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See how Florida’s new reserve funding legislation is transforming HOA law, board management, and community finances statewide.
✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/

This week, Robert sits down with Marnie Dale Ragan, partner at Haber Law, to discuss the impact of Florida Reserve Funding Legislation and what every HOA board needs to know about the evolving HOA Law landscape. Marnie explains the post–Champlain Tower reforms to mandatory reserve funding, board education, and the importance of professional guidance so that Florida communities can adapt to new financial and legal realities. Learn what steps your board can take to stay compliant, protect your assets, and build trust through transparency and communication!

Get in contact with Marnie: https://www.haber.law/marnie-dale-ragan/

Chapters

00:00 What impact did the Champlain Tower South tragedy have on Florida’s HOA law?
04:11 Why does Florida’s reserve funding legislation matter for all communities?
06:13 What are structural integrity reserves and why are they mandatory?
07:54 How does Florida’s new law limit a board’s ability to waive reserve funding?
09:43 Why is conducting a reserve study now legally essential for Florida HOAs?
10:46 How can volunteer board members rely on professionals for better decisions?
12:57 Why is transparency key to reducing conflict between boards and homeowners?
14:10 How is Florida addressing fraud and restoring trust in HOA management?
18:44 How are inflation and insurance costs shaping HOA budgets in Florida?
19:09 Ad Break - Community Financials
20:40 What best practices should HOA boards follow to lead effectively?
22:58 Why is respecting other board members vital for community success?
25:42 How can boards and managers ensure fair elections and good governance?
26:12 What tools help boards improve communication and transparency with owners?
28:17 How can boards build trust and political capital with consistent transparency?
30:11 How can “floor captains” improve communication within large associations?
31:07 How did Marnie Dale Ragan become an expert in community association law?
33:54 Why should HOA boards rely on professionals for to

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