Your Money Story

This episode I speak Sarah Jones, Principal of Illuminate Law. Sarah is passionate about family law and helping people through one of the vulnerable points in their life: divorce. She feels disputes often are about a breakdown in communication. She has seen growing up that creativity can make frugality an ingenious endeavour. As a family lawyer she has tips on how people can navigate relationship breakdowns better and outlines the minimum knowledge you should have about your partner before you get into a long-term relationship. She sees divorce as the end of one aspect to a relationship. When children are involved, she feels that people should see it as a new relationship because successful co-parenting requires communicating and respect. Sometimes has to deliver the cold, hard truth that how a client wants to live financially after the divorce, may not be possible.

Illuminate Law Website: https://illuminate.law/

LinkendIn:https://www.linkedin.com/in/sarah-jones-family-lawyer/

General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Senior Financial Adviser and is an authorised representative of TWD Licensee Services Pty Ltd ABN 88 605 064 480 Australian Financial Services Licence No.475964 (TWD Licensee Services).

This episode I speak to Cara Graham. Cara is the WA State Chair of Association of Financial Advisers Inspire Community. Cara entered financial services when she was 17 and like many others, who started around her time, she just fell into the financial planning profession. Cara represents  a special segment of the profession that is not celebrated enough:the successful female business owner. To add to that, Cara is proudly from the LGBTQ+ community. She understands her privilege of having a supportive environment to grow up in and quick to point out that her experience is not representative of the community as a whole. She shares her unique work day experiences such as ‘coming out’ on a regular basis, for clients who assume she comes from the traditional family unit. Her ability to thrive in a safe place, has inspired others within the community to embrace who they are and flourish in their own uniqueness.

General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Senior Financial Adviser and is an authorised representative of TWD Licensee Services Pty Ltd ABN 88 605 064 480 Australian Financial Services Licence No.475964 (TWD Licensee Services).

This episode, we discuss various areas of being Ethical.  We have Nathan Fradley, founder of Ethos Australia, a financial adviser, XY Ethics Committee founding member and podcast host of Good for the Bee. Nathan cares about the climate and the community and he is willing to let various aspects of his life evidence that. Nathan shares how he has stayed true to his own values and unique talents, within his financial advising career and why investing according to ethics and values is so powerful.

Find Nathan on LinkendIn

Good for the Bee Podcast: https://podcasts.apple.com/ie/podcast/good-for-the-bee-podcast/id1592934026

General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Senior Financial Adviser and is an authorised representative of TWD Licensee Services Pty Ltd ABN 88 605 064 480 Australian Financial Services Licence No.475964 (TWD Licensee Services).

For part 2 of this special International Women’s Day Episode we have Tim Henry Tim is an advocate for improving the outcomes of women’s safety and economic security. He shares with us his advocacy journey in the last 12 months and where he sees how financial advisers can think differently about female client’s outcomes. Tim is the owner of Aspire planning and the host of the popular podcast the Grass is Greener.

Tim's links

Linkedin: https://www.linkedin.com/in/henrytim/

Aspire Planning: https://aspireplanning.com.au/

The Grass Is Greener Links

Apple https://apple.co/36Eexvh

Spotify https://spoti.fi/3dcigRZ

Google https://bit.ly/3jGaMcg

General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Senior Financial Adviser and is an authorised representative of TWD Licensee Services Pty Ltd ABN 88 605 064 480 Australian Financial Services Licence No.475964 (TWD Licensee Services).

For Part 1 of this special International Women’s Day Episode, I speak to Lacey Filipich. Lacey is a warrior women, who is not afraid to speak up for the rest of us. You will find her on various platforms, tackling the hard discussions on financial empowerment, women’s progress in Australia and the economic security of marginalised groups. This episode we assess whether women have progressed in the last 12 months.

Lacey Filipich helps people become financially independent and reclaim their lives. She founded Money School in 2010 to build financial capability in adults and Maker Kids Club in 2017 to teach children money skills through enterprise. Thousands of people around the world have used Lacey’s courses to liberate themselves from debt, start saving and get on the path to independence. Her debut non-fiction book, Money School, was published by Penguin Random House in 2020. Lacey graduated as valedictorian from the University of Queensland with an Honours degree in Chemical Engineering. She is a TEDx speaker and the winner of a 2019 Business News '40 under 40' Award.

General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Senior Financial Adviser and is an authorised representative of TWD Licensee Services Pty Ltd ABN 88 605 064 480 Australian Financial Services Licence No.475964 (TWD Licensee Services).

Season 2 of Your Money Story is coming this International Women's Day. As usual we have a great collection of guests. Guests will share how they have kept true to being themselves within their respective industries, we have dispute resolution specialists who have the overlapping theme that trust does not replace personal knowledge and for our launch episodes, we discuss the progress of women in the last 12 months. Subscribe now to get the latest episodes as they are released. Let's change how the story ends. 

General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Senior Financial Adviser and is an authorised representative of TWD Licensee Services Pty Ltd ABN 88 605 064 480 Australian Financial Services Licence No.475964 (TWD Licensee Services).

We have Iman Davamoni, the founder and CEO of beauty services platform Purely Polished.  A business launched while Iman was on maternity leave with her first child and further expanded Purely Polished when she had her second child in the midsts of the start of the Covid-19 crisis. Purely Polish, which has been described as one of the best mobile beauty services in Australia, seeks to make it easier for women to access beauty services at home or at their workplace. Iman identified a gap in the market, understanding her own experience of having limited options when she became a mother herself. The business was launched in 2016 while she was on maternity leave with her daughter. At the time it provided nail services within Sydney. Soon she expanded to Melbourne and Brisbane and grew the list of beauty offerings available, such as make-up work, hair styling and massages. When she had her son in 2020, amongst the start of the Covid 19 crisis, she saw the opportunity in further expanding purely polish’s reach to more women to Perth, Adelaide and Gold Coast. Iman shares her journey and learnings as a Xennial Entrepreneur. 

Purely polished: https://www.purelypolished.com.au/

Find Iman on Linkedin and Instragram:imandavamoni

General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Senior Financial Adviser and is an authorised representative of TWD Licensee Services Pty Ltd ABN 88 605 064 480 Australian Financial Services Licence No.475964 (TWD Licensee Services).

This episode is for the Wonder Women out there. My guest is industry leader Natasha Janssens, who is the author of the Wonder Women’s Guide to Money and  the founder of Women in Cents. Women wear many hats in their day to day lives and they often risk is overlooking their own needs. In honour of Mother’s day spirit of appreciation and self-care, this episode discusses why it is especially important for women who have become mothers to invest in knowledge that will assist in achieving financial independence.

I have been a fan of Natasha’s for a while because of how she effectively communicates important finance concepts to the broader public. Her finance book is indicative of her as a person, approachable, smart collaborative and inclusive.

Find Natasha on Linkenin or on Instagram @womenwithcents

https://womenwithcents.com.au/

https://www.amazon.com.au/Wonder-Womans-Guide-Money-Management/dp/0648244288

General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Senior Financial Adviser and is an authorised representative of TWD Licensee Services Pty Ltd ABN 88 605 064 480 Australian Financial Services Licence No.475964 (TWD Licensee Services).

This episode, we hear about one organisation who is helping women get a new start to their lives. At Dress for Success, Women are not only dressed to help them with job interviews, but they are also mentored and guided around the recruitment process. The women that are helped, come from various background, often rebuilding from difficult circumstances such as fleeing domestic violent relationships or being released from prison. Dress for Success is a global not-for-profit organisation that empowers women to achieve economic independence. Since starting operations in 1997, Dress for Success has expanded to almost 150 cities in 25 countries and has helped more than 1.2 million women work towards self-sufficiency. This episode, I speak to Anne Donaldson from Dress for Success Perth. Anne shares how Dress for Success Perth use a customised approach to help women believe in themselves again and how the team feel about helping women claim the uniqueness and talent they may have forgotten they possess.

“She did it herself. All we do is walk alongside women. She did it herself, with her strength within her. She rediscovered her strength”

“To build resilience within the women to understand uniqueness, so that they feel empowered to obtain and retain employment, and to understand the importance of that, maintaining their own financial security”

“There is a great benefit in volunteering. It is a very uplifting experience, and you realise how important it is. Dress for Success Perth has a wonderful group of volunteers, all unique in their own way. That network of volunteers and women who come through the service. It is just enriching. It is a wonderful experience”

Connect:

https://perth.dressforsuccess.org/about-us/who-we-are/

https://www.linkedin.com/in/anne-donaldson-gaicd-ab53b010a/

General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Senior Financial Adviser and is an authorised representative of TWD Licensee Services Pty Ltd ABN 88 605 064 480 Australian Financial Services Licence No.475964 (TWD Licensee Services).

This episode we have Jean Sum who discusses her experience as an Asian Australian woman. Jean has an acute understanding of the money conflict that occurs within certain Asian communities. She feels this is from the history of 'lack' and the journey forward is creating abundance in a meaningful way. Is money the only marker of success or is it possible to find a wealthy life by following your purpose and living your values each day. She discusses how the public response to Asian-Hate crimes such as the Atlanta shooting in America that left 6 Asian women dead, communicates broadly how Asians are undervalued within their communities.   Jean is the founder of Sum of Jean, which is a life coaching business and is also a mentor for Asian Australians. She is a prominent voice on diversity and inclusion around the Asian-Australian Woman’s Experience.

“How do we approach this history of ‘lack’ and how to create a life of abundance. Abundance in terms of the financial, health, energy, the people you surround yourself with. And how do I share that with the community and the people around me”

On the Atlanta Spa Shootings that resulted in the death of 6 Asian American Women: "And what was quite painful as well, that same week was March for Justice and International Women’s Day the week prior. The topic around the spa shooting, really did not generate much media attention. It lasted 24 hours. Myself and a lot of Asian women around the world, felt this to our core”

The way we view money is often from a position of ‘lack’: I don’t have enough money to do the things I want to. From a lot of the struggles that previous generations have gone through. That can carry through to us. How do we look at that: Is this my relationship with money or is it passed through from previous generations?

Connect to Jean 

Linkedin: https://www.linkedin.com/in/jean-sum-596396/

https://sumofjean.com/about-jean/

General Advice Warning – This Podcast contains general advice. The information, including tax information and any advice provided in this Podcast, does not take into account your objectives, financial situation or needs. Because of that, you should before acting on the advice, consider the appropriateness of the advice, having regard to those things. If the advice relates to a particular financial product, you should obtain the relevant Product Disclosure Statement for any product mentioned and consider its contents before making any decision.  You should consider talking to a financial adviser before making a financial decision.  Dawn Thomas is a Senior Financial Adviser and is an authorised representative of TWD Licensee Services Pty Ltd ABN 88 605 064 480 Australian Financial Services Licence No.475964 (TWD Licensee Services).

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