While investing it is important that you have quality assets in your portfolio which will generate a good return for you. But think twice, is it only about choosing the good stocks or good assets for your portfolio? The answer is a big no. It is not just choosing the best stocks or assets; it is also about managing the risk associated with it and creating a well-diversified portfolio.

As we know investment itself is a risk-oriented process. So, managing or eliminating the risk is also as important as choosing good stocks or assets.

Now the question may arise, if we are choosing a good quality stock or asset then where is the risk?

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Asset allocation is an approach that aims to balance the risk and return in a portfolio by investing across various asset classes like stocks, bonds, etc. The major concern handled by asset allocation is diversification of an investment portfolio for better financial planning.

An ideal portfolio that will suit the needs of a person will be different for every individual.

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Mr.K.Sharma is planning to move overseas for his job, however, there are many arrangements he needs to make before going for it. The prime ones being the management of his financial accounts. This is the case with most of us who wants to move to a foreign nation. There are certain arrangements you need to make, certainly making them is not very difficult/cumbersome if you are able to understand it well.

To read more visit : https://www.elearnmarkets.com/blog/nro-account-nre-account-need-to-know/

It’s important to acknowledge the need for retirement planning, but many a time, people find excuses to avoid doing the same. Thus, in spite of having a successful career, they die poor. By 2031, the population of people more than 65 years old is expected to grow the fastest (75%) among all age groups, yet only 23% (approximately) were saving or planning to save for retirement in 2016.

Before we get to the excuses and the reasons, it’s essential to know what we mean from retirement planning. It refers to the allocation of savings for retirement, as it is one of the most significant life events. The goal of retirement planning is to achieve financial independence and the reason why you need to save is that it’s your life and you deserve to live it the way you desire.

To read more visit : https://www.elearnmarkets.com/blog/reasons-avoid-retirement-planning/

If you want to accumulate wealth for your retirement and make proper investments then it is important that you know certain financial rules early in your life. You need to be aware about certain things about finances and money right when you are in your 20’s. Here are some of the things about money that you need to be aware early in your life.

To read more visit : https://www.elearnmarkets.com/blog/things-you-should-know-about-money-early/

Once you are ready with your income calculations and tax liability or refund, as the case may be, you need to get hold of the relevant Income Tax return form. With the advent of online tax filing or e-filling, life has become a bit easier. However, there still persist some confusion in terms of which is correct and relevant tax return forms. Income Tax department has come a long way from the days of SARAL forms.

Let us look at required forms for taxpayers.

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Come July and it’s time to file your annual income tax return. So all you need is to collate all your income sources, gather all the investments and expenses which are deductible from your income and ascertain your tax liabilities for the year.

But then how many of us are doing this exercise consistently every year? Well, if you are not used to filing your annual tax returns regularly, it’s time to pull up your socks and make sure you meet the deadline of filing your tax return, which is 31st July 2018 for all individuals including salaried taxpayers.

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Making a smart investment can actually make our financial life better. It will help in providing us enough funds to make our dreams fulfil. Investment planning is very important before investing. Nowadays most of the people have a portfolio which consists of various investment vehicles like stocks, gold, bonds, government schemes etc. So a proper investment plan is needed in order to secure our future financially.

To read more visit : https://www.elearnmarkets.com/blog/investment-planning/

Investment! When do you think is the best time to start making investments? I’ll say, “Right Now”! Investing from an early age provides you the paramount chance to compound and nurture your money. It is that time when you should be learning about some investment strategies that would last for a lifetime.

To read more Visit : https://www.elearnmarkets.com/blog/how-to-build-your-investment-strategies-for-lifetime/

Buying life insurance is now just a matter of a few clicks. However, understanding the life insurance quotes from various insurers for similar looking plans could be tricky. There are various factors that affect the premium quoted by the insurer. If you want to learn more about having insurance, you can enroll in the NSE Academy Certified Financial Planning & Wealth Management course on Elearnmarkets.

Ranging from the plan types to personal habits, given below are some of the major factors determining your life insurance quotes from different insurers:

To read more visit : https://www.elearnmarkets.com/blog/your-online-life-insurance-quote-simplified-everything-you-need-to-know/