For small businesses, cash flow is one of the most crucial aspects of business right now. Will you have enough money coming in to operate the business in a way that is sustainable? Do you have access to your funds when you need them? What happens when at close of business on Saturday, you need funds to open on Sunday and don’t have access to them? How do you operate when your funds are tied up in ACH? Adam Carter & Sarah Cichoski were guests on the Payments Nerds podcast, talking specifically about a new real-time merchant funding product using the RTP® network developed between their two companies. In this episode, we talk all about:  Why the small businesses are the ones that are needing this solution the most How U.S. Bank & Elavon went about creating this real-time merchant product  The overwhelming feedback they’ve received from their customers  How using the RTP network provides a competitive advantage in this space Find this interview and many more by subscribing to Payments Nerds on Apple Podcasts, on Spotify, or on our website.