First Time Home Buyers - How To Buy a Home

19 - Down Payment Assistance Programs


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We dive into the world of down payment assistance programs and how they can help you achieve your dream of homeownership. With housing affordability becoming a growing issue, these programs are becoming increasingly important for first-time buyers. 

In this episode, we discuss:

  • The different types of down payment assistance programs and how they work
  • The various requirements needed to be considered for these programs, such as income, credit score, and residency restrictions
  • The upsides and downsides of using down payment assistance programs, including the impact on your buying power and potential disadvantages in a competitive seller's market
  • Tips on how to find and apply for these programs in your local area


Whether you're struggling to save for a down payment or just need a little extra help with closing costs, down payment assistance programs can be a valuable resource in your home buying journey. Listen in to learn more about these programs and how they can help you achieve your homeownership goals!

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Looking for a local real estate agent outside of California?
We’ve partnered with Home & Money, simply go to https://homeandmoney.com/FTHB/ and we’ll help connect you with a local, vetted agent.

Contact Information:

Philip Mastroianni – Loan Officer & Real Estate Agent
(949) 357-5029
[email protected]

NMLS# 2141541
DRE# 02141890

Monica Mastroianni – Real Estate Agent
(951) 395-1848
[email protected]
DRE# 02099257
Legacy Homes Realty

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First Time Home Buyers - How To Buy a HomeBy Philip Mastroianni

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