonkao)

                  • Jenn’s instagram (@jennfahh27)

                  • Your Everyday Rich instagram (@youreverydayrich)

                  • Listen on:

                    Apple: https://podcasts.apple.com/us/podcast/your-everyday-rich/id1676179014\

                    Spotify: https://open.spotify.com/show/1JHf9dfrh1xrQ8on5sPQIg


                    Disclaimer

                    Your Everyday Rich Podcast is presented solely for general informational, educational, and entertainment purposes . Any such information or other material referenced in this podcast should not be construed as legal, tax, investment, financial, or other advice. It is not intended as a substitute for the advice of a qualified professional.

                    57 min
                  • Ep 11 - TALKING TO YOUR KIDS ABOUT MONEY, introducing money concepts and entrepreneurship to kids early on.

                    Ep. 11 - Talking money with kids - Solo episode with Jason. Might make these a new segment :)


                    Growing up in an asian immigrant family, we never talked about money especially when we were kids, unless it was about saving it. It would have been beneficial to learn about money earlier on, but it is what it is.

                    That's why we wanted to share our talk we had with one of our young kids about the concept of "how to make money".

                    The traditional ways of making money will still exist for our kids, but we want to encourage them to think outside the box and create a mindset of curiosity and adding value. The earlier you are exposed to something, the higher chances of that concept sticking with you. You never know the conversations that might happen!


                    In this episode, Jason goes in on:

                    • His childhood exposure to only traditional ways of making money
                    • The importance of talking about money with kids when they are younger
                    • 4 ways of making money explained to a 6 year old
                    • Remembering what kids of business owners who got exposed to money and entrepreneurship early on

                    • Shout out to our good friends at Plantwell Inc, a family-owned and operated business located in Milton, Ontario.  Plantwell is not your average grow store.

                      As passionate growers, Plantwell is the destination for a hobbyist of any growing experience to achieve their gardening goals!  Looking to provide you with the essential products and equipment to help you become the best grower you can be!

                      Check them out online www.plantwellinc.com and on Instagram @plantwellinc


                      Connect with Jason and Jenn

                      • Jason’s instagram (@mrjasonkao)

                      • Jenn’s instagram (@jennfahh27)

                      • Your Everyday Rich instagram (@youreverydayrich)

                      • Listen on:

                        Apple:⁠ ⁠⁠https://podcasts.apple.com/us/podcast/your-everyday-rich/id1676179014\⁠

                        Spotify: ⁠https://open.spotify.com/show/1JHf9dfrh1xrQ8on5sPQIg⁠


                        Disclaimer

                        Your Everyday Rich Podcast is presented solely for general informational, educational, and entertainment purposes . Any such information or other material referenced in this podcast should not be construed as legal, tax, investment, financial, or other advice. It is not intended as a substitute for the advice of a qualified professional.

                        22 min
                      • Ep 10 - TOUGH TIMES DON'T LAST, TOUGH PEOPLE DO, experiencing challenges in your investing, earning battle tested status, maintaining excellence, helping people, and late bloomers.

                        Ep. 10 - Emergency podcast - Solo episode with Jason, off the cuff and no script, and without his co-host Jennifer.

                        Raw, serving some real talk, and much needed motivation for anyone going through a period of tough times. A bit more cussing than usual, but that's how the emotions flowed out on this passionate talk.

                        Not part of the regularly scheduled releases, so hope this extra one hits hard.


                        In this episode, Jason goes in on:

                        • Realizing the importance of helping others WIN
                        • Never regretting the shots you took in the past
                        • Okay with being comfortable but never being satisfied
                        • Holding a level of EXCELLENCE at everything you do
                        • Taking PRIDE in your work
                        • Entitlement - earning your stripes
                        • Your experience of tough times will make you STRONGER
                        • Validation and comparison - normal but dangerous
                        • Late bloomers and NEVER GIVING UP

                          • Connect with Jason and Jenn

                            • Jason’s instagram (@mrjasonkao)

                            • Jenn’s instagram (@jennfahh27)

                            • Your Everyday Rich instagram (@youreverydayrich)

                            • Listen on:

                              Apple: https://podcasts.apple.com/us/podcast/your-everyday-rich/id1676179014\

                              Spotify: https://open.spotify.com/show/1JHf9dfrh1xrQ8on5sPQIg


                              Disclaimer

                              Your Everyday Rich Podcast is presented solely for general informational, educational, and entertainment purposes . Any such information or other material referenced in this podcast should not be construed as legal, tax, investment, financial, or other advice. It is not intended as a substitute for the advice of a qualified professional.

                              45 min
                            • Ep 9  - Why budgeting is essential to your financial health and making sound financial decisions, how to budget and guidelines to follow

                              Welcome to another episode of "Your Everyday Rich" podcast where we talk the boring but fundamental topic of budgeting. 

                              In this episode, we talk about:

                              • Why budgeting is important to understanding your financial health
                              • Why we think people don’t budget
                              • Importance of gathering your own data set to determine your budget
                              • How we set up budgets and what categories we track
                              • How budgeting can help develop healthy spending habits
                              • Connect with Jason and Jenn

                                • Jason’s instagram (@mrjasonkao)
                                • Jenn’s instagram (@jennfahh27)
                                • Your Everyday Rich instagram (@youreverydayrich)
                                • Shout out to our good friends at Plantwell Inc, a family-owned and operated business located in Milton, Ontario.  Plantwell is not your average grow store.

                                  As passionate growers, Plantwell is the destination for a hobbyist of any growing experience to achieve their gardening goals!  Looking to provide you with the essential products and equipment to help you become the best grower you can be!

                                  Check them out online www.plantwellinc.com and on Instagram @plantwellinc

                                  59 min
                                • Ep 8 ft. Claudia Hung - Starting at the age of 19 and turning a passion into a business, learning to scale her business while growing a family, building wealth for her kids

                                  Welcome to another episode of "Your Everyday Rich" podcast where we talk to our long time friend, Claudia Hung. She is the founder of Portraits on White and Life Editorials. For 20+ years we’ve seen her build and leave a distinctive mark in the photography industry through her unique photo capturing and story telling skills. All while being a mom to active twin boys, and a wife to an also equally active husband, who happens to be a first responder.

                                  In this episode, we talk about:

                                  • How her passion for photography evolved from a hobby to a business at a young age of 19 and taking the non-traditional path when it came to a “career”

                                  • The difference between working “on” the business versus working “in” the business

                                  • Her mindset shift for her business when she wanted to start a family

                                  • How shifting her business under her name to a company name allowed her to scale

                                  • What she and her husband is doing to build wealth for her kid’s future

                                  • The four money pillars she teaches her kids

                                  • Connect with Claudia

                                    • Claudia’s instagram (@claudiahungphoto)

                                    • Connect with Jason and Jenn

                                      • Jason’s instagram (@mrjasonkao)

                                      • Jenn’s instagram (@jennfahh27)

                                      • Your Everyday Rich instagram (@youreverydayrich)

                                      • 1 hr 3 min
                                      • Ep 7 - Money TALKS series: Relationships and money, navigating finance, and money discussions between partners

                                        Welcome to another episode of "Your Everyday Rich" podcast where we talk about navigating finances and money discussions between partners.  


                                        In this episode, we share our thoughts about:

                                        • The importance of open communication about finances when in a relationship

                                        • What we think should be discussed between partners

                                        • Why learning about each other’s money habits earlier than later is important

                                        • When to discuss finances with your partner

                                        • Tackling money goals collectively between partners

                                        • Joint or separate bank accounts  

                                        • Connect with Jason and Jenn

                                          • Jason’s instagram (@mrjasonkao)

                                          • Jenn’s instagram (@jennfahh27)

                                          • Your Everyday Rich instagram (@youreverydayrich)

                                          • 45 min
                                          • Ep 6 - Ft. Kevin Huynh - Making immigrant parents proud, connecting passion for real estate and finance, earning $12k first year to building a mortgage brokerage empire

                                            Welcome to another episode of "Your Everyday Rich" podcast where we chop it up with our special guest and friend, Kevin Huynh. He is father of 2 young girls, avid traveler and strives to create life experiences for his family through travel. Kevin is also principal broker and owner of Empire Mortgage Group who helps others build their real estate portfolio by providing customized financing options.  

                                            In this episode, we talk shop about:

                                            • Growing up without a lot of money

                                            • Working at Pizza Hut and Future shop before his ah-ha moment

                                            • A humbling life moment meeting his mentor

                                            • Learning from his business failures

                                            • Building an award winning mortgage brokerage

                                            • Entering the world of land development

                                            • His simple formula to making more money and living his everyday rich

                                            • Connect with Kevin

                                              • Kevin’s instagram (@_kevinhuynh)

                                              • Empire Mortgage Group’s instagram (@empiremortagegroup)

                                              • Connect with Jason and Jenn

                                                • Jason’s instagram (@mrjasonkao)

                                                • Jenn’s instagram (@jennfahh27)

                                                • Your Everyday Rich instagram (@youreverydayrich)

                                                • 1 hr 7 min

                                                About Your Everyday Rich

                                                From the publisher's feed

                                                Join two millennials, Jason and Jenn, for unfiltered living room conversations about life’s biggest decisions—the ones you hesitate to bring up and secretly Google. Like getting better with your…