Do you have an Insurance policy?

Almost everyone has an insurance plan and the credit goes to insurance agents who do a phenomenal job in selling the insurance policies for their companies.

These insurance guys will try to coax you to take an endowment plan, children education plan, permanent life insurance plan etc but you will hardly hear from their mouth about the term insurance plans.

To read more visit : https://www.elearnmarkets.com/blog/term-insurance-plans/

I strongly believe that one should manage his own money and finances as no one cares about your money more than you do.

To read more visit : https://www.elearnmarkets.com/blog/how-to-become-financial-planner/

Before we start discussing how to plan for a successful retirement, we need to understand what is retirement planning and why is it important?

Retirement planning refers to the allocation of savings for retirement and it is one of the most important life event. The goal of retirement planning is to achieve financial independence and the reason why you need to save for retirement is because it is your life.

To read more visit : https://www.elearnmarkets.com/blog/why-is-retirement-planning-important/

How we wish to have a genie in our life. How we wish that with the blink of an eye our dreams true.

So what would you dream of? – A dream home may be. Apart from our preferable location, floor area, preferable layout and similar aspects, the major discouraging factor that keeps our dream home on hold is the ever escalating real estate prices.

To read more visit : https://www.elearnmarkets.com/blog/tax-benefits-of-home-loan/

Buying a house is not a random decision of life.

Availing a home loan either to purchase or construct a house requires a thorough homework on the borrower’s part.

The question arises as to which home loan product would be most suitable for you, which interest rates will fit your budget, what would be the tenure of your loan etc.

The most difficult task is selecting the most suitable option from the varied types of home loan products.

To read more visit : https://www.elearnmarkets.com/blog/checklist-for-availing-a-home-loan/

Wherever you go, your identity follows. From opening a bank account to making any kind of investments, an identity proof is a mandatory document asked by the service providers. The most frequent question on identity proof is – Do you have a Permanent Account Number (PAN) card?

Assuming that we all know what a PAN is and who all require it, the underlying confusion is the procedure for applying for a PAN card.

To read more visit : https://www.elearnmarkets.com/blog/steps-to-apply-for-a-pan-card/

At the beginning of each calendar year, we see that the major media coverage shifts to headlines stating “Budget Expectations”.

Starting from a grocery shop owner to big corporate houses, the market is suffused with innumerable discussions on their expectations from the upcoming Budget.

What is this excitement about? Why are people so much bothered about this term Budget? How will our life style be affected by the budget? And many more related questions.

In this article, we will understand instances, as to why people look forward to the Budget.

To read more visit : https://www.elearnmarkets.com/blog/budget-expectations/

The Budget season, it is! This is the time when our Government will give the reason as whether our decision to choose them was fair enough.

Apart from the Government’s expenditure and revenue statement, we will also come know as to what Government has in store for us in the form of policies and the tax proposals for the upcoming assessment year.

Year to year, there are certain sectors that are majorly affected by the Finance Minister’s endeavours.

To read more visit : https://www.elearnmarkets.com/blog/5-sectors-majorly-affected-by-the-budget/

Have you ever wondered that why is budget segregated into General budget and Railway-budget?

No?

Let me tell you that railway-budget comprises of a major chunk of our country’s overall budget, hence it is separated to focus better on each budget’s priorities.

The term “budget” in a simple language implies an estimate of income and expenditure for a specified period of time.

So broadly speaking our budget is categorized into two parts namely General budget and Railway-budget.

To read more visit : https://www.elearnmarkets.com/blog/general-budget-and-railway-budget/

If you are a finance student, I am sure you might have faced the situation where you have been asked by your teacher or parents to watch Union budget and tell them the synopsis. Do you know what is budget?

Right?

Even I was asked to do the same in my college days.

On the budget day, I used to genuinely sit before the T.V. but truly speaking after a point of time I couldn’t take anymore.

The reason was that most of the words used in the budget speech were not clear to me.

So, I thought of putting down some important terminologies so that next time when you sit to watch Union Budget, you don’t face the problem which I used to face in my past days.

To read more visit : https://www.elearnmarkets.com/blog/key-budget-terminologies/