In this episode of "The Deal Finders Podcast," we sit down with finance expert Aaron Chapman, who takes us through the intricacies of mortgage rates, the 2008 financial crisis, and current market trends. Aaron shares his journey from working in mines and ranches to becoming a top mortgage industry professional. He provides invaluable insights into real estate investing, emphasizing the importance of the 30-year mortgage and how to navigate today's financial landscape using historical data and trends. Whether you're a seasoned investor or just starting out, Aaron's advice is crucial for understanding and capitalizing on the real estate market.

Key Talking Points

1. [0:00] Introduction - Overview of the episode's focus on mortgage rates, the 2008 financial crisis, and Warren Buffett's views on the 30-year mortgage.
2. [1:01] Aaron Chapman's Background - From ranching and heavy equipment operation to mortgage industry success.
3. [3:23] Entering the Mortgage Industry - Aaron’s story of transitioning from telemarketing to becoming a top loan originator.
4. [7:02] The Impact of Personal Branding - How Aaron’s unique approach and personal brand helped him stand out in the mortgage industry.
5. [9:01] Surviving the 2008 Financial Crisis - Aaron’s experiences and the lessons learned from the market crash.
6. [13:17] Quantitative Easing Explained - Detailed explanation of the Federal Reserve's actions during and after the 2008 crisis.
7. [18:18] Current Market Analysis - Insights into today’s mortgage-backed securities and predictions for future interest rates.
8. [24:29] Real Estate Investment Math - Calculating returns on investment properties and understanding the impact of inflation.
9. [30:00] Advice for New Investors - The importance of building a solid team and knowing your financial limits before investing.
10. [34:04] Understanding Mortgage Rates - How economic factors and market trends influence mortgage rates.

Links & Resources

• Aaron Chapman’s Personal Website: AaronChapman.com
• Quantitative Easing Explanation: YouTube Channel "Deal Finders" - Detailed graph analysis
• Text Aaron for Real Estate Investment Advice: (602) 291-3357
• Deal Finders Club: DealFindersClub.com

Closing Remark

Thanks for tuning in to this insightful episode with Aaron Chapman. Don't forget to rate, follow, share, and review our podcast if you enjoyed the episode. Stay tuned for more expert advice and insider tips on real estate investing.