Your Money Story

Ben describes himself as an adviser and researcher. Ben is close to finishing his PhD with research focusing on improving how we can provide financial advice, whether it is from technology, analysing the Statement of Advice or the impact of gender and education on misconduct. Ben's energy is infectious. This episode, we uncover why someone would be driven to combine research while still owning a business as well as what kind of change he is trying to create within the profession he works in. 

General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Senior Financial Adviser and is an authorised representative of TWD Licensee Services Pty Ltd ABN 88 605 064 480 Australian Financial Services Licence No.475964 (TWD Licensee Services).

Cara Graham shares how it is to have reached all the traditional pinnacles of success in financial advice, and yet still walk away to a different path, once she wanted to define her unique pathway to success: having the family life she wants while still delivering exceptional client outcomes. Cara, award winning principal adviser at The Wealth Designers, is currently on 12 months parental leave.

General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Senior Financial Adviser and is an authorised representative of TWD Licensee Services Pty Ltd ABN 88 605 064 480 Australian Financial Services Licence No.475964 (TWD Licensee Services).

Lacey discusses the progress of women in the last 12 months in her third  International Women's day episode on Your Money Story. We discuss Brittany Higgins, Jacinda Arden, Election Results, Penny Wong, the Voice to Parliament, the over turning of Roe versus Wade and other significant topics. Lacey also shares her own experience with blatant discrimination.

General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Senior Financial Adviser and is an authorised representative of TWD Licensee Services Pty Ltd ABN 88 605 064 480 Australian Financial Services Licence No.475964 (TWD Licensee Services).

Tim joins us for his third IWD episode. He shares what drives him to advocate for closing the economic gender gap, his advice for others who would like to be allies and the resources he draws on, to help with conversations around this topic.

General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Senior Financial Adviser and is an authorised representative of TWD Licensee Services Pty Ltd ABN 88 605 064 480 Australian Financial Services Licence No.475964 (TWD Licensee Services).

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This Episode we discuss intergenerational financial considerations with ‘The Money Sandwich Author, Marc Bineham. We discuss how the Sandwich Generation, who are people in their 50s to 70s, have increased challenges due to looking after aging parents or assisting their children. Marc shares how people of all ages, can be better prepared for their financial futures.

Marc is also a speaker and podcaster. He has had over 30 years’ experience as financial adviser and has provided prominent industry representation. He is an advocate of improving financial literacy in Australia and is now assisting the community by providing financial coaching.

Money Sandwich Website: https://themoneysandwich.com/

LinkedIn: https://www.linkedin.com/in/marcbineham/

Money Sandwich Podcast: https://open.spotify.com/show/5ZAq32y9PKGIgy9oyt8ijO?si=O02mzY9NQkysIb5CghAJfQ

General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Senior Financial Adviser and is an authorised representative of TWD Licensee Services Pty Ltd ABN 88 605 064 480 Australian Financial Services Licence No.475964 (TWD Licensee Services).

For this special Mother’s Day episode, I speak to Amie Baker who is the NSW chair of Association of Financial Advisers Inspire group. Amie is the director of Rekab advice, a certified money Mindset Coach and podcast host of Censibility. In this episode we look at how our childhood experiences, shape how we view money and self-worth as adults.

Amie unpeels while it can be hard for women to negotiate for things like equal pay or more flexible work arrangements. She highlights some aspects of a mother’s money mindset. The message for women and parents, is to be kinder to themselves and take the time to note the things you are grateful for each day.

General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Senior Financial Adviser and is an authorised representative of TWD Licensee Services Pty Ltd ABN 88 605 064 480 Australian Financial Services Licence No.475964 (TWD Licensee Services).

This week I speak to Wadzi Nenzou who is the Founder and CEO of Herconomics. Wadzi’s mission is to remove the barriers Australian women place on themselves, when it comes to investing in the share market. She believes that having knowledge and the confidence to invest in shares can help women build long term financial independence.  Growing up in Zimbabwe, she witnessed the limited choices women had, if they had no financial independence. Her joyful drive for her work, comes from knowing that by helping more women, she is helping them find more opportunities for themselves and live an empowered life.

Connect to Wadzi:

LinkenIn: https://www.linkedin.com/in/wadzanainenzou/

Website: https://www.herconomics.com/

Facebook: https://www.facebook.com/herconomics

General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Senior Financial Adviser and is an authorised representative of TWD Licensee Services Pty Ltd ABN 88 605 064 480 Australian Financial Services Licence No.475964 (TWD Licensee Services).

This episode Karyn Lander shares her perspective about relationship and business break ups. She is a leader in her industry and known as a passionate forensic accountant, who is truly in her clients’ corner. She stresses the importance of knowing your financial structure, including any entities that have been set up via the family or business unit. Her role gives her access to people, typically women, who have been knee deep in the operations of a household or business, who are then forced to confront and uncover their financial set up when a divorce happens. For example, it can be upsetting to see the financial proof of when an affair has started, seeing the purchase of things like Tiffany Jewellery. We discuss the taboo topics that professional women delicately navigate such as the importance of financial independence, divorce and domestic violence. As a mother, she shares some of the conversations she has had with her children to help them when they reach adulthood. Karyn is an associate director at BDO and has been in the accounting profession for almost 30 years.

Connect to Karyn on 

LinkenIn: https://www.linkedin.com/in/karyn-lander-11ba6197/

https://www.bdo.com.au/en-au/our-people/karyn-lander

General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Senior Financial Adviser and is an authorised representative of TWD Licensee Services Pty Ltd ABN 88 605 064 480 Australian Financial Services Licence No.475964 (TWD Licensee Services).

This episode, Thaw Thaw Htin, Principal at Bennett + Co and leader in the commercial law space, shares her views on what causes difficult commercial disputes. Often, there has been long standing trust between commercial or business partners, and that trusts breakdown over time due to various reasons. Thaw Thaw feels that knowledge is key to protecting your position within a commercial agreement. Even if financials and numbers are not your strong suit, she suggests getting an independent professional to take you through your business position. This will not only give you the confidence that your business set up is working well for all parties, but it can minimise future problems. Thaw Thaw worked at the Australian Securities and Investments Commission (ASIC) where she gained experience in regulatory investigations, advised on financial services laws and managed enforcement actions against financial services providers. This work at ASIC saw her and her team receive an Australia Day Medal in 2012.

She was born in Burma and spent time in Malaysia before coming to Australia. She shares how this has shaped her career and money story.

Find Thaw Thaw on LinkendIn or https://bennettandco.com.au/our-people/thaw-thaw-htin/

General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Senior Financial Adviser and is an authorised representative of TWD Licensee Services Pty Ltd ABN 88 605 064 480 Australian Financial Services Licence No.475964 (TWD Licensee Services).