Instant gratification in payments is not asking too much. It’s simply what people expect. So why does the US lag behind when it comes to real-time payment solutions?   On this episode, we interview Steve Ledford, SVP of Products & Strategy at The Clearing House. His team is responsible for the development of the RTP® network — a real-time payments solution.   On this episode, Steve gives us his thoughts on the development process and the new network, including:   Why meeting customer demands is central to innovation How technology has enabled real-time settlement Whether companies should wait for the feds to use RTP