Consumers often need access to funds to cover an unexpected expense, such as a flat tire or a repair to a faulty hot water heater. While there are a variety of loans available on the market, often the earliest a customer could get money into their bank account was the next day. Grain, which analyzes a consumer’s cash flow to determine eligibility, now sends loan payments instantly to customers via the RTP® network so they can have cash in hand right away – a benefit to the customer and a competitive advantage for Grain, which works with Dwolla and Cross River Bank to connect to the RTP network. Hear about Grain’s real-time payments journey and how it connected to the RTP network in order to provide customers with a better experience and access to funds instantly.

About Our Guests
Yasser Abou-Nasr is the Senior Vice President of Product at Dwolla, and Patrick De Suza is the Chief Technology Officer at Grain.

Payments Nerds is brought to you by The Clearing House, hosted by Greg MacSweeney, and produced by Earfluence.