Personal finance isn’t always a fun topic to talk about. But the sooner you start to think about it, the less stress it’s going to cause down the line.

Rachel Richards took this principle to heart when she paid her way through college by selling Cutco Knives, graduating with no debt. She took her love of helping people with their finances and her talent for sales and became a financial advisor, but her heart wasn’t really in it. She found the world of investment properties and worked that until she was 27, quitting her job and retiring while living off of the $15,000 a month in passive income that she earned from her 40 residential rental units.

She’s the author of two books, “Money Honey” and “Passive Income, Aggressive Retirement.” She’s also written an online course entitled “Get Your Financial Shit Together.” She certainly has her finances together. She shares what lessons she learned along the way, what advice she might offer young professionals as they begin their savings journey — and even what older savers might be able to take from her journey and apply to our own.

To learn more, and for the complete show notes, visit blionline.org/blog.

Resources:

• moneyhoneyrachel.com
• Read: “Money Honey”
• Read: “Passive Income, Aggressive Retirement.”
• Course: “Get Your Financial $hit Together”
• Read: “The Future Is Faster Than You Think”
• “Ultimate Guide to Retirement”

Future-Proof is a production of Crate Media