The conversation discusses the volatility in the stock market and the impact it can have on retirement savings. It emphasizes the importance of not getting caught up in fad trading and emotional investor behavior. The hosts also explore alternative ways to invest for retirement, such as annuities and fixed indexed annuities. They highlight the need for financial advisors to help navigate the complexities of investing and retirement planning. The conversation concludes with the reminder to focus on long-term goals and minimize risk.

Ready to begin building your retirement plan? Visit Integrated Wealth Solutions to connect with Gary and his team today!

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Gary discusses the topic of fees charged by financial advisors and what he considers to be too high He highlights the importance of transparency in fees and warns about hidden fees that some advisors may not reveal.

Gary further delves into the topic of fees associated with annuities and the different types of riders that can affect the cost. Gary emphasizes the need for clients to be aware of what they are paying for and discusses the value of personalized attention and tailored financial advice that a financial advisor can provide.

Ready to begin building your retirement plan? Visit Integrated Wealth Solutions to connect with Gary and his team today!

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Gary highlights the three main factors when claiming Social Security: health, heredity, and human nature. Health plays a role in determining whether to claim early or wait, as those in poor health may want to claim earlier. Heredity also plays a role, as those with long-lived family members may choose to wait. Human nature and trust in the system also influence the decision.

Have questions about when to claim your Social Security? Visit Integrated Wealth Solutions to connect with Gary and his team today!

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Gary introduces himself and shares his career journey to becoming a financial advisor. He explains the role financial advisors should play in someone's life and emphasizes why financial literacy is important.

Gary also touches on his interests and family life outside of the office.

Ready to begin building your retirement plan? Visit Integrated Wealth Solutions to connect with Gary and his team today!

See omnystudio.com/listener for privacy information.

Retirement is meant to be a breeze, but planning for it is no laughing matter. It’s important to have everything you need in place so you can enjoy the retirement you want, not the one you settle for.

Your Retirement, Your Way, the show from Gary Garland and Integrated Wealth Solutions, is the resource you need to plan your retirement with you in mind. Listen each week as Gary cuts through the jargon and gets to the heart of financial developments and shifts in the marketplace. Through Gary’s twenty-five years of experience, you’ll find the know-how and professional insight to help you make the best retirement decisions. After all, it’s your retirement – why not do it your way?

See omnystudio.com/listener for privacy information.