The Amex Platinum just got a major refresh for 2025 — and the changes are big. The annual fee is now an eye-watering $895, but with that increase comes a whole new set of perks. From a fresh $100 a quarter Resy credit to expanded travel benefits and lifestyle perks, the Platinum is looking different than ever before.

In this episode, we break down what’s new, what’s disappearing, and whether the Platinum still earns its spot in your wallet. We share their personal takes on which credits are the easiest to use, where travelers could actually see value, and how the card now stacks up against premium competitors like the Chase Sapphire Reserve and Capital One Venture X.

If you’ve been debating whether to open, close, or keep the Platinum, this conversation will help you make sense of the changes — and figure out whether $895 is worth it for your travel style.

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