Any student is willing to become independent, especially when it comes to financial issues. Of course, everybody understands that you need to work to earn money to become financially independent at such early age in life.

That is why we will not advise where to find a spare job if you are a student, as we consider the topic over discussed already. Instead, we will give you 5 working hacks on spending and saving effectively to become financially independent.

By the way, when you are an active student, you might lack time to complete all your assignments. We recommend opting for finance homework help if you are running out of time and need some support on your tasks.

To read more visit : https://www.elearnmarkets.com/blog/steps-to-become-financially-independent/

A financial crisis occurs when a person or a business is unable to pay its debts. Complete protection from the financial crisis is not possible. However, there are many ways that you can use to minimize the risk of financial problems.

The first thing I would advise is not to panic! Panic is not a solution to any problem.

There are two major types of financial crises; (i) personal financial crisis and (ii) government-created financial crisis.

To read more visit : https://www.elearnmarkets.com/blog/protect-yourself-from-financial-crisis/

It’s no secret that mindful spending of your money and saving from your income is vital to lead a financially secured life. Investment from salary income can fulfill your goals in the future and can help you avoid debt. Good financial habits are always essential for ultimate financial success.

But it doesn’t happen with everyone. Many people struggle when they want to plan investments or need to save from salary. It is because they don’t plan their budget well.

Are you worried because you are one of those who didn’t accumulate good financial habits or spending habits? We are here to highlight the most common financial mistakes people make. And ways to avoid such financial blunders.

To read more Visit : https://www.elearnmarkets.com/blog/7-bad-financial-habits-to-avoid/ 

Physical and mental well-being are essential, but financial health is equally important. Financial planning is the process which provides you a framework for achieving your life goals in a systematic and planned way by avoiding shocks and surprises.

In terms of handling finances, it is best to have a blueprint of your plans prepared at least a year in advance, so you are well-prepared for whatever the future holds for you. Here are 7 ways you can plan your finances this year.

To read more Visit : https://www.elearnmarkets.com/blog/7-easy-ways-for-your-financial-planning/

How do you effectively diversify your portfolio? Well, you need to understand the mix of asset classes you want to put into it. Consequently, you need to understand the correlation between those asset classes to get the perfect mix.

Portfolio Diversification refers to the spreading of our investment funds in various assets for reducing overall risk. The modern portfolio theorist recommends that an investor should measure the correlation coefficients between the various assets’ returns for strategically selecting those which are less likely to lose value at the same time. That means we need to determine whether that the prices of the assets tend to move in the same direction or the opposite directions in response to macroeconomic trends

Sounding too heavy for a weekend read? Don’t worry! We’ll break this one down in simple language for you to ace your portfolio mix:

To read more visit : https://www.elearnmarkets.com/blog/effect-of-correlation-on-portfolio/

Financial planning is the method that provides you with a framework to achieve your life goals in a planned and systematic way through avoiding shocks as well as surprises.

Have you ever wondered – “Do I really need a financial plan?”

According to some people financial planning is saving regularly in bank deposits or Systematic Investment Plans (SIPs) in mutual funds.

To read more Visit : https://www.elearnmarkets.com/blog/financial-planning-101/

Debt Settlement or Debt Consolidation? Which one you should opt for clearing your debts?

Well, don’t worry! Everyone faces the same confusion when they decide to clear off their debts.

Even one of the colleagues had the same confusion, so I explained to him what are these methods of getting rid of their debt–

Debt settlement and debt consolidation both help the consumers to find a way to get out of credit card debt or other debts but both of them follow very different ways for achieving that goal.

 To read more visit : https://www.elearnmarkets.com/blog/debt-settlement-and-debt-consolidation/

“Mutual Fund Investments are subject to market risk, please read all the offer documents carefully before investing in it!”- How many times have you come across this statement? I guess there is no count to it. It’s there everywhere! While seeing advertisements of asset management companies or mutual funds, or on newspapers and television! All you see is this statement because everyone wants to be legally sound and this is the best way to tell you that mutual funds also come with terms and conditions.

To read more Visit : https://www.elearnmarkets.com/blog/8-steps-to-make-a-mutual-fund-portfolio/

Investment Risks? Who isn’t afraid of investing in financial assets due to the element of “risk” in it? You must have surely heard about Benjamin Graham, the father of value investing. He said- “Successful Investing is about managing risk, not avoiding it.”

Yes! We cannot totally avoid investment risk but we can definitely reduce it by managing risk effectively. Now you must be wondering how we should manage risk? Well, as we always say, worry not! We are here to help you understand these terms and further financial literacy!

To read more visit : https://www.elearnmarkets.com/blog/8-strategies-to-reduce-investment-risks/

Yes! The festive season is here which means that it’s time to set up our houses with lights, wrap up the gifts, bring out the sweets and spread joy to everyone around us.

Every shop around us has hoardings of bumper sales, the biggest festival season sale, unbelievable discounts, etc. offering us tantalizing deals which tempt us to buy even those things which we do not need.

To read more Visit : https://www.elearnmarkets.com/blog/7-strategies-for-managing-your-finances/