Doug chats with Elliot Gross (9 to FI podcast) about his path to Financial Independence.  He shares how he discovered FI at age 27 and details his journey from getting out of debt to strategically positioning himself to retire early in 18 months.  Elliot also discusses his detailed approach to managing finances, the milestones he hit along the way, future aspirations involving geo-arbitrage with Italian citizenship, dealing with “one more year” syndrome, and the importance of community.

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**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

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0:00 Introduction

1:13 Discovering Financial Independence

7:58 Preparing for early retirement

13:39 Dealing with debt & Magic the Gathering

19:20 A bad week

23:29 Elliot’s FI journey

29:11 Navigating finances in a relationship

35:00 Current expenses

39:20 Net worth & asset allocation

46:18 Italian citizenship & future plans

50:32 Importance of community

59:21 Soundcheck – 9 to FI podcast