We've all been guilty of being over-budget from time to time. Maybe we spent an extra $50 last month on restaurants or we went $200 over our price limit on Christmas gifts. However, there's a big difference between occasionally being over-budget and a harmful pattern of overspending.

So how do we know if we're overspending? And more importantly what motives are at the core of our decisions to spend more than we know we should? 

In this episode, we'll talk through five rationalizations people use to justify their unhealthy spending habits. We'll follow up with eight practical ideas you can use to guard against this destructive habit of overspending.

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