Why plan when none of my investments have gone wrong until today? By God’s grace, none of my work has stopped so why pay for financial planning? We as Financial Planners also hear similar tunes when we speak about Financial Planning concept. 

My inference is that people do not appreciate any kind of planning as a matter of fact. Doing a thing in the most scattered way has its own pleasure. People know that we are talking in their favor but they avoid seeking a Financial Planner.

To read more visit : https://www.elearnmarkets.com/blog/10-reasons-why-people-say-no-to-financial-planning/

What is Dow Theory?

Dow Theory is a trading approach developed by Charles Dow who is also known as the father of Technical Analysis. It is still the basis of the technical analysis of financial markets. The basic idea of Dow Theory is that market price action reflects all available information and the market price movement is comprised of three main trends.

Most modern-day technical analysis theory has an origin from ideas proposed by Dow and his partner Edward Jones back in the 19th century. Those ideas were published in the Wall Street Journal and are still assimilated by most of the technicians. Dow Theory still dominates the far more sophisticated and equipped modern study of technical analysis.

To read more visit : https://www.elearnmarkets.com/blog/6-tenets-dow-theory/

When you receive your very first pay check after your college, it feels as if you’ve all the money in the world. However, between the student loans, utilities, groceries, rent, and your social life, it won’t take long for your funds to disappear from your salary account.

It is normal for the young earners to feel lost while talking about money matters, but now is the best time to inculcate few smart habits which would last throughout the lifetime. Here we try to bring some of the best ways for young earners in navigating their financial independence.

To read more visit : https://www.elearnmarkets.com/blog/golden-financial-planning-tips/

There currently seems to be a havoc in the markets and the reason is apparently owed to be the newly re-introduced tax (after 14 years) on Long Term Capital Gains tax (LTCG), as announced by Arun Jaitley in the Union Budget of 2018.

To read more visit : https://www.elearnmarkets.com/blog/all-about-the-re-introduced-ltcg-tax-in-india/

Retirement is a fact that each and every one of us has to face. There will come a day when we will not be able to earn. However, expenses won’t stop. Life is like a bucket with a hole under a tap. On one hand, you pour in water and on the other hand, water goes out through the hole. Now consider a situation when the tap stops working. The bucket will soon be empty. Retirement is that stage of life when the tap stops working.

Retirement is a time when one finally gets enough time in hand to follow a passion. No one would like to spend retirement thinking of where the next penny will come from.

To read more visit : https://www.elearnmarkets.com/blog/catch-up-on-your-retirement-planning-in-your-50s/

To start off, let us understand what life insurance is. It is basically a contract between an insurer/assurer and the policyholder, where the former makes a vow to pay the beneficiary who holds the policy a particular amount of money, in exchange for a premium, when and if the beneficiary passes away. Know more about the basics of insurance by joining the Certified Financial Planning & Wealth Management course on Elearnmarkets.

To read more visit : https://www.elearnmarkets.com/blog/future-of-life-insurance/

If you wish to be the manager of your own personal finance, then you should learn each and every detail of your financial activities. Personal finance talks about the application of the financial principles to monetary decisions that are taken by an individual. This concept encompasses most of the aspects of using and managing the funds which are available to an individual or a family. Personal finance overall includes saving money, preparing a budget and using the available credits in the form of mortgages and loans.

To read more visit : https://www.elearnmarkets.com/blog/keys-to-successfully-managing-personal-finance/

“Feminism isn’t about making women stronger. Women are already strong. It’s about changing the way the world perceives that strength” – G.D. Anderson

The above quote speaks a lot about the reality of the concept of feminism. Everything related to women in this world comes down to one word ‘perception’; perception not only about the different roles played by them but also of the responsibilities expected from them at various podiums.

To read more visit : https://www.elearnmarkets.com/blog/home-makers-to-financial-advisor/

Investment is a process or an action undertaken with an expectation to generate profit in future. In the dynamic environment, we live in it has become a very common tool used by people at almost all the levels, making proper planning of money is an integral part. However, the financial planning mistakes that a person makes can change its life.

Money is a very vital part so decisions regarding how to invest money and where to invest money should be taken with utmost care. Investments, if put to good use, can yield great benefits and vice-e-versa. Therefore this tool/process called investment should be used wisely. As per Alan Lakein – “Failing to plan is planning to fail”

To read more visit : https://www.elearnmarkets.com/blog/financial-planning-mistakes-change-life/

Want to learn about the basics of using mutual funds for your financial planning? Join the NSE Academy Certified Financial Planning & Wealth Management course on Elearnmarkets.

Mutual Fund house believes that 2017 was the best year for them. Stock prices touched their lifetime high as well as Nifty and Sensex. Fund houses collected more than 6000cr in the last month of 2017, which is a record high for itself.

But, 2018 has not been the same, the market lost its momentum when the 10% tax on LTCG was reintroduced in Union Budget. Apart from this, increase in oil price, other global and internal factors played an important role.

To read more visit : https://www.elearnmarkets.com/blog/what-should-be-your-mutual-fund-investment-strategy-for-2018-19/