Your Money Story

Your Tool Kit is designed to help women out of domestic abusive situations. We speak to Elisa Fear, who explains this life saving resource and explains what financial abusive is as well as how we can help women in our community who are going through it "Research has shown that lack of financial security is the biggest reason why women return to abusive relationships.A really important thing for them (domestic abuse victims) to know is that they are not alone. Domestic abuse is generally very isolating. So, women in this situation firstly need to know that are not alone and there is help out there. "

Access Your Toolkit. 

https://www.financialtoolbox.org.au/your-toolkit/

Spread the word across your network via Facebook, Instagram and LinkedIn

General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Senior Financial Adviser and is an authorised representative of TWD Licensee Services Pty Ltd ABN 88 605 064 480 Australian Financial Services Licence No.475964 (TWD Licensee Services).

Christa Filius is a leader within the Oil and Gas industry, currently responsible for 380 staff and is the only woman who holds one of the 60 comparable roles globally within her company. She moved from the Netherlands to the Philippines, to pursue her current leadership role. She shares with us the treatment that women have to endure in industries where they are still minorities, including the assault on her sister, who was also one of the few women working within the same industry. She embodies how leaders from diverse backgrounds can bring much needed change into teams, and shape companies to be more inclusive. Christa provides tips for young leaders on how to be fearless and how to negotiate your pay to reflect what you are worth. 

"I discussed with her (Christa’s sister) beforehand if we could talk about this. She said is ok with it because there have been so many more instances at work which did not go as far, and I have experienced it myself too, but because you try to downplay it and shrug it off. Hindsight we should have reported it to people. Brought it out in the open

I do want to encourage, that if it happens to you at the workplace and it is inappropriate speak to somebody. Even if you feel you can’t speak to H.R. Speak to somebody else, even to other female colleagues. Most big corporations have channels where you can flag it. Use those channels, because if we don’t speak up, it will continue happening. It won’t stop." Christa

General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Senior Financial Adviser and is an authorised representative of TWD Licensee Services Pty Ltd ABN 88 605 064 480 Australian Financial Services Licence No.475964 (TWD Licensee Services).

Nathan Davamoni is proudly from the LGBTQ+ Community. He found a place to flourish both at work and within his community. He is a project officer at NBN and is a growing voice within the corporate space on the importance of diversity and inclusion.  This journey took him from Townsville to Melbourne. A move that required him to map out his career pathway and save for a year to give himself a strong financial foundation when he moved. Nathan will take us through his career planning, money preparation and how to find an inclusive workplace for yourself so that you can flourish too.

“There needs to be a lot more looking out for each other under the rainbow. I can’t just be looking out for gay men only. I need to be looking out for everyone beneath that rainbow. At times there is an emphasis on the mainstream, you know, the white gay man. A lot of companies will use the image of two white gay men (on their campaigns). There would not be a trans man, or a trans woman or a queer person of colour. There needs to be more representation to start the conversation, to start that mindset”. - Nathan

Connect to Nathan on Linkednin

Resources

ACON: https://www.acon.org.au/

Minus 18: https://www.minus18.org.au/

General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Senior Financial Adviser and is an authorised representative of TWD Licensee Services Pty Ltd ABN 88 605 064 480 Australian Financial Services Licence No.475964 (TWD Licensee Services).

 Gen Y Entrepreneur Jade Mckay embraced the opportunity to own her own business just 6 months after starting as a salaried adviser and while she was going through immense changes in her personal life. She has built an armoury of skills from working since 16.  Her story is one of determination, resilience, diligence and owning her own power as a woman within financial planning. Jade takes us through how she started her business and her approach to proving a strong business proposal to the bank. Jade was a finalist in the 2019 AFA Rising Star Awards and is a fellow West Australian, running her advice business, Essential Advice, out of Bunbury.

"I feel very empowered by that, that I am young, and I am female… And whenever I walk into one of those massive events and the majority of the room are men, middle-aged older men, I feel, “Well, I am a little bit different”. I bring a different set of skills to this table, and they are amazing. And I am really sorry that you are not young and female. My power is that I am young and female, and it feels great. When I walk into these rooms, I feel good, I feel powerful." - Jade Mckay

Jade's details

Linkedin: Jade Mckay

Instagram: Jademckayfinancial

Essential Advice: http://efa-financial.com.au/

General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Senior Financial Adviser and is an authorised representative of TWD Licensee Services Pty Ltd ABN 88 605 064 480 Australian Financial Services Licence No.475964 (TWD Licensee Services).

Chloe Leow, Founder of the Etch Collective, talks about her money story, her FU Fund and gives us insight into the Gen Y woman. Chloe is values driven and has used money as a way to equalise power positions between employer and employee. By having an emergency fund that gave her the option of leaving any toxic work environments.

Find Chloe on instagram @mschloeleow and Linkedin: Chloe Leow

Etch Collective: https://theetchcollective.com/

General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Senior Financial Adviser and is an authorised representative of TWD Licensee Services Pty Ltd ABN 88 605 064 480 Australian Financial Services Licence No.475964 (TWD Licensee Services).

We can’t discuss International Woman’s Day without talking about the role men play in helping lift women in their community. Today I speak to Tim Henry who is the owner of Aspire planning and the host of the popular podcast the Grass is Greener. I outed Tim as a male advocate in our community. Tim has done over 25 episodes of his podcast and at least 15 female guests. He said this was not on purpose. He chooses guests who would be of value to his audience. Guests who have a fresh view of things within their industry. His observation is a number of these people are women. He reflects on his journey, his gratitude mindset and his message to men in what their role is in stamping out unsafe cultures for women.

Tim's links

Linkedin: https://www.linkedin.com/in/henrytim/

Aspire Planning: https://aspireplanning.com.au/

The Grass Is Greener Links

Apple https://apple.co/36Eexvh

Spotify https://spoti.fi/3dcigRZ

Google https://bit.ly/3jGaMcg

General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Senior Financial Adviser and is an authorised representative of TWD Licensee Services Pty Ltd ABN 88 605 064 480 Australian Financial Services Licence No.475964 (TWD Licensee Services).

It is easy to be swept up by corporatised versions of International Women's Day. Lacey, without mincing any words, tells us who has to rise to the challenge (and it is not women) to fix the gender inequity that is prevalent through every part of society. She embodies how setting yourself up financially, equalises typical power disparities and allows you to unapologetically pursue activism.

Lacey Filipich helps people become financially independent and reclaim their lives. She founded Money School in 2010 to build financial capability in adults and Maker Kids Club in 2017 to teach children money skills through enterprise. Thousands of people around the world have used Lacey’s courses to liberate themselves from debt, start saving and get on the path to independence. Her debut non-fiction book, Money School, was published by Penguin Random House in 2020. Lacey graduated as valedictorian from the University of Queensland with an Honours degree in Chemical Engineering. She is a TEDx speaker and the winner of a 2019 Business News '40 under 40' Award.

General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Senior Financial Adviser and is an authorised representative of TWD Licensee Services Pty Ltd ABN 88 605 064 480 Australian Financial Services Licence No.475964 (TWD Licensee Services).

In this episode, we discuss Azaria Bell's own journey, who the Gen Z woman is and what tips she can take with her now, to make a change to her money story.Azaria has been a rising star, long before she entered advice. As a financial planning student she started her YouTube to fill the gap on financial content for people her age. She was a finalist in 2018 for Young Achiever of the Year and has achieved an array of academic accolades . She is now an advice associate at Skye Wealth and continuing her broader financial literacy work through Instagram(@azaria.mone) and she hosts the podcast GenZ Money.

Azaria's Links

Instagram: https://www.instagram.com/azaria.money/

Gen Z Money Podcast: https://www.sortyourmoneyout.com/genzpod

Youtube: http://www.youtube.com/c/AzariaBell24

Expense Tracker: https://www.deborahho.com/productivity/expense-tracker

General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Senior Financial Adviser and is an authorised representative of TWD Licensee Services Pty Ltd ABN 88 605 064 480 Australian Financial Services Licence No.475964 (TWD Licensee Services).

Your Money Story Podcast is about celebrating your journey, including you in the money conversation, empowering you to take control of your finances and equalising your position wherever you are. Let's change how the story ends.

We will be launching during the week of International Women's Day (March 8th). In this first season I will have guest discussing the stories different generations of women (from Z to baby boomers, the impact of Covid-19 on Women's financial futures, what the real meaning of International Women's Day should mean, financial abuse, the importance of male advocacy and more. 

Music Credit: Light Inspiring Drum n Bass by TimMoor on Pixabay

Dawn Thomas is a Senior Financial Adviser and is an authorised representative of TWD Licensee Services Pty Ltd ABN 88 605 064 480 Australian Financial Services Licence No.475964 (TWD Licensee Services).