Our listeners keep asking us one question: What are folks actually doing with RTP® payments in their everyday lives? Today, we want to answer that question. In this episode of Payments Nerds, I speak with Jeff Rayis, Director of Treasury & Financial Management, Michigan State University, and Parker Nolan, FMI Scholar at Michigan State University’s Eli Broad College of Business. We discuss MSU's emergency student loan program and its use as an RTP network case study. Plus, we talk about: Why the emergency student loan program needed a boost  How Parker got in the Spartan Blockchain Innovation Competition How funds get delivered in real-time using the student loan app and the challenges the project had to overcome The future of RTP at MSU Why Jeff and Parker are total payments nerds.