In this episode, Colin Eagan of Veridian Credit Union and Kathy Duffer of First Internet Bank dive into how their institutions navigated the adoption of real-time payments. From building the business case and educating executives to analyzing customer data for instant payment trends, and moving from receive-only to send capabilities on the RTP network, they reveal lessons learned, surprising use cases, and the impact on deposit growth and customer behavior. This episode is must-listen for banks and credit unions that are looking to join the real-time payments revolution.

Devon Marsh from Nacha and Jason Carone from The Clearing House explore the surprising momentum behind the 51-year-old ACH network – and why it’s still growing strong. 

From record-breaking volumes to the rising demand for faster payments, they unpack what’s fueling ACH growth and how the network remains the payments backbone of the U.S. economy through reliability at scale. The conversation also touches use cases on ACH, the growing volume of same-day ACH, and why offering multiple payment rails – from traditional ACH to the RTP® network – is more important than ever.

Thomas Halpin of HSBC dives deep into the fast-paced world of payments, where innovation, speed, and security are constantly redefining how businesses operate. With growth across all types of payments surging, he explores the rise of real-time transactions, the global shift to ISO 20022, and how cutting-edge technology is reshaping everything from cross-border transfers to instant payments. Halpin shares what HSBC’s payments business is focusing on in 2025, and discusses how businesses are staying ahead in this digital-first landscape.

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Payments Nerds is brought to you by The Clearing House, hosted by Greg MacSweeney, and produced by Walk West.

In today’s fast-paced digital world, customers expect seamless transactions and instant gratification. In this episode Stephanie Hiersche, Treasury Program Manager at H&R Block, and Sarah Billings, Head of Global Payments at PNC, discuss how instant payments are reshaping the customer experience. They examine how H&R Block is reducing older fee refund processes, reducing costs, and improving customer satisfaction with real-time payments. Learn how this relationship is bridging the gap between traditional and digital payments, giving customers more choice, and improving security. Whether you're a business looking to modernize your payment system or just a curious payments enthusiast, this episode dives deep into the evolving landscape of financial transactions.

In this episode of Payments Nerds, recorded at Fintech Meetup in Las Vegas, Tom Warsop, President and CEO of ACI Worldwide, and David Watson, President and CEO of The Clearing House, dive into the current state – and future – of instant payments in the United States. From the payments tech being ready and scalable now, to what’s holding back adoption, the game-changing potential of cross-border real-time payments, this conversation explores why instant payments are only at the beginning of their journey in the U.S. market.

DJ Seeterlin, President of Chesapeake Payment Systems, joins Payments Nerds at Fintech Meetup to share how Chesapeake Bank became a pioneering early adopter of instant payments on the RTP® network. From supporting small truckers to replacing checks, DJ discusses innovation, risk, and strategy – plus how collaboration and curiosity drive new product development in the payments space.

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Payments Nerds is brought to you by The Clearing House, hosted by Greg MacSweeney, and produced by Earfluence.

ABNB Federal Credit Union took a bold step by adding sending capabilities for instant payments in November 2024. The goal? To empower members with seamless money movement 24/7, even during banking holidays. The early results exceeded expectations – 2,300 transactions and over $1.1 million sent in just two months, with an average transaction size of nearly $700. In this podcast, Cassandra Tucker, director of operations at ABNB, discusses how the Virginia-based credit union developed its business case and technology, including implementing multi-layered fraud mitigation tools, to bring instant payment send capabilities to all of its members – proving that smaller financial institutions can be leaders with instant payments.

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Payments Nerds is brought to you by The Clearing House, hosted by Greg MacSweeney, and produced by Earfluence.

The individual transaction limit on the RTP® Network is increasing to $10 million, marking a significant milestone in the instant payment system’s seven-year evolution. This move aims to address market demand from the more than 285,000 businesses that are connected to the RTP network through their financial institution and expand use cases, such as real estate/title insurance, B2B/supply chain, medical insurance, and other larger-scale payments. Matt Richardson, Executive Vice President at Citizens Bank, and Margaret Weichert, Chief Product Officer at The Clearing House, discuss how the increase is responsive to industry demands and provides businesses with more flexibility to execute payments. 

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Payments Nerds is brought to you by The Clearing House, hosted by Greg MacSweeney, and produced by Earfluence.

David Watson, President and Chief Executive Officer of The Clearing House, joined the Leaders in Payments Podcast to discuss the rapidly evolving world of instant payments, digital currencies, how The Clearing House has evolved during its 170-plus years in the banking and payments space, career advice for aspiring payments professionals, and the safety and soundness of payments rails. This special episode first appeared on Leaders in Payments earlier this year.

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Payments Nerds is brought to you by The Clearing House, hosted by Greg MacSweeney, and produced by Earfluence.

Margaret Weichert, Chief Product Officer at The Clearing House, joined the Women Leaders in Payments series to discuss her career journey in payments. This episode originally appeared as part of the Leaders in Payments Podcast.

On this special episode, Margaret discusses the complexities of leadership and team dynamics, and she candidly addresses the unique challenges faced by female leaders, including strategies to navigate unconscious biases in the workplace. The episode wraps up with a focus on the importance of mentorship, and how the world of payments is rapidly evolving.

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Payments Nerds is brought to you by The Clearing House, hosted by Greg MacSweeney, and produced by Earfluence.