In this episode, Carl reflects on the moments when a conversation about money quietly becomes a conversation about what really matters. Inspired by a discussion with Rabbi Shira Stutman, he explores how values like safety, freedom, love, and justice often emerge beneath financial decisions—and why learning to recognize these “crunchy bits” is one of the most important skills we can develop. It’s a thoughtful invitation to practice noticing the subtle emotional shifts that signal when the real conversation has finally begun.

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