Your Money, Your Wealth

Broke Millennial's Erin Lowry shares her mind tricks for more effective saving and her clever tips for paying down debt. Plus, working the tax brackets with Roth conversions, some crazy options that may or may not work when you've contributed too much to your 401(k) to get the employer match, and how DIY investing can be like Joe's bad golf swing. Show notes and transcript: http://bit.ly/YMYW-159

Best-selling author, retirement expert and fluent backward-speaker Jan Cullinane lets us in on how many of the Seven Secrets for a Happy, Successful Retirement have to do with money - and how many don't. And you won't have to understand backward speak to get it! Big Al's got a whole new mindset for happiness after visiting South America, why it might be a mistake to get married later in life - or at all if you're Joe - and the fellas discuss a gentleman who finds himself bored after early retirement. Show notes and transcript: http://bit.ly/YMYW-158

How to retire rich and happy: the two income starve-and-stack strategy, losing the ego, and the Pay Off Debt by Jackie Beck app. Oh, and Rondo soda pop, and never saying the word "tissue." Joe and Big Al also talk a bit about retirement readiness and taxes. Show notes and transcript: http://bit.ly/YMYW-157

What happened to the market correction, what happens next, and how can you avoid hitting your GMO (get me out) point? Larry Swedroe of the BAM Alliance and ETF.com gazes into his crystal ball. Plus, 5 questions to ask your estate planner after the new tax law, and what happens to your social media estate after you die? Who will manage all those videos of Joe playing golf on Instagram?

Avoid a miserable retirement with 6 actions that can help you prepare for the retirement of your dreams, according to Catherine Collinson of the Transamerica Center for Retirement Studies. Big Al's got a list of 10 reasons people don't create a budget. Plus, the fellas cover the best states in which to retire, and they answer yet another question Trump's new tax law as it relates to the sale of a primary residence.

Welcome to stock market volatility. Today the market clawed back some of its big losses from last week's correction, but what's in store tomorrow or next week or next month? What should you be doing with your portfolio, and how will this affect your retirement? Joe Anderson, CFP®, Al Clopine, CPA and Brian Perry, ChFC® provide some guidance.

Chris Mamula retired early - at age 41! He now blogs about his experiences at CanIRetireYet.com. How did he do it, after making a decade of retirement planning mistakes? Plus 5 Things to Consider Before Tapping Your Retirement Accounts, and the good, the bad and the ugly of the popular "guaranteed income" products known as annuities. But first, the fellas have a bone to pick with CNN Money about the confusing new business tax deduction.

Today on Your Money, Your Wealth, seven new changes to your Social Security benefits - Joe and Big Al talk about the good and the bad. Plus, how small business owners may be in danger of screwing up their Social Security, how the new tax law lets you save big money if you're taking required minimum distributions, and Joe's fear of commitment is further cemented by the story of a fella who lost 60% of his life savings in a divorce.

Cryptocurrency expert and controversial crypto-celeb Amanda B. Johnson answers the most common altcoin questions: what is digital currency? What's a blockchain? Is Bitcoin safe? Why is Bitcoin so volatile? Should I own any cryptocurrency? Can cryptocurrency actually prevent "secret inflation"? Plus, how trading Bitcoin could ruin your mental health and 9 strategies to retire this year so you'll have time to ponder whether or not you've "made it" in America - and what the heck is BillyRock?

Joe and Big Al weigh in on 10 retirement resolutions experts say you should make for 2018. We'll learn some new opportunities, challenges and potential tricks coming out of President Donald Trump's new tax law. We'll find out the secrets to Big Al's big wallet, and how Joe is unwillingly helping his boy Mikey cut expenses. And we'll hear one of the rare instances when the fellas kinda butcher the answer to an estate planning question. (Photo of Donald Trump by Gage Skidmore)