046 | In today's podcast we have a wide-ranging conversation with Ms. ONL from Our Next Life on her decision to stop being anonymous on the blog to what their journey looked like to FI plus what they expect life to be like after FI and much more. In Today’s Podcast we cover: A financial independence discussion with Ms. ONL from Our Next Life The big reveal: Their names are Tanja and Mark What does it feel like for them to come out behind the veil of anonymity? Why have they been so strict about remaining anonymous?

How do they view the concept of early retirement? How they can pursue the aspects of their jobs that they still enjoy How is early retirement different than working for yourself?

One of the best parts of early retirement is that you can try so many different things Their friends and family are extremely supportive of their early retirement plans Finding their ‘why’ behind early retirement

A discussion of how silly the notion of being “bored” in early retirement truly is The Endless Winter: Following the snow to ski for an entire winter How they try to save money on their heating costs

How difficult the transition could be from working to not working and to mentally prepare yourself in advance for life after retirement How to mentally prepare yourself for future situations with “disaster drills”

The value of finding progress in difficult things in life The questions you need to consider when pondering early retirement:

1. How will you support yourself or your family without a job? They do not plan to tap their tax deferred items before 59.5 How they projected the amount they need to reach Financial Independence
2. What is your backup plan for dealing with financial emergencies? The value of insurance and especially umbrella insurance
3. How will you get healthcare? How your income impacts your health care subsidies and the consideration of FI strategies
4. How will you keep your body and mind healthy? What will a day look like for them in retirement? The importance of community in maintaining a healthy balanced life