The government has created numerous schemes to provide benefits to different parts of society. Insurance is not a new topic in India but still, its reach is limited to a few people.

Though there are so many insurance companies operating in India, still there is a large number of people especially in rural areas who are not covered under any kind of insurance.

This section of the society is mostly below the poverty line and insurance service is unaffordable for them.

To read more visit : https://www.elearnmarkets.com/blog/pradhan-mantri-suraksha-bima-yojana/

Are you aware that you have an estate?

No!

Almost every one of us does have.

The term “estate” might seem to be a very complicated term, but in simple words, it comprises of everything you own- right from your home, car, bank accounts, life insurance, investments and any personal possessions.

Irrespective of how big or small estate you have, you’re not going to take it with you after you die.

Hence, estate planning is a very important decision.

To read more visit : https://www.elearnmarkets.com/blog/simple-steps-to-an-estate-planning/

Soon after the ban of 500 and 1000 rupees notes to boldly counter the black money and terrorism, there is a huge cash crunch in the economy.

Payment bank has emerged as a convenient alternative in the wake of demonetization and is a savior to the common people.

Before discussing any further, let’s understand what Payment banks are and what services they offer?

To read more visit : https://www.elearnmarkets.com/blog/payment-banks-the-new-era-of-banking/

With a  few days left to say goodbye to the year 2016 and welcome year 2017, it’s time for us to revamp certain things in life.

In the hustle and bustle of daily life, we often forget to take some important actions which might appear small and simple but are often very important decisions in life.

Here are few simple financial decisions making which you can include on your to-do list this New Year since it often gets neglected.

To read more visit : https://www.elearnmarkets.com/blog/6-simple-financial-decisions-for-new-year/

The government is ready to launch the new ETF (the first being launched in March 2014) which is based on the CPSE Index.

Managed by Reliance Mutual fund (an arm of Reliance capital), it will launch the further fund offer (FFO) on 17th January.

The FFO (part of the government’s overall disinvestment program ) will remain open until 20th January and it will be open for all category of investors which includes retail investors, anchor investors, QIBs, retirement funds, non-institutional investors and foreign portfolio, investors.

However, the FFO will remain open on 17th January only for anchor investors and for another category of investors from January 18-20.

To read more visit : https://www.elearnmarkets.com/blog/will-you-invest-in-the-new-cpse-etf/

The main agenda for most of the discussions throughout the country is the anticipation of Union Budget. People are expecting changes in taxation structure of the income tax slabs. Apart from this tax structure of the capital market instruments is also anticipated to shuffle. Announcements of public benefit schemes, demonetization notifications etc. are also expected to be in store of budget agenda.

To read more visit : https://www.elearnmarkets.com/blog/expert-advice-for-union-budget-season/

Smartphones have become a financial management tool. Eighteen percent of consumers used their smartphone for mobile payments in 2016 and 26 percent plan to do so this year, according to a Visa study. TrendForce predicts the mobile payment market will grow 25 percent this year to reach a value of $780 billion by year-end. Meanwhile, the number of Americans who used their phone for mobile banking rose from 33 percent in 2013 to 43 percent in 2015. Want to learn more about managing your investments? Join our course to gain a Certification in Online Financial Planning & Wealth Management via Elearnmarkets.

To read more visit : https://www.elearnmarkets.com/blog/managing-investments-on-your-mobile-device/

Fourth year in the row and here comes our Finance Minister, with yet another Union Budget.

Post the demonetisation scheme at the end of previous year; all hopes were eyed on Budget 2017.

What was impressive about the budget was the inclination of the Finance Minister’s proposals towards the need of the small tax payers.

To read more visit : https://www.elearnmarkets.com/blog/union-budget-2017-18/

S-T-O-C-K-M-A-R-K-E-T……To some, it may look like a gamble, but it is a great investment tool if you are thinking of long-term preferably 5-10-15-20 years. If you want to know more about financial planning and different investment assets, enroll in the NSE Academy Certified Financial Planning & Wealth Management course.

The minors can save their little savings and turn into a lot of money over time.

To read more visit : https://www.elearnmarkets.com/blog/how-to-invest-for-your-minor-child/

If you have been an avid investor and living off on fixed deposit interest income, then you are surely thinking where to make a fresh allocation in the wake of low-interest rates offered by banks on fixed deposits.

Due to demonitization, Banks are flooded with deposits and the credit off-take has recently hit the lowest level in the last decade.

To read more visit : https://www.elearnmarkets.com/blog/where-to-invest-when-fixed-deposit-interest-rates-are-falling/