5 Talents Podcast - How To Build Wealth Through Real Estate

Do you dread tax season? Feel like you're leaving money on the table when that tax bill arrives? In this episode, Abel Pacheco sits down with Mark Myers, founder of Peak Profit Solutions and self-described "tax savings architect." If you're eager to gain insider knowledge on how the top 1% navigates the complex tax code, don't miss this conversation. You'll come away with actionable steps to legally minimize taxes and avoid overpaying Uncle Sam. The savings could be life changing. It’s time to get strategic and unleash the full potential of what Mark calls "the profit center hiding in your tax return."

[00:00 - 15:59] - Opening Segment

• Mark introduces himself as a tax savings architect
• Outlines his role in reducing taxes legally without replacing CPAs
• Discusses ideal clients like high income W2 earners and business owners
• More income provides more opportunities for tax savings

[15:60 - 30:45] - The Importance of Being Strategic With Taxes

• For business owners selling assets, do pre-sale planning
• Shift income assignment to more tax efficient entities
• Allows for continuing tax deferral compared to owing at sale

[30:45 - 32:51] - Tax Savings “Coupon #1”

• Use the "Augusta rule" to rent primary residence to your business
• Creates up to $40k in tax-free rental income each year

[32:51 - 37:35] - Tax Savings “Coupon #2”

• Donate appreciated assets to charity to get a larger deduction
• Deduction can be 4x your cost basis in the donated asset
• Limited to 30% of AGI for these types of donations

[37:35 - 41:34] - Tax Savings “Coupon #3"

• Invest in solar projects to get 50-60% tax credits
• Plus accelerated depreciation and cash flow from energy payments
• Overall can get back more than invested in tax savings

[41:35 - 47:47] - Final Thoughts

• Emphasizes being proactive, not reactive with tax planning
• Have a consultation on strategies for future years

Key Quote:

"My goal is always to reduce my client's taxes by at least 25%, but sometimes I can reduce it by as much as 80%." - Mark Myers

Connect with Mark through his Website!

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 5 TALENTS CAPITAL | ABEL PACHECO

If you are ready to start your investment journey with 5 Talents Capital, here are the next steps you should take:

1. View our informational video and case study at https://5talents.capital/grow-your-wealth/
2. After viewing the video follow the prompts which will lead you to a scheduling link to meet one on one with Abel Pacheco. 
3. Register for our investor portal here investor portal once registered you will be able to review some of our past deals and you will receive alerts for upcoming investment opportunities.

I Help People Build Wealth And 10X THEIR MONEY By Establishing Multiple Income Streams Through Multi-Family Real Estate Investments.

Our blueprint to financial freedom is streamlined so you can get going in multifamily commercial real estate investments fast. 

Support the show

In this episode, host Abel Pacheco interviews Sandhya Seshadri, a Dallas-based apartment syndicator and founder of Engineered Capital and ACE Operators. They discuss Sandhya's journey from arriving in the US with just two suitcases to managing over 140 million in multifamily assets. Sandhya provides insights on multifamily asset management, operations, and key performance indicators (KPIs).

[00:00 - 09:52] - Sandhya’s “Origin” Story

• Introducing Sandhya Seshadri to the show
• Sandhya's journey from arriving in the US to managing over $140M in multifamily assets
• Sandhya's companies Engineered Capital and ACE Operators

[09:53 - 22:38] - Build Wealth Through Consistency and Leveraging Strengths

• Success requires consistent daily effort over months and years
• Spend focused time daily to build skills and momentum
• Leverage your strengths like specialized local market knowledge
• Partner to fill experience gaps

[22:39 - 31:00] - How To Excel At Asset Management

• Balance lender requirements with unexpected operational challenges
• Maintain open communication with lenders
• Provide an exceptional resident experience for higher retention
• Incentivize staff based on renewals over new leases

[31:01 - 49:06] - Monitoring Key Performance Indicators

• Track total monthly revenue collections closely
• Review variance reports on operating expenses
• Maintain high occupancy rate per lender requirements
• Give yourself deadlines and take structured action

Key Quotes: 

"It's a lot of consistent daily tiny incremental steps towards that goal and not being distracted." - Sandhya Seshadri

"Whatever it is that you want to do in real estate … give yourself a deadline and have a structured approach to it." - Sandhya Seshadri

Connect with Sandhya through LinkedIn, Instagram, & Website!

Connect with me:

www.5talents.capital

LinkedIn

Instagram

Watch 5T CRE on YouTube

Leave us a review and receive your free ebook

Email us --> [email protected]

 5 TALENTS CAPITAL | ABEL PACHECO

If you are ready to start your investment journey with 5 Talents Capital, here are the next steps you should take:

1. View our informational video and case study at https://5talents.capital/grow-your-wealth/
2. After viewing the video follow the prompts which will lead you to a scheduling link to meet one on one with Abel Pacheco. 
3. Register for our investor portal here investor portal once registered you will be able to review some of our past deals and you will receive alerts for upcoming investment opportunities.

I Help People Build Wealth And 10X THEIR MONEY By Establishing Multiple Income Streams Through Multi-Family Real Estate Investments.

Our blueprint to financial freedom is streamlined so you can get going in multifamily commercial real estate investments fast. 

Support the show

Joseph Bramante shares his inspiring journey from corporate engineer to real estate entrepreneur who now leads a company with over 1500 units and $230M+ in assets. He discusses how he bought his first property at only 25 while living overseas, motivated by a desire to take control of his financial future. He also provides an inside look at pivoting into ground-up multifamily development, explaining the increased complexity versus acquiring existing properties.

[00:00 - 07:52] - Getting Started in Real Estate Investing

• Saw managers buying rentals, decided to do the same
• Bought first property at 25 while overseas just to accelerate retirement
• Didn't fully understand at first but knew he had time and would figure it out

[07:53 - 16:12] - Pivoting into Multifamily Development

• Lower cap rates made new construction attractive starting around 2016
• Shorter duration deals allow faster capital recycling and higher returns
• Speed is crucial - changes can significantly impact projects

[16:13 - 19:23] - Different Objectives: Development vs Cash Flow

• Development focused on faster growth and capital appreciation
• Cash flow investors prioritize ongoing passive income
• Different investors suited for each strategy

[19:24 - 41:21] - Tips for New Investors & Market Analysis

• Take action even if it seems difficult - did first deal from overseas at 25
• Be bold and jump in - you'll figure things out as you go
• Ignorance can help you push forward before overthinking the risks

Key Quote:

"I recognized I needed to do something different … I never thought to start a business or had this big master plan that I was going to have all of these units. I just started with one." - Joseph Bramante

_________________________________

Connect with Joseph on his Website!

Connect with me:

www.5talents.capital

LinkedIn

Instagram

Watch 5T CRE on YouTube

Leave us a review and receive your free ebook

Email us --> [email protected]

 5 TALENTS CAPITAL | ABEL PACHECO

If you are ready to start your investment journey with 5 Talents Capital, here are the next steps you should take:

1. View our informational video and case study at https://5talents.capital/grow-your-wealth/
2. After viewing the video follow the prompts which will lead you to a scheduling link to meet one on one with Abel Pacheco. 
3. Register for our investor portal here investor portal once registered you will be able to review some of our past deals and you will receive alerts for upcoming investment opportunities.

I Help People Build Wealth And 10X THEIR MONEY By Establishing Multiple Income Streams Through Multi-Family Real Estate Investments.

Our blueprint to financial freedom is streamlined so you can get going in multifamily commercial real estate investments fast. 

Support the show

How do you create wealth using the velocity of money? In this episode of the 5 Talents Podcast, Abel welcomes Curtis May. Curtis is the principal of Practical Wealth Advisors LLC., He helps families and business owners learn to plan wisely for the future and to achieve financial independence. He discusses personal finance principles such as saving, investing, and minimizing losses. He shares his own story of growing up in a self-employed family and learning money management from his father.

Tune in now as Curtis dives into understanding wealth transfer processes, the accumulation theory, assets versus liabilities, and reading financial statements to build wealth!

[00:00 - 02:54] Unpacking Personal Finance Principles

• Introducing Curtis to the show!
• Curtis is the principal of Practical Wealth Advisors, LLC.
• Most people don’t have a money problem, they have a philosophical problem  

[02:55 - 10:22] From Self-Employed Family To Business Major

• What are the four things that you can do with money?
• Focus on cash flow and understanding the tax code
• Align your interests with those of the government
• Personal development is key to increasing income

[10:23 - 32:31] Understanding The Principles of Velocity, Cashflow Leverage, and Balance Sheet Neutrality

• Maximum protection: Disability, Life Insurance, Umbrella Coverage, Entities, and Wills
• What is the concept of “Velocity of Money”?
• Numbers tell a story, but you must look at them to understand it
• Invest in real estate for capital gains and use accelerated depreciation to reduce tax liability

[32:32 - 42:06] Closing Segment

• Curtis shares his understanding of wealth transfer processes and reading financial statements to build wealth!  
• See the links below to connect with Curtis!

Quotes:

“The ideal financial plan is it has to work no matter what... You want to transfer the wealth to your family and charities and the plan must work under all circumstances.” - Curtis May

“All successful people operate by principles because if you don't have principles, every time you come across a new thing, it's like seeing it for the first time. So, what are your money rules that you won't violate?” - Curtis May

Connect with Curtis through his Website & LinkedIn!

Connect with me:

www.5talents.capital

LinkedIn

Instagram

Watch 5T CRE on YouTube

Leave us a review and receive your free ebook

Email us --> [email protected]

 5 TALENTS CAPITAL | ABEL PACHECO

If you are ready to start your investment journey with 5 Talents Capital, here are the next steps you should take:

1. View our informational video and case study at https://5talents.capital/grow-your-wealth/
2. After viewing the video follow the prompts which will lead you to a scheduling link to meet one on one with Abel Pacheco. 
3. Register for our investor portal here investor portal once registered you will be able to review some of our past deals and you will receive alerts for upcoming investment opportunities.

Support the show

Have you ever considered a high cash value, whole life policy as an alternative to traditional banking?

In this episode, Anthony Faso and Cameron Christensen dive into Infinite Banking, how the process of Cash Cycle for Investors works, and how a high cash value, whole life policy can be used as an alternative to a bank. They include details on the benefits of using this type of policy and provide advice on investing in infinite banking.

Listen in to better understand the concept of Infinite Banking and how it can benefit your financial future. Tune in now to learn more about this innovative strategy!

[00:00 - 09:42] Unlocking the Power of Infinite Banking

• Anthony and Cameron of the Infinite Wealth Team discuss Infinite Banking

• Cameron breaks down the Cash Cycle for Investors

• How to build wealth by buying assets and reinvesting cashflow

[09:433 - 17:05] The Benefits of Infinite Banking

• How you can earn a much higher rate of return

• The compound interest curve is not broken when you borrow from the policy

• Do your research and make sure the insurance company is reliable and trustworthy

[17:06 - 25:42] The Backbone of the Economy & a Safe Place to Keep Your Cash

• Insurance companies are the backbone of the economy and have very few failures

• Mutual insurance companies have been profitable even during the Great Recession

• Start with goals and get back into the right account that will help achieve those goals

[25:43 - 33:20] Overcome Your Fear of Investing

• How Anthony and Cameron do the math to show if Infinite Banking is right for you

• How Cameron and Anthony started working together and merged

• Their approach to personal finance

[33:21 - 41:21] Closing Segment

• Get educated, take action, and don't be afraid to take risks

Quotes:

“With infinite banking, we don't want to change what you're doing. We just want to change slightly how you're doing it.” - Anthony Faso

“You got to store your capital somewhere. And there's many advantages to store it inside a whole life policy versus a bank.” - Anthony Faso

“If you do a little bit of research, you're going to realize that the best place that you can keep your cash is with a mutual insurance company in a properly designed policy.” - Cameron Christiansen

Want to connect with Cameron & Anthony? Visit Infinite Health Consultants to build cash flow, grow wealth, and achieve freedom!

Connect with me:

www.5talents.capital

LinkedIn

Instagram

Watch 5T CRE on YouTube

Leave us a review and receive your free ebook

Email us --> [email protected]

5 TALENTS CAPITAL | ABEL PACHECO

If you are ready to start your investment journey with 5 Talents Capital, here are the next steps you should take:

1. View our informational video and case study at https://5talents.capital/grow-your-wealth/
2. After viewing the video follow the prompts which will lead you to a scheduling link to meet one-on-one with Abel Pacheco. 

Register for our investor portal here investor portal. Once registered, you can review some of our past deals and receive alerts for upcoming investment opportunities.

Support the show

How do you take advantage of potential opportunities in real estate investing? In this episode of the 5 Talents Podcast, Abel welcomes Andy McMullen. Andy is the Founder and Manager of Legacy Acquisitions. He has been focusing on multifamily and built-to-rent for the last four years. Andy values his long-standing personal relationships with brokers, operators, institutional lenders, and private equity firms. 

Tune in now as Andy shares how to navigate current challenges in the industry and find out how you could take advantage of potential opportunities in real estate investing!

[00:00 - 03:06] Opening Segment

• Introducing Andy to the show!
• Andy is the Founder and Manager of Legacy Acquisitions

[03:07 - 13:07] Navigating Through Real Estate Obstacles And Hardships

• Facing challenges and setbacks along the way
• Surround yourself with a team that shares the same values and passion
• Real estate has been consistently profitable over any 10-year term

[13:08 - 28:10] Exploring Opportunities In Real Estate

• Opportunities exist in commercial real estate, even if NOI or cap rate goes down
• Look holistically at properties and consider negotiating with banks
• Build-to-rent side of real estate has been a great hindsight

[28:11 - 43:46] Closing Segment

• Andy shares knowledge on how to anyone take advantage of potential opportunities in real estate investing!  
• See the links below to connect with Andy!

Quotes:

“ The building in itself is probably the last thing that you should be looking at and the cost of the rent's a little bit low considering all these factors the actual building how it's performing is almost secondary right in the long run.” - Andy McMullen

“Many people would argue now's the best time to be paying your mortgage. Because you're paying less of that, dollar for dollar.” - Andy McMullen

Connect with Andy through his Website & LinkedIn!

Connect with me:

www.5talents.capital

LinkedIn

Instagram

Watch 5T CRE on YouTube

Leave us a review and receive your free ebook

Email us --> [email protected]

 5 TALENTS CAPITAL | ABEL PACHECO

If you are ready to start your investment journey with 5 Talents Capital, here are the next steps you should take:

1. View our informational video and case study at https://5talents.capital/grow-your-wealth/
2. After viewing the video follow the prompts which will lead you to a scheduling link to meet one on one with Abel Pacheco. 
3. Register for our investor portal here investor portal once registered you will be able to review some of our past deals and you will receive alerts for upcoming investment opportunities.

Support the show

In this episode of the 5 Talents Podcast, Abel welcomes Alix Kogan, Alix is the Founder and President of Ashland Capital an industry veteran with 20+ years of successful real estate operations and $500mm worth of transactions under his belt. Alix has been involved in all facets of real estate, construction, and development since he embarked on his career in real estate over 20 years ago. 

Alix’s career began in Colorado through the start of his high-end construction company, Kogan Builders, Inc (KBI). Alix grew the business to become the largest and most successful single-family, mixed-use, townhome, condo, and small subdivision construction company in Southwest Colorado, which he ultimately sold and realized a successful exit. 

Tune in now as Alix shares his expertise on how one should evaluate schools, sports programs, enrollment growth, and other factors when considering investing in student housing!

[00:00 - 07:20] Opening Segment

• Introducing Alix to the show!
• Alix is the Founder and President of Ashland Capital
• He grew up in a real estate family in Kyiv, Ukraine, and immigrated to the US

[07:21 - 14:48] Overcoming Obstacles And Creating Wealth

• Learned the importance of entrepreneurship, grit, taking accountability, and not relying on anyone else
• Encouraging parents to talk to their children about their family history and where they come from
• Writing a book about the family’s history is a great way to capture these stories
• Leverage active capital, time, and investments to build wealth over 20 years

[14:49 - 28:18] Unlocking The Secrets Of Student Housing

• Taking risks and diversifying investments
• Higher barrier to entry for student housing compared to conventional multifamily
• Taking into consideration of factors, such as:
  • School growth
  • Sports programs
  • Demographic of students

[28:19 - 37:08] Closing Segment

• Alix shares his expertise on how one should evaluate schools, sports programs, enrollment growth, and other factors!  
• See the links below to connect with Alix!

Quotes:

“They're going to take their students from 20 to 30, 000 new on an asset there, you've actually gained equity overnight just by the school announcing, a major growth plan. So, you have to be nimble and I think that's certainly the case for conventional apartments as well, right? You have a major employer that shuts down. You got to react to it. So, you got to be nimble.” - Alix Kogan

“I hate the concept of dead money even if I have capital on the sideline. I'm always trying to figure out a way how to earn as much as we can with the least amount of risk.” - Alix Kogan

Connect with Alix through his Website, LinkedIn, & Facebook!

Connect with me:

www.5talents.capital

LinkedIn

Instagram

Watch 5T CRE on YouTube

Leave us a review and receive your free ebook

Email us --> [email protected]

 5 TALENTS CAPITAL | ABEL PACHECO

If you are ready to start your investment journey with 5 Talents Capital, here are the next steps you should take:

1. View our informational video and case study at

Support the show

In this episode of the 5 Talents Podcast, Abel welcomes Matt Faircloth, Matt has been a full-time investor since 2005. In that time, he has successfully completed projects involving dozens of fix and flips, office buildings, single-family homes, and apartment buildings. He controls thousands of units in multifamily in partnership with tens of millions of passive investor equity.  Matt is the author of Raising Private Capital, How to Build your Real Estate Empire with Other People's Money, which has sold over 50,000 copies and is an Amazon Best Seller.

Tune in now as Matt shares his inspiring conversation about faith, creativity, and success!

[00:00 - 02:02] Opening Segment

• Introducing Matt to the show!
• Matt is a real estate investor, recovering engineer by trade

[02:03 - 14:48] Taking Action And Having Faith In Real Estate Deals

• Started as a landlord at 26 with a single-family home
• The mindset to take a risk and invest in real estate
• Fear is the obstacle that needs to be overcome
• Take action and have faith and confidence in what we hope for

[14:49 - 27:33] Scale Up Your Real Estate Investing With Faith, Gratitude, And Confidence

• Confidence, gratitude, and seeing the full spectrum of opportunities are key
• Believing in yourself and having faith will reward you with what you need
• Delegate tasks you are not good at to others
• Harmonize with team members to scale business

[27:34 - 40:40] Closing Segment

• Matt advises listeners to focus on one market and one asset class to scale in the next couple of years!  
• See the links below to connect with Matt!

Quotes:

“Focus is going to be the key for the next couple of years... So, if you guys are just getting going or trying to scale, I would focus on one market.” - Matt Faircloth

“If you're telling me you can't afford to hire someone, I don't believe you, you’re just not being creative enough. There's plenty of money out there, plenty of resources, plenty of ways that you can find someone to help you get where you want to go.” - Matt Faircloth

Connect with Matt through his Website, YouTube, Instagram, & Facebook!

Connect with me:

www.5talents.capital

LinkedIn

Instagram

Watch 5T CRE on YouTube

Leave us a review and receive your free ebook

Email us --> [email protected]

 5 TALENTS CAPITAL | ABEL PACHECO

If you are ready to start your investment journey with 5 Talents Capital, here are the next steps you should take:

1. View our informational video and case study at https://5talents.capital/grow-your-wealth/
2. After viewing the video follow the prompts which will lead you to a scheduling link to meet one on one with Abel Pacheco. 
3. Register for our investor portal here investor portal once registered you will be able to review some of our past deals and you will receive alerts for upcoming investment opportunities.

Support the show

Rich oversees the marketing and business development at RealWealth. He is passionate about developing our team and our systems and is always looking for new ways to bring good people to the network. As a licensed real estate broker, experienced investor, and Master Certified Business Coach, Rich specializes in helping our team stay aligned and inspired to fulfill our company’s purpose, mission, and values.

Rich oversees the marketing and business development at RealWealth. He is passionate about developing our team and our systems and is always looking for new ways to bring good people to the network.

Tune in now as Rich shares his tips on developing intentionality in investing and goal setting such as creating a multi-generational project plan!

[00:01 - 03:37] Opening Segment

• Introducing Rich to the show!
• Rich is an author, coach, VP of the International Coach Federation, and successful real estate investor

[03:38 - 12:48] Overcoming Your Inner “Gremlin” To Reveal Your True Self

• His focus on single-family one-to-four-unit investment properties in 19 different emerging markets
• Helped investors purchase over 6, 000 properties worth 1.2 billion in real estate assets
• A holistic approach to wealth building
• Coaching has been a game-changer for his life

[12:49 - 25:07] Uncovering The Secrets Of Intentional Investing

• Coaching is key to getting in between the conversation between the gremlin and your true self
• Recognizing physical signs of the “gremlin’s” presence
• Have systems and structures in place to get there on a regular basis
• Intentionality is key for investing and goal setting

[27:08 - 38:39] Closing Segment

• Rich shares his tips on developing intentionality in investing and goal setting!  
• See the links below to connect with Rich!

Quotes:

“It's not just about wealth. It's not just about money. It's about having the money and the freedom to live life on your own terms. that was our stake in the ground from Day one.” - Rich Fettke

“We've had our challenges; we've had our losses. It’s more than just vision setting and goal setting process, but the bigger thing is also the, why.” - Rich Fettke

Connect with Rich through his Website, Instagram, & LinkedIn!

Connect with me:

www.5talents.capital

LinkedIn

Instagram

Watch 5T CRE on YouTube

Leave us a review and receive your free ebook

Email us --> [email protected]

 5 TALENTS CAPITAL | ABEL PACHECO

If you are ready to start your investment journey with 5 Talents Capital, here are the next steps you should take:

1. View our informational video and case study at https://5talents.capital/grow-your-wealth/
2. After viewing the video follow the prompts which will lead you to a scheduling link to meet one on one with Abel Pacheco. 
3. Register for our investor portal here investor portal once registered you will be able to review some of our past deals and you will receive alerts for upcoming investment opportunities.

Support the show

Matt Fore is an experienced real estate investor from Nashville, Tennessee. He has a background of over 10 years in sales and sales leadership positions at a prominent technology firm. Matt was able to achieve financial freedom within 3 years of starting, at the age of 32. Currently, Matt is a partner in the multi-billion-dollar real estate private equity firm Next-Level Income which specializes in Multi-Family, Self-Storage, Mobile Home Parks, Car Washes, and various forms of real estate debt.

Tune in now as Matt details his goal of doubling money within four to five years and taking action on his own investing journey!

[00:01 - 04:42] Opening Segment

• Introducing Matt to the show!
• Matt Fore is a partner at Next-Level Income
• He started his real estate journey in 2016 and has a portfolio of over $1 billion

[04:43 - 16:20] Investing In Intentional Wealth Creation

• He has achieved his portfolio through syndicating deals, partnering, JVing, and working with others
• Business is his art form; he encourages others to go back to their childhood interests
• ROI should be replaced with Return on Intentionality
• The goal of making money should relate to today as time is short

[16:21 - 29:35] Overcoming Obstacles And Challenges In Real Estate

• Time is precious and don’t let moments pass
• Intentionality creates magic moments
• How he realized the importance of building a good quality team around him
• Learned about Ironman and how it takes a vision and consistency of training to reach goals

[29:36 - 44:46] Closing Segment

• Matt shares how you can double your money by taking action on your own investing journey!  
• See the links below to connect with Matt!

Quotes:

“No one is born to ride a bike over a hundred miles and then get off and run a marathon. It takes a vision of knowing you want to get there, and then consistency of your training to get there.” - Matt Fore

“I always equate it back to this idea of ROI and right once I say that most people go to return on investment. What I want to challenge people to think about is the return on intentionality.” - Matt Fore

Connect with Matt through his Website, Instagram, LinkedIn & YouTube!

Connect with me:

www.5talents.capital

LinkedIn

Instagram

Watch 5T CRE on YouTube

Leave us a review and receive your free ebook

Email us --> [email protected]

 5 TALENTS CAPITAL | ABEL PACHECO

If you are ready to start your investment journey with 5 Talents Capital, here are the next steps you should take:

1. View our informational video and case study at https://5talents.capital/grow-your-wealth/
2. After viewing the video follow the prompts which will lead you to a scheduling link to meet one on one with Abel Pacheco. 
3. Register for our investor portal here investor portal once registered you will be able to review some of our past deals and you will receive alerts for upcoming investment opportunities.

Support the show