Our guest today is Molly Leeds, a benefits account manager at Brown & Brown of New York. Molly helps  small and medium sized businesses to obtain the best package of employee benefits to fit their needs.

In our discussion, we focus on healthcare benefits.

If you are a solo, independent professional with no employees and no partners in the United States, your main option for getting health insurance is Obamacare, via healthcare.gov.

But if you have at least one employee, or you band together with another independent professional to form a partnership and have at least two eligible members in your company, you can start looking at small group healthcare plans, which can be a better value in some, but not all, cases.

Molly walks us through the various options for health insurance and we also discuss how to find and select a health insurance broker.

Molly’s firm, Brown & Brown, helps clients with a wide range of products and services, including trade credit, business insurance, employee benefits, risk management, and more. You can learn more at their website, www.bbinsurance.com, where you can use their office locator to find an office near you.