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Today we look at key HOA insurance claims (and demanding community members) and how they affect your community. Learn to manage risks smartly!
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Today Kevin and Robert talk about the most common claims shaping the insurance landscape in community associations today. From managing rising costs to understanding owner expectations, this episode offers essential advice for maintaining property values and ensuring financial stability in your HOA.

Chapters for Top HOA Insurance Claims Shaping the Industry:

00:00 HOA Board merch announcement! 
00:31 The one decision setting your HOA up for failure
02:50 Key HOA insurance claims explained
04:24 Minimizing HOA insurance rates hikes
09:07 It all comes down to your HOA budget and a “attractive” community
16:02 Ad break - Association Reserves 
16:34 What to do about about community members being more demanding
25:56 Having a duty to care for your HOA 

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