In the previous two episodes, we have covered the sequence of return risk (which talks about why having a retirement projection is not really a plan), as well as longevity risk (which is the ability to accurately save for the length of the rest of your life). Today we're talking about the risk of being too conservative, also sometimes referred to as asset allocation risk, and how to allocate your assets in a way that will allow you to have a successful retirement.

You can find show notes and more information by clicking here: RPS Ep 8 Show Notes

Many people tend to underestimate how long they will live, therefore underestimating how much money they will require for retirement. And although there is no way to know for sure how long you’re going to live, there are measures you can put in place to ensure you do not outlive your money. So, in this episode, I will be sharing how to calculate how much you will need for retirement so that you can live out your life stress-free.

You can find show notes and more information by clicking here: https://matthewsandassociates.ca/podcast/7 

Today we will be discussing one of the biggest factors to consider when transitioning and saving for retirement: sequence of return risk. This is the risk that comes from the order in which your investment returns occur. In other words, the sequence of return risk is the potential that the market declines at the beginning of your retirement, significantly reducing the longevity of your portfolio. So, how do we prepare for this? Listen in to find out!

You can find show notes and more information by clicking here: https://matthewsandassociates.ca/podcast/6 

Whether you have an employer or you are working for yourself, making the transition into retirement means getting paid is going to be very different from what you are used to. As you are no longer getting regular paychecks, you have to completely rethink how you are getting your income. So, how do you create that paycheck when you’re no longer going to work? In this episode, I will be explaining the different potential income sources you can utilize in retirement, as well as how you can tap into them.

You can find show notes and more information by clicking here: https://matthewsandassociates.ca/podcast/5 

If you’re in the lead-up to your retirement, there are many steps you can take to ensure you’re setting yourself up for a relaxing and comfortable retirement. One topic that often gets overlooked when it comes to retirement savings is pension splitting. So, in this episode, I will be sharing the benefits of pension splitting (including the savings and opportunities that are available), as well as what type of pensions can actually be split.

You can find show notes and more information by clicking here: https://matthewsandassociates.ca/podcast/4 

Every year in Canada, millions of dollars in tax credits (and deductions) go unclaimed. However, with the right preparation and knowledge, you can avoid leaving your dollars on the table. In this episode, I will be helping you understand the different tax credits you may be able to apply to your situation so that you can minimize your tax bill and maximize your refund.

You can find show notes and more information by clicking here: https://matthewsandassociates.ca/podcast/3 

When planning for financial freedom in your retirement years, there is one topic you cannot forget about: taxes. How much you will owe in taxes during your retirement really depends on how your retirement income is generated, as well as the amount of your retirement income. So, in this episode, I will be explaining how to ensure the smoothest ride possible into retirement through appropriate tax planning.

You can find show notes and more information by clicking here: RPS Ep 2 Show Notes 

Welcome to Your Retirement Planning Simplified, the podcast dedicated to answering your burning questions about retirement possibilities and how to get there. Join your host, Joseph Curry, CFP, as he shares education, resources, and expert interviews geared toward helping you get clear on your retirement vision. He'll break down what you’ll need to achieve or maintain your financial freedom.

In this inaugural episode, Joe will be introducing himself and sharing who this podcast is going to help. You'll learn what you can expect from Your Retirement Planning Simplified moving forward, the mission of Joe’s firm, and why Joe decided to get involved in financial services. Finances don't have to be daunting or overwhelming—with the right help, you and your loved ones will be on the right path to financial freedom in no time!

You can find show notes and more information by clicking here: https://www.retirementplanningsimplified.ca/blog/ep-1-welcome-to-your-retirement-planning-simplified