Being financially independent and financial independence is something we all celebrate.

Financial Independence is when you don’t have to work to live a comfortable life.

How convenient would it be to have a source of fixed income without having to do any work?

Is this even possible?

Well, yes, it is, through savings and investments. Though we are always asked to save early, we must always remember that it is never too late as well.

To read more visit : https://www.elearnmarkets.com/blog/celebrate-financial-independence/

As we are all aware, the current pandemic has led us to work and study from home. In fact, a majority of us have stopped going outside completely. So, a lot of our expenses, especially travelling, eating out, etc. have been cut down drastically.

Due to this, you might find an excess of savings on hand, and you might be exploring the various way to invest your savings.

To read more visit : https://www.elearnmarkets.com/blog/invest-your-savings-during-pandemic/

It’s that time of the year again when we need to know how to use tax-loss harvesting to improve our returns.

We need to sit down and calculate our total income and expenditure to know our tax liability for the year. As the current financial year comes to a close this March 31st, we thought it would be a good idea to enhance your knowledge about taxation.

To read more Visit https://www.elearnmarkets.com/blog/avoid-high-tax-with-tax-loss-harvesting/

Retirement planning is the process of ‘determining retirement income goals and the actions and decisions required to achieve those goals.’ To make that you have a financially secure retirement, it is wise to consider the best retirement plans at an early age.

Listed below are some of the best retirement plan options to consider in 2020.

To read more visit : https://www.elearnmarkets.com/blog/best-retirement-plans/

A plan for retirement is often done through investing since it protects our assets from a decline in value,

Because of inflation, the worth of a single rupee can deplete over time. This is known as the fall in the time value of money.

However, with investment, we can protect and grow the value of our assets, and ensure they can provide us with a stream of income when we retire.

Therefore, investing to protect our assets is essential, as it assists our plan for retirement.

To read more visit : https://www.elearnmarkets.com/blog/products-to-help-us-plan-for-retirement/

One of the best ways to invest your savings is through Mutual Funds. It not only allows us to invest in stocks but also in other asset classes. With the added advantage of expert analysis, professional portfolio management and a variety of funds to choose from, Investors worldwide flock to Mutual Funds to satisfy their financial goals.

Though Equity funds have been the most popular category of mutual funds, many investors tend to shy away from them due to the high degree of market risks associated with them.

For the conservative investors and from the point of view of diversification of a portfolio, debt mutual funds are a good inclusion in one’s portfolio.

To read more Visit : https://www.elearnmarkets.com/blog/debt-mutual-funds/

A mutual fund is a set of securities that are professionally managed by a finance expert. Due to various benefits, from diversification to expert management, mutual funds are a preferred investment type amongst all classes of investors.

However, while choosing the best mutual fund, many investors miss out on an important decision they should be making – choosing the best fund manager.

In this blog, we will discuss the significance of choosing the right fund manager before we begin investing in any fund.

To read more visit : https://www.elearnmarkets.com/blog/fund-manager/

Life is full of uncertainties. Isn’t it?

So it only makes sense to safeguard ourselves and our near & dear ones against all odds.

One such safeguard is medical insurance because we all know that “Health is wealth.”

But before we help you know more about health insurance or medical policy, we will quickly let you know some harsh truths related to the same:

To read more visit : https://www.elearnmarkets.com/blog/importance-of-mediclaim-policy/

Most financial advisors and the agents of mutual funds ask us to diversify our investment portfolios by using the overused phrase “Don’t put all your eggs in one basket”.

Though there is little doubt that portfolio diversification is critical to a balanced portfolio, not many talk about how much of it is too much or too less.

So with this blog we aim to clear the air on how many mutual funds should one invest in.

To read more visit : https://www.elearnmarkets.com/blog/how-many-mutual-funds-to-own/

Mahalia Jackson once said, “It’s easy to be independent when you’ve got money. But to be independent when you haven’t got a thing – that’s the Lord’s test”. Financial independence is one of the solutions to the many troubles faced by Indian women.

Making investments not only helps us in the situation of financial emergencies, but it also gives us peace of mind about our hard-earned money.

To read more visit : https://www.elearnmarkets.com/blog/top-5-ways-for-financial-independence/