Emily has a current net worth around $1.5 million. About $1 million is in a taxable brokerage account. The remainder is in her retirement accounts and cash. She does not own a car or a house. She is in her late 20's and works as a consultant. She graduated debt free and had her employer cover her MBA. We have a great discussion on her frugality and how her childhood played a major factor in that and her education.