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University can be a very expensive experience for young people across the world, and millions of people need to take out big loans to afford tuition fees and living expenses. The US government has just announced a plan to forgive some student loan debt… but is this a good idea? Let’s discuss this topic while practicing some useful financial vocabulary!

TRANSCRIPT - https://thinkinginenglish.blog/2022/10/05/should-student-loan-debt-be-forgiven/

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Undergraduate (adj) – related to a university student who has not yet taken a first degree

My undergraduate degree was in History and Politics

To afford (v) – to be able to buy or do something because you have enough money or time

I don’t know how he can afford a new car on his salary

Loan (n) – an amount of money that is borrowed, often from a bank, and has to be paid back

He is trying to get a $50,000 loan to start a business

To owe (v) – to need to pay or give something to someone because they have lent money to you

I owe James £10

To forgive (v) – to allow someone to not have to pay a debt

Should rich countries forgive some of the debts owed by the poorest countries?

To take on something (Phrasal v) – to undertake a task or responsibility, especially a difficult one

I took on debt so I could afford university

To pay something off (Phrasal v) – to pay back money that you owe

We should be able to pay off the debt within three years

Disproportionately (adv) – in a way that is too large or too small in relation to something else

The disease disproportionately affects young people

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