As the new tax year gets underway, this is as good a time as any to take stock of your finances and your future. Retirement planning should be high on the list for you, so today Helen and Clare are answering some of your top pensions questions.

We’ll be covering everything from pension transfers to retirement options, and what happens to your pension when you pass away.

This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest.

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