Mutual funds. What the heck are they? Mutual funds are the cornerstone of our retirement plans. They are also the best way to start socking money away and earning more - even if you have no money saved. Mutual funds make the investing process much simpler and more streamlined. Think of them as "one stop shopping" for your investments. Yet they can seem overwhelming and intimidating. In episode 14, "You're a Sexy M.F.'er (Mutual Funder)," Galia teaches us what they are and advises how to decipher between all the funds available to make it easy on yourself. She shares her mutual fund checklist, how to save on fees and where to buy them. Susan discusses how she bought hers in person (mostly for the free snacks), asks what "liquid" and "instruments" mean and makes Galia rank all the options we have for investing based on their level of risk. Mutual funds are essential for our retirement and well being - at any level. So get to know them and you too can be a Sexy M.F.'er.