The ROTH IRA is an amazing retirement tool that offers tax-free options as our money grows. Galia answers all of your questions regarding ROTH IRAs and why they are so beneficial for your portfolio.     Who can open one? Can you do so if you are self employed or work for a company? Can your teen open a ROTH? How should you pick investments for your ROTH IRA and where is best to open one? Hey - who created the Roth?   Susan reveals how easily seduced she is by safe deposit boxes and their hidden secrets. Hint: million dollar jade, trench coats and cigarettes may be involved.