What is a sustainable withdrawal rate in retirement? To put it in simple terms, it depends. Today we explain where the 4% withdrawal rate comes from and how it may apply to you and your ability to retire without worry. From new investors to those more well-seasoned, we discuss which factors you should consider when deciding what withdrawal rate will ensure you have a comfortable retirement.

Planning Points Discussed

• Tax Planning
• Retirement Planning
• Capital Preservation Rule
• Purchasing Power
• Other issues (IRAs, Inflation, Financial Goals)

Timestamps:

2:00 - Overview of Withdraw Rates

2:30 - What is the 4% Withdrawal Rate?

4:00 - Success Rates of Retirement 

7:00 - Why the 4% Withdrawal Rule is Conservative

8:00 - When Can I Ensure I Can Retire?

11:21 - Capital Preservation Rule

14:45 - What Is A Sustainable Growth Rate For Me?

20:10 - The Mix of Growth & Income Assets In Retirement

 

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