In this episode of Behavior Gap Radio, Carl shares a personal story about his surprising reaction to using a credit card—an instinctive response rooted in old financial anxieties. Why do these ingrained behaviors stick with us even when they're no longer helpful? And how can we start changing these patterns? Carl offers a compassionate approach by recognizing and thanking these old habits for their past role, then suggests a kinder way to rewire our mindset about money.

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