Payments Nerds

Discover how Worley, a global engineering, project management, and professional services company, is reimagining supplier payments through blockchain-enabled smart contracts and instant payments over the RTP® network. In this episode, Pushkar Rao, Vice President of Digital Transformation at Worley, and Preeti Chaturvedi, U.S. Head of Domestic and Emerging Payments at HSBC, share how they collaborated to automate complex payment workflows, streamline vendor interactions, and improve cash-flow visibility across large-scale capital projects. Learn how HSBC’s payment orchestration capabilities and the instant payment capabilities of the RTP network helped Worley process transactions more efficiently while strengthening supplier relationships and reducing operational friction.

What if auto dealer refunds arrived in seconds instead of days? In this episode of Payments Nerds®, PNC Bank's Lilly Dodd and Jim Colassano of The Clearing House explore how a leading auto retailer modernized its refund process by replacing paper checks with a digital, multi-rail payment strategy that delivers faster, simpler refund experiences. Learn how the RTP® network and other electronic payment options are helping businesses enhance customer satisfaction, streamline operations, and modernize disbursements to meet the demands of today's digital-first consumers.

Recorded at NACHA’s Smarter Faster Payments conference, Mike Thomas of US Bank, Kammy Tsang of PayPal, and Keith Melton of The Clearing House discuss how real-time payments are reshaping corporate treasury and banking. The conversation explores precision payments, liquidity management, customer experience, operational efficiency, fraud misconceptions, and emerging stablecoin use cases, while offering practical insights for financial institutions and corporates looking to accelerate instant payment adoption.

Financial services commentator Mary Wisniewski explores the future of the RTP® network and instant payments, how real-time payments are changing consumer expectations, enabling 24/7 money movement, supporting earned wage access, and creating new opportunities for banks and fintechs. Recorded live at Fintech Meetup in Las Vegas, the conversation also covers fraud prevention, open banking, embedded finance, stablecoins, and the customer-centric RTP use cases driving adoption across the payments ecosystem.

Instant payments have reached a tipping point as the RTP® network continuing to expand. The technology is proven, best practices are known, and financial institutions can no longer afford a wait-and-see approach – especially when it comes to enabling send capabilities. In this episode, Marcia Klingensmith of Candescent explains why banks and credit unions must move beyond receive-only participation, modernize their technology foundations, address fraud concerns with confidence, and prepare for a future shaped by AI, real-time data, and B2B innovation.

Republic Bank & Trust leaders Bill Nelson and Natasha Dobson explain how real-time payments are reshaping the tax refund experience for thousands of customers. From refund advances delivered on weekends to tax refunds arriving days earlier than expected, the conversation explores how the RTP® network is helping consumers access critical funds faster, improving cash flow, and creating a better customer experience during tax season. The episode also dives into fintech expectations, operational challenges, bank adoption of instant payments, and what’s next for faster refund distribution across the banking industry.

Michael Bilski of North American Banking Company and Robert Lewis of Open Payments Network explore how APIs are accelerating instant payment adoption. They discuss real-world implementation strategies, customer demand, and operational lessons learned when it comes to utilizing APIs to quickly enable instant payments over the RTP® network for businesses and their customers. From liquidity management to use cases like lending and payroll, Bilski and Lewis highlight how banks can simplify connectivity and deliver faster, more flexible payment experiences for customers.

Amplify Credit Union’s Stacy Armijo explains how instant payments reshape member expectations, increase loyalty, and grow long-term relationships. Armijo provides details about how instant payments have accelerated deposit growth at her credit union, explains why faster access to money is becoming the new standard, and how credit unions can turn instant payments into a powerful driver of member engagement.

In this special syndicated episode from the Leaders In Payments Podcast, Square and JPMorgan reveal how instant payments over the RTP® network are transforming small business cash flow. James Chi, Head of Bank Partnerships and Operations at Block (overseeing partnerships across Square, Cash App, and Afterpay), discusses how Square leverages the reach and capabilities of the RTP network to power instant transfers, giving small business owners immediate access to funds. Chi is joined by Anna Garcia, Executive Director, Real-Time Payments at JPMorgan Chase, who details how  the bank partners with Square to power secure, real-time payments over the RTP network, ultimately helping small businesses access funds instantly and operate with greater confidence and control.

This episode explores how The Clearing House is advancing liquidity efficiency through the CHIPS® network. Listeners will learn how the CHIPS network enables over $5 billion in annual liquidity savings for participant banks and strengthens market resiliency through real-time netting. The guests on the show, John Foran, Product Manager at Deutsche Bank, and Michael Knorr, SVP of CHIPS Product Management at The Clearing House, also discuss the impact of ISO 20022 adoption, the move toward 24/7 high-value payments, and the innovations shaping the future of global transaction banking and liquidity management.