Life Parenting Podcast

029 - Owner or Steward? The Perspective Shift That Transforms Family Finances


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Money can be one of the greatest sources of stress in a marriage followed closely by children and family. That’s why it’s so important that we don’t leave our children to learn about money by accident.

In this episode, we explore Biblical principles surrounding money and how to intentionally teach them to our children. We unpack the truth that everything we have belongs to God. We are not owners. We are stewards, called to wisely manage what He has entrusted to us.

Using the simple and practical LIVE, GIVE, OWE, GROW framework, we talk through how to shape a God-honoring view of finances at every age:

  • Live – Understanding essential and discretionary expenses and creating a thoughtful and practical spending plan (otherwise known as a budget)

  • Give – Seeing generosity as a reflection of the heart. God doesn’t want generosity from us as much as He wants it for us

  • Owe – Addressing taxes and debt, and why Scripture warns that debt enslaves us. We discuss how to take your kids along on your journey toward becoming debt-free

  • Grow – Teaching saving and investing as tools for wisdom, provision, and future impact

We also introduce a win–win philosophy, one that helps families make financial decisions that align with Biblical values while preparing the next generation to live faithfully, generously, and responsibly.

If you want your children to see money as a tool for God’s purposes rather than a source of fear or control, this conversation will give you both vision and practical steps to get started.


Rich & Julie Young, hosts


Resources Mentioned in the Episode:

→ Episode 17: The Entitlement Epidemic: A Parent's Guide to Recognition and Remedy // Spotify // Apple Podcasts // YouTube


Kingdom Advisors

Christian Financial Concepts by Larry Burkett

Financial Peace Class

Dave Ramsey Resources

Generous Giving organization

JOG: Journey of Generosity


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