Time for an industry pulse check with ICBA Securities' own Jim Reber. As we start the back half of 2021, we had some interesting markets in the first half of the year that had direct impact on bank profitability. Also, I think it's important to take some of the anecdotal things we hear and put them in a larger context of what the markets are actually doing. I have to admit, that Jim gave me some additional insights that I had not thought of before today.

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