You're probably hearing a lot about cryptocurrency these days.

Dogecoin.

Bitcoin.

The businesses you patronize are telling you they accept it. Heck, here in North Dakota, the City of Williston has begun accepting it as a payment option.

But what is it?

How do you use it?

And given the headlines we see about the rollercoaster values of cryptocurrencies, is it a safe place to put your money?

Jack Seaman from MinDak Gold and Silver Exchange is a business owner who accepts cryptocurrencies. He has a crypto ATM in his business. He joins this episode of Plain Talk to discuss the practical realities of using cryptocurrency.