Chris Hogan, author of the books "Everyday Millionaires" and "Retire Inspired" joins us for today's episode. He talks about the three things that hold people back from success, how much one needs to retire, and why an emergency fund is no longer optional. Chris also talks about debt in real estate investing and why he considers it a risk. We talk about the impact of COVID on personal finances and what people can do now to ensure they are financially secure. 

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